Lake Community Living at Its Best! Move-in ready 3-bedroom, 2-bath home in the desirable Turtle Cove community, offering partial lake views and direct lake access through the adjacent green space. This beautifully updated home features new luxury vinyl plank flooring throughout, fresh interior paint, a bright and spacious open-concept living area, custom built-in bookshelves, and a well-appointed kitchen with custom cabinetry. All appliances convey with the sale, including the washer and dryer. Additional interior upgrades include updated fixtures, new vanity countertops, and new shower liners. Step outside to a large deck overlooking the lake-perfect for relaxing or entertaining. The stand-up crawl space provides excellent storage and features a new vapor barrier. Major systems have been maintained, with the roof and HVAC recently serviced. The exterior has been pressure washed and refreshed with new trim paint. Conveniently located on Cardinal Drive, this home is just moments from community beaches and the clubhouse. Residents of Turtle Cove enjoy an exceptional lifestyle with amenities including a golf course, a newly renovated clubhouse featuring a full-service restaurant and bar, a large partially covered swimming pool, pickleball courts, white-sand beaches, and three boat ramps providing easy access to the lake. Don't miss this opportunity to own an updated home with lake access and resort-style amenities in one of the area's most sought-after lake communities!
Active
Price cut: $1.9K (6/25)
$248,000
461 Cardinal Dr, Monticello, GA 31064
3beds
1,344sqft
Single Family Residence, Manufactured Home
Built in 1989
0.45 Acres Lot
$-- Zestimate®
$185/sqft
$35/mo HOA
What's special
Partial lake viewsNew shower linersNew vanity countertopsFresh interior paintCustom built-in bookshelvesUpdated fixtures
- 46 days |
- 602 |
- 48 |
Zillow last checked:
Listing updated:
Listed by:
Michael St. Bernard 770-639-7050,
The American Realty
Source: GAMLS,MLS#: 10736412
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Other
Dining room
- Features: Dining Rm/Living Rm Combo
Kitchen
- Features: Breakfast Area, Solid Surface Counters
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Oven/Range (Combo), Refrigerator, Washer
- Laundry: Laundry Closet
Features
- Bookcases, Master On Main Level, Walk-In Closet(s)
- Flooring: Vinyl
- Basement: Crawl Space,Exterior Entry
- Has fireplace: No
Interior area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
- Finished area above ground: 1,344
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Off Street, Parking Pad
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Approach with Ramp
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Seasonal View
- Waterfront features: Lake Privileges
- Body of water: Jackson Lake
Lot
- Size: 0.45 Acres
- Features: Greenbelt
Details
- Parcel number: 025A 074
- Special conditions: Agent Owned
Construction
Type & style
- Home type: MobileManufactured
- Architectural style: Modular Home
- Property subtype: Single Family Residence, Manufactured Home
Materials
- Wood Siding
- Foundation: Block
- Roof: Composition
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1989
Utilities & green energy
- Sewer: Septic Tank
- Water: Private
- Utilities for property: Electricity Available, High Speed Internet, Underground Utilities, Water Available
Community & HOA
Community
- Features: Clubhouse, Golf, Lake, Park, Playground, Pool, Shared Dock, Tennis Court(s)
- Security: Smoke Detector(s)
- Subdivision: Turtle Cove
HOA
- Has HOA: Yes
- Services included: Security
- HOA fee: $415 annually
Location
- Region: Monticello
Financial & listing details
- Price per square foot: $185/sqft
- Tax assessed value: $69,190
- Annual tax amount: $650
- Date on market: 5/18/2026
- Cumulative days on market: 29 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,VA Loan
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
$1,723/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Price change | $248,000-0.8%$185/sqft |
Source: | ||
| 6/4/2026 | Listed for sale | $249,900+175.1%$186/sqft |
Source: | ||
| 4/20/2026 | Sold | $90,850+51.4%$68/sqft |
Source: Public Record Report a problem | ||
| 9/3/2010 | Listing removed | $60,000$45/sqft |
Source: NORTON AGENCY #3993778 Report a problem | ||
| 12/12/2009 | Listed for sale | $60,000-25%$45/sqft |
Source: NORTON AGENCY #3993778 Report a problem | ||
| 6/24/2005 | Sold | $80,000$60/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $528 -3.1% | $27,676 -1.1% |
| 2024 | $544 +72.4% | $27,996 +47.4% |
| 2023 | $316 +29.4% | $18,992 +33.8% |
| 2022 | $244 +20.4% | $14,192 +5% |
| 2021 | $203 +12.3% | $13,512 |
| 2020 | $180 -0.5% | $13,512 +13.8% |
| 2019 | $181 +6.3% | $11,872 +6.1% |
| 2018 | $171 +0.4% | $11,192 |
| 2017 | $170 -0.4% | $11,192 |
| 2016 | $171 | $11,192 +56.3% |
| 2015 | $171 -13.7% | $7,160 -38.7% |
| 2014 | $198 | $11,672 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | $21,600 |
| 2008 | -- | $21,600 +10.2% |
| 2007 | -- | $19,600 -7.3% |
| 2006 | -- | $21,152 |
| 2005 | -- | $21,152 +1.9% |
| 2004 | -- | $20,764 -10.5% |
| 1999 | -- | $23,198 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 31064
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 4/10Washington Park Elementary SchoolGrades: 3-5Distance: 9.2 mi
- 5/10Jasper County Middle SchoolGrades: 6-8Distance: 10 mi
- 4/10Jasper County High SchoolGrades: 9-12Distance: 8.1 mi
Schools provided by the listing agent
- Elementary: Washington Park
- Middle: Jasper
- High: Jasper
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Georgia
- Jasper County
- Monticello
- 31064
- 461 Cardinal Dr







