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For sale
  • $765,000

    465 State St, Harbor Springs, MI 49740

    2beds
    1,066sqft
    : 
    $5,303/mo
    Get pre-qualified
    SingleFamily
    Built in 1889
    8,276 Square Feet Lot
    $732,400 Zestimate®
    $718/sqft
    $-- HOA

    What's special

    Cozy loft bedroom upstairsGorgeous mature landscapingNewer american craftsman windowsLighted cutlery drawersOld growth woodRestored original wood floors
    Welcome to 465 State Street! Just a short walk to downtown Harbor Springs, this darling home was hand-restored by the current owners with a beautiful blend of history and modernity. Step through the front door to the vaulted ceiling of the kitchen and dining room, lined with old growth wood, and restored original wood floors. The kitchen has been thoughtfully designed with fun red accents and lighted cutlery drawers. While much of the home features newer American Craftsman windows, the living room has some original windows that were reglazed, have original brass hardware and custom storm windows. There is a cozy loft bedroom upstairs and the main floor primary with ensuite at the back of the house with an additional storage loft above it. The half-bath has a hand-painted folk art sink and the office has plenty of shelving plus views of the garden. The backyard of the house greets you with a handmade white cedar picket fence and gorgeous, mature landscaping. The gardens feature mature apple and peach trees (apple pies and peach cobblers!), rhubarb, asparagus, grapes. Veggies thrive in raised garden beds. When the flowers bloom, you will get fragrant antique lilies (original to the gardens), trillium, and true-blue hydrangeas. Whether you’re looking to enjoy it just in the summer or year-round, this charming home has beautiful natural light throughout the seasons. Homes like this, so lovingly cared for and restored, are a special Harbor Springs find!
    19 days
    1,676
    112

    Zillow last checked:

    Listing updated:

    Listed by:

    Sam Decamp,

    Gaslight Group Properties 231-347-7300

    Source: Northern Michigan MLS,MLS#: 480824MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Area: 108.24
      • Dimensions: 9.08 x 11.92
      Bedroom
      • Area: 194.83
      • Dimensions: 15.08 x 12.92
      Dining room
      • Area: 84.68
      • Dimensions: 11.17 x 7.58
      Kitchen
      • Area: 131.25
      • Dimensions: 11.25 x 11.67
      Living room
      • Area: 170
      • Dimensions: 12.75 x 13.33
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Refrigerator, Washer, Dryer, Range
      Features
      • Cathedral Ceiling(s)
      • Flooring: Wood
      • Basement: Crawl Space,Partial
      Interior area
      • Total interior livable area: 1,066 sqft

      Property

      Parking
      • Parking features: No Garage Or Carport
      Features
      • Levels: Two Or More
      • Patio & porch: Deck
      Lot
      • Size: 8,276 Square Feet
      • Dimensions: 58 x 142
      Details
      • Additional structures: Shed(s)
      • Parcel number: 511513102099

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Wood Frame/Site Built
      Condition
      • Year built: 1889

      Utilities & green energy

      • Sewer: City
      • Water: City

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Harbor Springs

      Financial & listing details

      • Price per square foot: $718/sqft
      • Tax assessed value: $162,000
      • Annual tax amount: $2,279
      • Date on market: 9/17/2026
      • Road surface type: Paved

        Estimated market value

        $732,400

        $696,000 - $769,000

        $1,971/mo

        Price history

        DateEventPrice
        9/17/2026Listed for sale$765,000+628.6%$718/sqft
        Source: Northern Michigan MLS #480824 Report a problem
        6/27/2013Sold$105,000$98/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026$2,279 +2.2%$162,000 -17.9%
        2025$2,230 $197,300 +126.8%
        2021-- $87,000 -0.9%
        2020-- $87,800 +12.3%
        2019-- $78,200 +22.2%
        2018-- $64,000 +1.1%
        2017-- $63,300 -0.5%
        2016-- $63,600 -10%
        2015-- $70,700 +17.8%
        2014-- $60,000 -4.8%
        2013-- $63,000 -1.4%
        2012-- $63,900 -2%
        2011-- $65,200 -4.1%
        2010-- $68,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 49740

        Getting around

        65 / 100
        Somewhat Walkable
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Harbor Springs

        Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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