Nestled along the serene narrows of the South Arm of Lake Charlevoix lies a rare chance to claim your own piece of waterfront charm. This classic two-story cottage exudes timeless character, offering three cozy bedrooms, one bath, and an abundance of space with three distinct living areas. Step out onto the deck or gaze through the windows of the bedrooms, living room, family room, and sitting area to soak in the gentle beauty of the water, always within view. The property boasts practical features such as a permanent retaining wall and dock, while the lot itself is adorned with mature trees, providing a sense of privacy and tranquility. Just a short boat ride away, you’ll find the delightful Landing Restaurant at the Ironton Ferry, as well as the nearby towns of Charlevoix, East Jordan, Boyne City, and beyond. Sold fully furnished, this charming home is ready for a little love and vision to shine, offering an incredible opportunity to own an affordable waterfront retreat in an idyllic location. Welcome Home!
For sale
$799,000
2974 M 66 N, Charlevoix, MI 49720
3beds
1,164sqft
SingleFamily
Built in ----
0.35 Acres Lot
$770,300 Zestimate®
$686/sqft
$-- HOA
What's special
Classic two-story cottagePermanent retaining wallThree cozy bedrooms
- 85 days
- 2,660
- 63
Zillow last checked:
Listing updated:
Listed by:
Pat O'brien,
Pat O'Brien & Associates - Boyne City 231-582-1700
Source: Northern Michigan MLS,MLS#: 479710
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Area: 131.4
- Dimensions: 13.25 x 9.92
Bedroom
- Area: 68.88
- Dimensions: 9.5 x 7.25
Bedroom 1
- Area: 72.14
- Dimensions: 8.83 x 8.17
Dining room
- Area: 61.75
- Dimensions: 9.5 x 6.5
Family room
- Area: 205.44
- Dimensions: 14.33 x 14.33
Kitchen
- Area: 92.63
- Dimensions: 9.5 x 9.75
Living room
- Area: 158.67
- Dimensions: 9.92 x 16
Heating
- Electric Baseboard
Appliances
- Included: Dishwasher, Refrigerator, Washer, Dryer, Range
Features
- Basement: Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Wood Burning, Wood Burning Stove
Interior area
- Total interior livable area: 1,164 sqft
Property
Parking
- Parking features: No Garage Or Carport
Features
- Patio & porch: Deck
- Exterior features: Dock
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Size: 0.35 Acres
Details
- Additional structures: Shed(s)
- Parcel number: 00612100810
Construction
Type & style
- Home type: SingleFamily
Materials
- Wood Frame/Site Built
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Connected
Community & HOA
HOA
- Has HOA: No
Location
- Region: Charlevoix
Financial & listing details
- Price per square foot: $686/sqft
- Tax assessed value: $1,087,000
- Annual tax amount: $7,431
- Date on market: 6/11/2026
Estimated market value
$770,300
$732,000 - $809,000
$1,858/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Listed for sale | $799,000-5.9%$686/sqft |
Source:  Northern Michigan MLS #479710 Report a problem | ||
| 9/29/2025 | Listing removed | $849,000$729/sqft |
Source: Northern Michigan MLS #476469 Report a problem | ||
| 5/16/2025 | Listed for sale | $849,000$729/sqft |
Source: Northern Michigan MLS #476469 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,431 +3.3% | $543,500 +20.6% |
| 2024 | $7,194 +4.9% | $450,600 +27.9% |
| 2023 | $6,860 | $352,300 +27.1% |
| 2022 | -- | $277,200 +3.2% |
| 2021 | -- | $268,500 +25.8% |
| 2020 | -- | $213,500 -10.7% |
| 2019 | -- | $239,200 +4% |
| 2018 | -- | $230,100 |
| 2017 | -- | $230,100 +4.4% |
| 2016 | -- | $220,400 +1.4% |
| 2015 | -- | $217,300 -0.2% |
| 2014 | -- | $217,700 +57.4% |
| 2013 | -- | $138,314 +2.4% |
| 2012 | -- | $135,073 +2.7% |
| 2011 | -- | $131,522 +1.7% |
| 2010 | -- | $129,324 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 49720
Nearby schools
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