Nestled along the serene narrows of the South Arm of Lake Charlevoix lies a rare chance to claim your own piece of waterfront charm. This classic two-story cottage exudes timeless character, offering three cozy bedrooms, one bath, and an abundance of space with three distinct living areas. Step out onto the deck or gaze through the windows of the bedrooms, living room, family room, and sitting area to soak in the gentle beauty of the water, always within view. The property boasts practical features such as a permanent retaining wall and dock, while the lot itself is adorned with mature trees, providing a sense of privacy and tranquility. Just a short boat ride away, you’ll find the delightful Landing Restaurant at the Ironton Ferry, as well as the nearby towns of Charlevoix, East Jordan, Boyne City, and beyond. Sold fully furnished, this charming home is ready for a little love and vision to shine, offering an incredible opportunity to own an affordable waterfront retreat in an idyllic location. Welcome Home!
For sale
$799,000
2974 M 66 N, Charlevoix, MI 49720
3beds
1,164sqft
SingleFamily
Built in ----
0.35 Acres Lot
$768,800 Zestimate®
$686/sqft
$-- HOA
What's special
Classic two-story cottagePermanent retaining wallThree cozy bedrooms
- 37 days |
- 3,418 |
- 103 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Pat O'brien,
Pat O'Brien & Associates - Boyne City 231-582-1700
Source: Northern Michigan MLS,MLS#: 479710
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Area: 131.4
- Dimensions: 13.25 x 9.92
Bedroom
- Area: 68.88
- Dimensions: 9.5 x 7.25
Bedroom 1
- Area: 72.14
- Dimensions: 8.83 x 8.17
Dining room
- Area: 61.75
- Dimensions: 9.5 x 6.5
Family room
- Area: 205.44
- Dimensions: 14.33 x 14.33
Kitchen
- Area: 92.63
- Dimensions: 9.5 x 9.75
Living room
- Area: 158.67
- Dimensions: 9.92 x 16
Heating
- Electric Baseboard
Appliances
- Included: Dishwasher, Refrigerator, Washer, Dryer, Range
Features
- Basement: Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Wood Burning, Wood Burning Stove
Interior area
- Total interior livable area: 1,164 sqft
Property
Parking
- Parking features: No Garage Or Carport
Features
- Patio & porch: Deck
- Exterior features: Dock
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Size: 0.35 Acres
Details
- Additional structures: Shed(s)
- Parcel number: 00612100810
Construction
Type & style
- Home type: SingleFamily
Materials
- Wood Frame/Site Built
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Connected
Community & HOA
HOA
- Has HOA: No
Location
- Region: Charlevoix
Financial & listing details
- Price per square foot: $686/sqft
- Tax assessed value: $1,087,000
- Annual tax amount: $7,431
- Date on market: 6/11/2026
Estimated market value
$768,800
$730,000 - $807,000
$2,073/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Listed for sale | $799,000-5.9%$686/sqft |
Source:  Northern Michigan MLS #479710 Report a problem | ||
| 9/29/2025 | Listing removed | $849,000$729/sqft |
Source: Northern Michigan MLS #476469 Report a problem | ||
| 5/16/2025 | Listed for sale | $849,000$729/sqft |
Source: Northern Michigan MLS #476469 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,431 +3.3% | $543,500 +20.6% |
| 2024 | $7,194 +4.9% | $450,600 +27.9% |
| 2023 | $6,860 | $352,300 +27.1% |
| 2022 | -- | $277,200 +3.2% |
| 2021 | -- | $268,500 +25.8% |
| 2020 | -- | $213,500 -10.7% |
| 2019 | -- | $239,200 +4% |
| 2018 | -- | $230,100 |
| 2017 | -- | $230,100 +4.4% |
| 2016 | -- | $220,400 +1.4% |
| 2015 | -- | $217,300 -0.2% |
| 2014 | -- | $217,700 +57.4% |
| 2013 | -- | $138,314 +2.4% |
| 2012 | -- | $135,073 +2.7% |
| 2011 | -- | $131,522 +1.7% |
| 2010 | -- | $129,324 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 49720
Nearby schools
GreatSchools rating
- 6/10Charlevoix Elementary SchoolGrades: PK-6Distance: 1.3 mi
- 9/10Charlevoix High SchoolGrades: 7-12Distance: 1.8 mi
Schools provided by the listing agent
- District: Charlevoix
Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $6,000-- bd-- ba-- sqftPA-BE Shan Trl, Charlevoix, MI 49720Off Market
- $76,400-- bd-- ba-- sqftPA-BE Shan Ln, Charlevoix, MI 49720Off Market
- $31,6000.5 AcresM-66 N, Charlevoix, MI 49720Off Market
- $2,628,800-- bd-- ba-- sqftM-66 N, Charlevoix, MI 49720Off Market
- $--17 AcresBayview, Charlevoix, MI 49720Off Market
- $--0.81 Acres11 Robins Ridge, Charlevoix, MI 49720Off Market
- $--12.55 AcresForest Meadows Dr #17, Charlevoix, MI 49720Off Market
- $1,251,8005 bd4 ba4.5k sqft1096 Lac Vue, Charlevoix, MI 49720Off Market
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
Similar homes
- $429,0004 bd3 ba1.7k sqft7031 Applewood Dr, Charlevoix, MI 49720For Sale
MLS ID #1947979, Matthew Dakoske. NGLRMLS - $812,5003 bd3 ba1.5k sqft1004 Marina Bluff Dr, Charlevoix, MI 49720For Sale
MLS ID #477385, Greg Bryan. Northern Michigan MLS - $606,0004 bd3 ba1.5k sqft705 State St, Charlevoix, MI 49720For Sale
MLS ID #1947224, Shelly Novotny. NGLRMLS - $749,0002 bd2 ba1.4k sqft105 Park Ave #101, Charlevoix, MI 49720For Sale
Berkshire Hathaway HomeServices Michigan and Northern Indiana Real Estate - $795,0002 bd2 ba887 sqft100 Michigan Ave #355, Charlevoix, MI 49720For SaleMLS ID #478736, Austen Lobenherz. Northern Michigan MLS
- $479,0003 bd1 ba1.6k sqft638 Division St, Charlevoix, MI 49720For SaleMLS ID #479289, Steve Andreae. Northern Michigan MLS
- $549,0002 bd2 ba1.5k sqft220 W Hurlbut St, Charlevoix, MI 49720For SaleMLS ID #479540, Steve Andreae. Northern Michigan MLS
- $489,0003 bd3 ba1.1k sqft1205 State St, Charlevoix, MI 49720For SaleMLS ID #1938962, Mark Snyder. NGLRMLS
- $799,9002 bd2 ba1.5k sqft1002 May St #4, Charlevoix, MI 49720For SaleMLS ID #1947896, Jonathan Crane. NGLRMLS
- $789,9002 bd2 ba1.5k sqft1002 May St #2, Charlevoix, MI 49720For SaleMLS ID #1947898, Jonathan Crane. NGLRMLS
- $415,0003 bd2 ba1.3k sqft112 W Lincoln St, Charlevoix, MI 49720For SaleMLS ID #479857, Matthew Crane. Northern Michigan MLS
- $559,0003 bd2 ba1.4k sqft105 Peppervine Pl #16, Charlevoix, MI 49720For SaleMLS ID #479741, Kimberly Harvey. Northern Michigan MLS
- $559,0003 bd2 ba1.4k sqft118 Peppervine Pl Lot 10, Charlevoix, MI 49720For SaleMLS ID #479743, Kimberly Harvey. Northern Michigan MLS
- $769,9002 bd2 ba1.5k sqft1002 May St #1, Charlevoix, MI 49720For SaleMLS ID #1947897, Jonathan Crane. NGLRMLS
- $479,0003 bd1 ba1.2k sqft406 Burns St, Charlevoix, MI 49720For SaleMLS ID #479515, A. Mitts Lee. Northern Michigan MLS
- $908,0002 bd3 ba1.3k sqft301 Michigan Ave APT 8, Charlevoix, MI 49720For SaleMLS ID #479541, Carol R Sullivan. Northern Michigan MLS
- $679,0002 bd2 ba1.1k sqft103 W Dixon Ave APT 503, Charlevoix, MI 49720For SaleMLS ID #480031, A. Mitts Lee. Northern Michigan MLS
- $779,9002 bd2 ba1.5k sqft1002 May St #3, Charlevoix, MI 49720For SaleMLS ID #1947351, Jonathan Crane. NGLRMLS
- $478,0003 bd2 ba1.5k sqft9370 Old Orch, Charlevoix, MI 49720For SaleMLS ID #478707, Jeff Wellman. Northern Michigan MLS
- $729,0003 bd4 ba1.5k sqft10 Uptown Ln, Charlevoix, MI 49720For SaleMLS ID #479848, Austen Lobenherz. Northern Michigan MLS
