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For sale
    • $697,900

    10862 Torchlight Ln #2 & 3, Central Lake, MI 49622

    3beds
    902sqft
    : 
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    Single Family Residence
    Built in 1946
    0.34 Acres Lot
    $670,100 Zestimate®
    $774/sqft
    $-- HOA

    What's special

    Thoughtfully designedBeautifully updatedInviting three-bedroom one-bath homeBright open floor planSpacious deck
    Welcome to the Guest House—your opportunity to enjoy attainable Torch Lake living. Beautifully updated and thoughtfully designed, this inviting three-bedroom, one-bath home offers comfortable year-round living or the perfect Northern Michigan getaway. The bright, open floor plan creates an easy flow between the kitchen, dining, and living areas, while the convenient laundry/mudroom is ideal after a day spent on the water. Step outside to the spacious deck, perfect for morning coffee, summer barbecues, or relaxing after a day on the lake. Just a one-minute walk brings you to the shared deeded Torch Lake frontage and dock, where you can enjoy boating, swimming, paddleboarding, or simply taking in the crystal-clear waters that make Torch Lake legendary. As an added bonus, the property includes the adjacent vacant lot, providing extra privacy today and exciting possibilities for tomorrow. Whether you're searching for a seasonal escape, a full-time residence, or an investment in one of Northern Michigan's most sought-after destinations, the Guest House offers an exceptional opportunity to enjoy the Torch Lake lifestyle at an attainable price.
    19 days
    |
    1,930
    |
    61
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kimberly Leahy Cell:231-463-6354,

    REO - Elk Rapids-101308 231-264-6604,

    Darci Springborn 231-590-8321,

    REO - Elk Rapids-101308

    Source: NGLRMLS,MLS#: 1947241MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 3
      Rooms
      • Room types: Great Room
      Primary bedroom
      • Level: Main
      • Area: 100
      • Dimensions: 10 x 10
      Bedroom 2
      • Level: Main
      • Area: 90
      • Dimensions: 9 x 10
      Bedroom 3
      • Level: Main
      • Area: 90
      • Dimensions: 10 x 9
      Primary bathroom
      • Features: Shared
      Dining room
      • Level: Main
      • Area: 80
      • Dimensions: 8 x 10
      Kitchen
      • Level: Main
      • Area: 96
      • Dimensions: 8 x 12
      Living room
      • Level: Main
      • Area: 220
      • Dimensions: 10 x 22
      Heating
      • Forced Air, Propane
      Cooling
      • Window A/C Unit(s)
      Appliances
      • Included: Refrigerator, Oven/Range, Dishwasher, Microwave, Washer, Dryer, Freezer, Propane Water Heater
      • Laundry: Main Level
      Features
      • Mud Room, Vaulted Ceiling(s), Ceiling Fan(s), Cable TV, WiFi
      • Flooring: Carpet, Laminate, None
      • Windows: Blinds
      • Basement: Crawl Space
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 902
      • Total interior livable area: 902 sqft
      • Finished area above ground: 902
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: None, Dirt
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Covered
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: Inland Lake, All Sports, Lake
      • Body of water: Torch Lake
      • Frontage length: 10
      Lot
      • Size: 0.34 Acres
      • Dimensions: 122 x 113 x 128 x 115
      • Features: Level
      Details
      • Additional structures: None
      • Parcel number: 050256000200 & 00300
      • Zoning description: Residential,Deed Restrictions

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Frame, Cement Siding
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1946
      • Major remodel year: 2022

      Utilities & green energy

      • Sewer: Shared Septic
      • Water: Shared Well

      Community & HOA

      Community
      • Features: Community Dock, Lake Privileges, Common Area
      • Subdivision: Torchlight Condo
      HOA
      • Services included: Trash, Snow Removal, Maintenance Grounds
      Location
      • Region: Central Lake

      Financial & listing details

      • Price per square foot: $774/sqft
      • Tax assessed value: $193,927
      • Price range: $697.9K - $697.9K
      • Date on market: 6/26/2026
      • Cumulative days on market: 19 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash
      • Ownership type: Private Owner
      • Road surface type: Gravel

        Estimated market value

        $670,100

        $637,000 - $704,000

        $2,012/mo

        Price history

        DateEventPrice
        6/26/2026Listed for sale$697,900$774/sqft
        Source: NGLRMLS #1947241 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49622

        Getting around

        7 / 100
        Car-Dependent
        16 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Central Lake Public Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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