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For sale
  • $449,500

    10836 Torch Light Ln, Central Lake, MI 49622

    2beds
    920sqft
    : 
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    Single Family Residence
    Built in 1946
    0.25 Acres Lot
    $432,000 Zestimate®
    $489/sqft
    $-- HOA

    What's special

    One bedroomOne bathroomBrick paver patioTwo charming identical cabins
    Ever dreamed of owning your own slice of Torch Lake paradise but thought it was out of reach? Welcome to your attainable Torch Lake opportunity. Introducing The Twins—two charming, identical cabins offering the perfect blend of togetherness and personal space. Each cabin features one bedroom, one bathroom, and an inviting open-concept kitchen, living, and dining area. Stay close to family and friends while still having your own retreat—because the best vacations are spent together... just not all the time. Relax on the brick paver patio with peek-a-boo views of the legendary turquoise waters of Torch Lake, then take the easy two-minute stroll to your shared deeded Torch Lake frontage complete with a dock. Whether you're boating, swimming, paddling, or simply soaking up Northern Michigan's most iconic lake, this is your chance to enjoy the Torch Lake lifestyle at a price that's becoming increasingly hard to find. Whether you're looking for a weekend getaway, a place to gather with friends and family, or an investment in one of Northern Michigan's most coveted destinations, The Twins prove that owning a piece of Torch Lake doesn't have to remain just a dream.
    17 days
    |
    1,564
    |
    72
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kimberly Leahy Cell:231-463-6354,

    REO - Elk Rapids-101308 231-264-6604,

    Darci Springborn 231-590-8321,

    REO - Elk Rapids-101308

    Source: NGLRMLS,MLS#: 1947251MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Rooms
      • Room types: Great Room
      Primary bedroom
      • Level: Main
      • Area: 100
      • Dimensions: 10 x 10
      Primary bathroom
      • Features: Shared
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      • Area: 70
      • Dimensions: 7 x 10
      Living room
      • Level: Main
      • Area: 240
      • Dimensions: 20 x 12
      Heating
      • Propane
      Appliances
      • Included: Refrigerator, Oven/Range, Microwave, Freezer, Propane Water Heater
      • Laundry: None
      Features
      • Ceiling Fan(s), Cable TV, WiFi
      • Flooring: Carpet, Vinyl
      • Windows: Blinds
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 920
      • Total interior livable area: 920 sqft
      • Finished area above ground: 920
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: None, Dirt
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: Inland Lake, All Sports, Lake
      • Body of water: Torch Lake
      • Frontage length: 10
      Lot
      • Size: 0.25 Acres
      • Dimensions: 70 x 166
      • Features: Level
      Details
      • Additional structures: None
      • Parcel number: 050256000600 & 00500
      • Zoning description: Residential,Deed Restrictions

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding
      • Foundation: Slab
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1946

      Utilities & green energy

      • Sewer: Shared Septic
      • Water: Shared Well

      Community & HOA

      Community
      • Features: Community Dock, Lake Privileges, Common Area
      • Subdivision: Torchlight Condo
      HOA
      • Services included: Trash, Snow Removal, Maintenance Grounds
      Location
      • Region: Central Lake

      Financial & listing details

      • Price per square foot: $489/sqft
      • Tax assessed value: $78,010
      • Annual tax amount: $1,612
      • Price range: $449.5K - $449.5K
      • Date on market: 6/26/2026
      • Cumulative days on market: 18 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash
      • Ownership type: Private Owner
      • Road surface type: Gravel

        Estimated market value

        $432,000

        $410,000 - $454,000

        $1,804/mo

        Price history

        DateEventPrice
        6/26/2026Listed for sale$449,500$489/sqft
        Source: NGLRMLS #1947251 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,612 +4.2%$67,200 +30.5%
        2024$1,547 +8.4%$51,500 +20.9%
        2023$1,428 $42,600 +9.2%
        2022-- $39,000 +5.1%
        2021-- $37,100 -2.1%
        2020-- $37,900 +20.7%
        2017$1,252 $31,400 +3.3%
        2016-- $30,400 +6.7%
        2015-- $28,500 +9.6%
        2014-- $26,000 -32.3%
        2013-- $38,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 49622

        Getting around

        8 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Central Lake Public Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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