Remarkable rare opportunity to own approx 2 acres on the Santa Fe River in the highly sought-after Three Rivers Estates community on a double lot. This cabin-style river home is perfectly positioned on a scenic bend in the river, offering views both upstream and downstream. Beautiful Sunbeam Spring is less than 200' from property. Designed to enjoy the waterfront setting, the home features wraparound porches, a massive rear deck overlooking the river, and a private boardwalk that winds through impressive cypress trees to a covered riverside deck. Inside are 2 bedrooms, 1 full bathroom, a sunroom with river views, and a wood-burning stove. The lower level offers a partially finished game room with a half bath and additional storage space. Outside, you'll also find a full walk-in outdoor shower and a garage/storage area perfect for a golf cart, lawn mower, or all of your river toys. A new roof was installed in 2025. Three Rivers Estates property owners enjoy exclusive access to multiple private parks with boat ramps on both the Santa Fe and Ichetucknee Rivers, providing endless opportunities for boating, kayaking, tubing, paddleboarding, and fishing. The property is just minutes from Ichetucknee Springs, Ginnie Springs, Poe Springs, Blue Springs, Rum Island, and several other North Florida springs. Whether you're looking for a private river retreat, a full-time residence, or an income-producing short-term rental, this is a rare opportunity to own one of the Santa Fe River's most desirable waterfront locations.
For sale
Price cut: $90K (9/2)
$499,000
470 SW SANTA FE DRIVE, FORT WHITE, FL 32038
2beds
1,269sqft
Single Family Residence
Built in 1981
2 Acres Lot
$-- Zestimate®
$393/sqft
$15/mo HOA
What's special
Wraparound porchesCabin-style river homeHalf bathPartially finished game roomCovered riverside deckSunroom with river viewsAdditional storage space
- 72 days
- 1,056
- 63
Zillow last checked:
Listing updated:
Listed by:
Katie Garrett 386-931-4557,
GARRETT REALTY 386-931-4557
Source: Stellar MLS,MLS#: GC541395
Originating MLS: Gainesville-Alachua
Originating MLS: Gainesville-Alachua
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Range, Refrigerator
- Laundry: Other
Features
- Ceiling Fan(s)
- Flooring: Carpet, Hardwood
- Doors: Outdoor Shower
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 3,976
- Total interior livable area: 1,269 sqft
Video & virtual tour
Property
Parking
- Parking features: Circular Driveway, Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch, Patio, Porch, Rear Porch, Side Porch, Wrap Around
- Exterior features: Outdoor Shower
- Has view: Yes
- View description: Water, River
- Has water view: Yes
- Water view: Water,River
- Waterfront features: River Front, River Access
- Body of water: SANTA FE RIVER
Lot
- Size: 2 Acres
Details
- Parcel number: 00000000586006
- Zoning: ESA2
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subtype: Single Family Residence
Materials
- Cedar
- Foundation: Raised
- Roof: Metal
Condition
- New construction: No
- Year built: 1981
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: BB/HS Internet Available
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: THREE RIVERS ESTATES
HOA
- Has HOA: Yes
- HOA fee: $15 monthly
- HOA name: Three Rivers Property Owners
Location
- Region: Fort White
Financial & listing details
- Price per square foot: $393/sqft
- Tax assessed value: $345,457
- Annual tax amount: $487
- Date on market: 6/24/2026
- Cumulative days on market: 66 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Dirt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/2/2026 | Price change | $499,000-15.3%$393/sqft |
Source:  Stellar MLS #GC541395 Report a problem | ||
| 7/23/2026 | Price change | $589,000-1.7%$464/sqft |
Source: Stellar MLS #GC541395 Report a problem | ||
| 7/12/2026 | Listed for sale | $599,000$472/sqft |
Source: Stellar MLS #GC541395 Report a problem | ||
| 7/6/2026 | Pending sale | $599,000$472/sqft |
Source: Stellar MLS #GC541395 Report a problem | ||
| 6/24/2026 | Listed for sale | $599,000+134.4%$472/sqft |
Source: Stellar MLS #GC541395 Report a problem | ||
| 5/9/2016 | Sold | $255,500-3.5%$201/sqft |
Source: Agent Provided Report a problem | ||
| 4/1/2016 | Listed for sale | $264,900+9.1%$209/sqft |
Source: Horizon Realty Of Alachua Inc #370823 Report a problem | ||
| 12/1/2015 | Listing removed | $242,900$191/sqft |
Source: DANIEL CRAPPS AGENCY, INC #89425 Report a problem | ||
| 8/11/2015 | Price change | $242,900-14.4%$191/sqft |
Source: DANIEL CRAPPS AGENCY, INC #89425 Report a problem | ||
| 5/24/2015 | Price change | $283,900-0.4%$224/sqft |
Source: Daniel Crapps Agency, Inc #89425 Report a problem | ||
| 12/16/2014 | Listed for sale | $284,900+95.1%$225/sqft |
Source: Daniel Crapps Agency, Inc. #89425 Report a problem | ||
| 6/24/2002 | Sold | $146,000$115/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,495 +9.5% | $286,627 +10% |
| 2024 | $4,106 +6.5% | $260,570 +10% |
| 2023 | $3,857 +8.6% | $236,882 +10% |
| 2022 | $3,551 +11.9% | $215,347 +10% |
| 2021 | $3,172 +5.4% | $195,770 +1.2% |
| 2020 | $3,009 -9.2% | $193,511 +3.9% |
| 2019 | $3,315 | $186,260 +2.7% |
| 2018 | $3,315 +1.1% | $181,344 +0.9% |
| 2017 | $3,280 | $179,746 -0.3% |
| 2016 | $3,280 -0.2% | $180,314 -0.1% |
| 2015 | $3,286 -2% | $180,506 -0.3% |
| 2014 | $3,352 | $180,975 +0.2% |
| 2013 | -- | $180,651 -11.5% |
| 2012 | -- | $204,140 -0.6% |
| 2011 | -- | $205,446 -0.8% |
| 2010 | -- | $207,186 -2.1% |
| 2009 | -- | $211,541 +7.6% |
| 2008 | -- | $196,653 -1.1% |
| 2007 | -- | $198,918 +23.6% |
| 2006 | -- | $160,932 +10% |
| 2005 | -- | $146,368 +11.1% |
| 2004 | -- | $131,751 +11.1% |
| 2003 | -- | $118,571 +36.8% |
| 2002 | -- | $86,646 +7.4% |
| 2001 | -- | $80,675 +29.8% |
| 2000 | -- | $62,145 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32038
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