Owner Financing available with 30% Down; 4% interest Rate, amortized over 30 years with a 3 or 5 year balloon. Newly renovated 2nd floor Condo in the gated community of Bay Point Harbour Villas. Spacious 900 square foot home with one bedroom/one bath plus and enclosed porch area you can use as an office or extra living space that overlooks the Golf Course. Luxury Vinyl Plank flooring throughout with tile in the kitchen and bathroom. The kitchen has granite countertops and a breakfast bar, there is a stackable washer and dryer in the home. A new HVAC unit was installed in 2021.
For sale
Price cut: $15K (5/29)
$224,000
4726 Bay Point Rd #E245, Panama City Beach, FL 32408
1beds
900sqft
Condominium
Built in 1981
-- sqft lot
$-- Zestimate®
$249/sqft
$-- HOA
What's special
Overlooks the golf courseBreakfast barKitchen has granite countertops
- 97 days |
- 226 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Justin B Myers,
EXP Realty LLC
Source: ECAOR,MLS#: 963315
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
- Area: 192 Square Feet
- Dimensions: 16 x 12
Kitchen
- Level: First
- Area: 72 Square Feet
- Dimensions: 9 x 8
Living room
- Description: Living/Dining Combo
- Level: First
- Area: 420 Square Feet
- Dimensions: 21 x 20
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Flooring: Tile, Vinyl
- Windows: Storm Window(s)
Interior area
- Total structure area: 900
- Total interior livable area: 900 sqft
Property
Features
- Exterior features: Tennis Court(s)
Details
- Parcel number: 31416101000
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Stucco
- Roof: Shingle
Condition
- Construction Complete
- New construction: No
- Year built: 1981
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Gated, Golf, Tennis Court(s), Short Term Rental - Allowed
- Subdivision: Bay Point Harbour Villas
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management, Security, Sewer, Trash, Water
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $249/sqft
- Tax assessed value: $196,563
- Annual tax amount: $2,131
- Date on market: 3/24/2026
Estimated market value
Not available
Estimated sales range
Not available
$1,573/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/29/2026 | Price change | $224,000-6.3%$249/sqft |
Source:  ECAOR #963315 Report a problem | ||
| 5/12/2026 | Price change | $1,600-5.9%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/24/2026 | Listed for sale | $239,000-4%$266/sqft |
Source: ECAOR #963315 Report a problem | ||
| 1/24/2026 | Price change | $1,700-5.6%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/24/2025 | Listing removed | $249,000+4.2%$277/sqft |
Source:  CPAR #765245 Report a problem | ||
| 8/5/2025 | Price change | $239,000-4%$266/sqft |
Source: ECAOR #963315 Report a problem | ||
| 7/31/2025 | Listed for rent | $1,800$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/19/2024 | Listed for sale | $249,000+162.1%$277/sqft |
Source: ECAOR #963315 Report a problem | ||
| 12/6/2021 | Sold | $95,000-1%$106/sqft |
Source: Public Record Report a problem | ||
| 5/27/2010 | Sold | $96,000-12.7%$107/sqft |
Source: Public Record Report a problem | ||
| 9/2/2008 | Sold | $110,000+100%$122/sqft |
Source: Public Record Report a problem | ||
| 8/1/2000 | Sold | $55,000$61/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,351 +10.3% | $181,531 +10% |
| 2023 | $2,131 +20% | $165,028 +10% |
| 2022 | $1,775 | $150,025 |
| 2021 | -- | -- |
| 2020 | $838 +9.5% | $62,940 +6.9% |
| 2019 | $766 | $58,905 -20.7% |
| 2018 | $766 -25.7% | $74,309 +10% |
| 2017 | $1,030 | $67,554 +10% |
| 2016 | -- | $61,413 |
| 2015 | $851 | $61,413 -3% |
| 2014 | $851 | $63,325 +3% |
| 2013 | -- | $61,500 -24.6% |
| 2012 | -- | $81,600 |
| 2011 | -- | $81,600 +1.1% |
| 2010 | -- | $80,750 -19.6% |
| 2009 | -- | $100,465 -8.5% |
| 2008 | -- | $109,799 +3% |
| 2007 | -- | $106,601 +2.5% |
| 2006 | -- | $104,001 |
| 2005 | -- | $104,001 +77.5% |
| 2004 | -- | $58,600 |
| 2003 | -- | $58,600 |
| 2002 | -- | $58,600 |
| 2001 | -- | $58,600 |
| 2000 | -- | $58,600 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 9/10Patronis Elementary SchoolGrades: K-5Distance: 2.9 mi
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 8.7 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 6.7 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City Beach
- 32408
- Upper Grand Lagoon
- 4726 Bay Point Rd Unit E245
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