For sale

Price cut: $10.9K (8/3)

$289,000

484 Spencer Dr, Spencer, TN 38585

2beds

1,328sqft

$1,741/mo

Get pre-qualified

Single Family Residence

Built in 2026

0.51 Acres Lot

$287,300 Zestimate^®

$218/sqft

$-- HOA

What's special

Peaceful wooded settingCustom-built kitchenQuality cabinetryQuartz countertops

Brand new constructed home in a peaceful wooded setting within the city limits of Spencer! This beautifully built 2 bedroom, 2 bathroom home offers the perfect blend of modern craftsmanship, privacy, and scenic surroundings. Enjoy seasonal bluff views from the spacious 16x20 back deck, where fall and winter bring stunning natural scenery right to your backyard. The deck is constructed with MoistureShield decking and includes a stain warranty along with a 50-year structural warranty for long-lasting durability. Inside, the custom-built kitchen is designed to impress with quartz countertops, quality cabinetry, and all Whirlpool stainless steel appliances included. Both bathrooms also feature matching quartz countertops, giving the home a clean and upscale finish throughout. The partially finished 28x30 basement/garage adds valuable extra space for a recreation area, workshop, storage, or future expansion, as well as everyday convenient.

89 days

170

15

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 2

Primary bedroom

Level: Main
Area: 143
Dimensions: 11 x 13

Bedroom 2

Level: Main
Area: 121
Dimensions: 11 x 11

Kitchen

Level: Main
Area: 253
Dimensions: 11 x 23

Living room

Level: Main
Area: 253
Dimensions: 11 x 23

Heating

Electric, Central

Cooling

Central Air

Appliances

Included: Dishwasher, Electric Oven, Refrigerator, Electric Range, Microwave, Washer, Dryer, Electric Water Heater
Laundry: Main Level

Features

Walk-In Closet(s)
Basement: Partial,Block,Walk-Out Access,Partially Finished

Interior area

Total structure area: 1,328
Total interior livable area: 1,328 sqft

Video & virtual tour

View virtual tour

Property

Parking

Total spaces: 2
Parking features: Basement, Garage
Has garage: Yes
Covered spaces: 2

Features

Levels: One
Patio & porch: Porch, Deck

Lot

Size: 0.51 Acres
Dimensions: 138 x 166 IRR

Details

Parcel number: 048.00

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding, Frame
Roof: Metal

Condition

Year built: 2026

Utilities & green energy

Electric: Circuit Breakers
Sewer: Septic Tank
Water: Utility District
Utilities for property: Natural Gas Not Available

Community & HOA

Community

Subdivision: None

HOA

Has HOA: No

Location

Region: Spencer

Financial & listing details

Price per square foot: $218/sqft
Annual tax amount: $36
Date on market: 5/12/2026

Estimated market value

$287,300

$273,000 - $302,000

$2,162/mo

Price history

Date	Event	Price
8/3/2026	Price change	$289,000-3.6%$218/sqft
Source: UCMLS #244301 Report a problem
5/12/2026	Listed for sale	$299,900$226/sqft
Source: RealTracs MLS as distributed by MLS GRID #3208156 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified