Skip main navigation
For sale
  • $659,000

    515 Topsl Beach Blvd APT 309, Miramar Beach, FL 32550

    3beds
    1,601sqft
    : 
    $4,290/mo
    Get pre-qualified
    Condominium
    Built in 1997
    -- sqft lot
    $632,500 Zestimate®
    $412/sqft
    $-- HOA

    What's special

    Set within TOPS'L Beach & Racquet Resort, a 52-acre gated community in Miramar Beach with 600 feet of private sugar-white beach, this fully furnished 3-bedroom, 3-bathroom end unit at The Summit at Tops'l is what you have been looking for! With a one-bedroom lockout, it rents easily as a 1, 2, or 3-bedroom to maximize your rental income. The lock out studio is technically a one bedroom after the addition of a spacious kitchenette. Owners at The Summit enjoy access to the building's heated pool, hot tub, and over 500 feet of private, uncrowded beach.
    17 days
    236
    23

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Mary E Fletcher 850-585-1598,

    Compass

    Source: ECAOR,MLS#: 1013052MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      • Area: 192 Square Feet
      • Dimensions: 16 x 12
      Bedroom
      • Level: First
      • Area: 285 Square Feet
      • Dimensions: 19 x 15
      Bedroom
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Dining room
      • Description: Dining/Living Combo
      • Level: First
      • Area: 352 Square Feet
      • Dimensions: 22 x 16
      Kitchen
      • Level: First
      • Area: 96 Square Feet
      • Dimensions: 12 x 8
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Lock Out, Owner's Closet, Split Bedroom, Woodwork Painted
      • Flooring: Tile
      • Windows: Window Treatments
      • Furnished: Yes
      Interior area
      • Total structure area: 1,601
      • Total interior livable area: 1,601 sqft

      Property

      Features
      • Exterior features: Outdoor Grill, Balcony
      • Pool features: In Ground
      • Has view: Yes
      • View description: Gulf, Water
      • Has water view: Yes
      • Water view: Gulf,Water
      Details
      • Parcel number: 352S21421500000309

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Siding EIFS
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Elevators, Fitness Center, Gated, Pool, Tennis Court(s), Waterfront, Pickleball, Short Term Rental - Allowed
      • Security: Smoke Detector(s)
      • Subdivision: SUMMIT AT TOPS'L (THE)
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Management, Cable TV, Trash, Internet
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $412/sqft
      • Tax assessed value: $529,531
      • Annual tax amount: $4,585
      • Date on market: 10/1/2026

        Estimated market value

        $632,500

        $601,000 - $664,000

        $3,224/mo

        Price history

        DateEventPrice
        7/11/2026Price change$659,000-1.5%$412/sqft
        Source: ECAOR #996474 Report a problem
        5/25/2026Price change$669,000-4.4%$418/sqft
        Source: ECAOR #996474 Report a problem
        3/1/2026Listed for sale$699,999-10.3%$437/sqft
        Source: ECAOR #996474 Report a problem
        3/6/2025Listing removed$2,800$2/sqft
        Source: Zillow Rentals Report a problem
        2/26/2025Listing removed$779,999$487/sqft
        Source: BHHS broker feed #967607 Report a problem
        2/3/2025Listed for sale$779,999+68.6%$487/sqft
        Source: ECAOR #967607 Report a problem
        2/1/2025Listed for rent$2,800$2/sqft
        Source: Zillow Rentals Report a problem
        12/8/2024Listing removed$2,800$2/sqft
        Source: Zillow Rentals Report a problem
        11/27/2024Price change$2,800-6.7%$2/sqft
        Source: Zillow Rentals Report a problem
        11/17/2024Price change$3,000-7.7%$2/sqft
        Source: Zillow Rentals Report a problem
        11/6/2024Listed for rent$3,250$2/sqft
        Source: Zillow Rentals Report a problem
        3/15/2019Sold$462,500-0.7%$289/sqft
        Source: ECAOR #812302 Report a problem
        12/10/2018Listed for sale$465,900+1.3%$291/sqft
        Source: Destin Exclusive Real Estate #812302 Report a problem
        5/14/2018Listing removed$459,900$287/sqft
        Source: Destin Exclusive Real Estate #776887 Report a problem
        4/26/2018Price change$459,900-1.1%$287/sqft
        Source: Destin Exclusive Real Estate #776887 Report a problem
        3/5/2018Price change$464,900-0.6%$290/sqft
        Source: Destin Exclusive Real Estate #776887 Report a problem
        12/26/2017Listed for sale$467,900-2.1%$292/sqft
        Source: Destin Exclusive Real Estate #776887 Report a problem
        6/4/2017Listed for sale$477,900+25.8%$299/sqft
        Source: Destin Exclusive Real Estate #776887 Report a problem
        2/6/2017Sold$380,000-6.2%$237/sqft
        Source: Public Record Report a problem
        11/25/2016Price change$405,000+2.5%$253/sqft
        Source: Resortquest Real Estate #756705 Report a problem
        11/23/2016Price change$395,000-3.7%$247/sqft
        Source: Resortquest Real Estate #756705 Report a problem
        8/30/2016Price change$410,000-7.9%$256/sqft
        Source: Resortquest Real Estate #756705 Report a problem
        7/11/2016Listed for sale$445,000+44.7%$278/sqft
        Source: Resortquest Real Estate #756705 Report a problem
        9/14/2011Sold$307,500-8.2%$192/sqft
        Source: Public Record Report a problem
        8/5/2003Sold$335,000$209/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,585 +3.7%$487,736 +10%
        2024$4,419 +5.2%$443,396 +10%
        2023$4,200 +21.8%$403,087 +10%
        2022$3,448 +2.8%$366,443 +10%
        2021$3,354 +11%$333,130 +10%
        2020$3,023 +2.5%$302,845 +2%
        2019$2,949 $296,905 +2%
        2018$2,949 +1.6%$291,078 +3%
        2017$2,902 +3.6%$282,593 -0.2%
        2016$2,801 +3.3%$283,297 +10%
        2015$2,711 +8.2%$257,537 +10.3%
        2014$2,505 $233,586 +20.7%
        2013-- $193,449 -5%
        2012-- $203,631 -15%
        2011-- $239,558 -5%
        2010-- $252,158 -9.7%
        2009-- $279,246 -27.4%
        2008-- $384,813
        2007-- $384,813 +30%
        2005-- $296,010 +49.5%
        2004-- $198,000 +3.7%
        2003-- $191,007
        2002-- $191,007
        2001-- $191,007
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32550

        Getting around

        18 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts