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Active
  • $250,000

    522 Railroad St NW, Silver Lake, MN 55381

    2beds
    1,214sqft
    : 
    $1,667/mo
    Get pre-qualified
    Single Family
    Built in 1978
    0.4 Acres Lot
    $-- Zestimate®
    $206/sqft
    $-- HOA

    What's special

    Don't miss this fantastic opportunity to own a beautiful 2-bedroom, 2-bath rambler situated on a large lot in Silver Lake! This home features low-maintenance steel siding and offers peace of mind with major mechanical updates already completed, including a brand-new furnace, central air conditioner, and water heater in 2025. The spacious 24' x 22' attached insulated garage with knotty pine walls currently features a single overhead door while providing ample space for parking, storage, or a workshop. The full unfinished basement provides endless possibilities to expand your living space—create the family room, additional bedrooms, home office, or recreation area you've always wanted. Whether you're a first-time homebuyer, looking to downsize, or searching for a home with room to grow, this property offers incredible potential to build equity while making it your own. Garden shed in backyard for all your gardening tools or storage as well. Schedule your showing today!
    3 days
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    Zillow last checked:

    Listing updated:

    Listed by:

    Melissa C Ostlund 320-420-0293,

    Edina Realty, Inc.

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7098390MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 154 Square Feet
      • Dimensions: 14x11
      Bedroom 2
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Bonus room
      • Level: Lower
      • Area: 247 Square Feet
      • Dimensions: 19x13
      Dining room
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 13x11
      Kitchen
      • Level: Main
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Laundry
      • Level: Lower
      • Area: 231 Square Feet
      • Dimensions: 21x11
      Living room
      • Level: Main
      • Area: 280 Square Feet
      • Dimensions: 20x14
      Office
      • Level: Lower
      • Area: 154 Square Feet
      • Dimensions: 14x11
      Storage
      • Level: Lower
      • Area: 209 Square Feet
      • Dimensions: 19x11
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: None
      • Laundry: In Basement, Electric Dryer Hookup, Lower Level, Laundry Room, Sink, Washer Hookup
      Features
      • Basement: Block,Daylight,Full,Storage Space,Sump Basket,Sump Pump,Unfinished
      • Has fireplace: No
      Interior area
      • Total structure area: 2,318
      • Total interior livable area: 1,214 sqft
      • Finished area above ground: 1,159
      • Finished area below ground: 55

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Electric, Garage Door Opener, Insulated Garage
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (24x22)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Pool features: None
      • Fencing: None
      Lot
      • Size: 0.4 Acres
      • Dimensions: 190 x 91
      • Features: Tree Coverage - Medium
      Details
      • Additional structures: Storage Shed
      • Foundation area: 1159
      • Parcel number: 190860080
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Block
      • Roof: Age Over 8 Years,Asphalt
      Condition
      • New construction: No
      • Year built: 1978

      Utilities & green energy

      • Electric: Circuit Breakers, 200+ Amp Service
      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      Community
      • Subdivision: Ruzickas Add
      HOA
      • Has HOA: No
      Location
      • Region: Silver Lake

      Financial & listing details

      • Price per square foot: $206/sqft
      • Tax assessed value: $222,700
      • Annual tax amount: $3,098
      • Date on market: 7/23/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/27/2026Listed for sale$250,000$206/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7098390 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,684 -0.2%$222,700 +19.9%
        2024$2,690 -7.8%$185,800
        2023$2,916 +1.2%$185,800 -4.3%
        2022$2,882 +9.7%$194,100 +11.4%
        2021$2,627 +1.4%$174,200 +9.8%
        2020$2,592 +21.9%$158,600 +3.2%
        2019$2,126 0%$153,700
        2018$2,126 +8.8%--
        2017$1,954 +12.6%--
        2016$1,736 -9.1%--
        2015$1,910 --
        2014$1,910 -2.4%--
        2013$1,958 --
        2012-- --
        2010$2,068 -5.9%--
        2009$2,198 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 55381

        Getting around

        23 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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