This spacious waterfront home enjoys a stunning location right on a deepwater mooring with two boat lifts and easy access to the harbor and gulf. Even when you're not out on the water, the private pool and hot tub provide canal views while the party-sized observation deck is the ultimate place to view seasonal fireworks and breathtaking sunsets. Inside, the home continues to maximize those waterfront views with an open concept living space and chef's kitchen finished to a high standard of luxury. Gleaming tile floors flow through each beautifully furnished space while the cathedral ceiling provides a sense of airy spaciousness.
For sale
Price cut: $5K (6/6)
$2,245,000
524 Vera Cruz Dr, Destin, FL 32541
4beds
2,166sqft
Single Family Residence
Built in 1981
0.27 Acres Lot
$2,084,800 Zestimate®
$1,036/sqft
$-- HOA
What's special
Two boat liftsParty-sized observation deckWaterfront homeOpen concept living spaceAiry spaciousnessCanal viewsGleaming tile floors
- 137 days |
- 243 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Whitney E Cooley 850-368-5782,
Scenic Sotheby's International Realty
Source: ECAOR,MLS#: 997269
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Verify with PA
- Level: Second
Bedroom
- Description: Verify with PA
- Level: First
Primary bathroom
- Description: Verify with PA
- Level: Second
Dining room
- Description: Verify with PA
- Level: First
Kitchen
- Description: Verify with PA
- Level: First
Living room
- Description: Verify with PA
- Level: First
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Trash Compactor, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Crown Molding, Vaulted Ceiling(s), Recessed Lighting
- Flooring: Laminate, Tile
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,166
- Total interior livable area: 2,166 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage Door Opener, Boat, Guest, Oversized, Garage
- Attached garage spaces: 1
Features
- Stories: 2
- Patio & porch: Deck, Patio
- Exterior features: Balcony, Boat Slip, Dock, Outdoor Shower
- Pool features: In Ground
- Has spa: Yes
- Spa features: Heated
- Fencing: Partial,Privacy
- Has view: Yes
- View description: Canal, Intracoastal Waterwy
- Has water view: Yes
- Water view: Canal,Intracoastal Waterwy
- Waterfront features: Canal Access, Intracoastal Wtrwy, Seawall
Lot
- Size: 0.27 Acres
- Dimensions: 90 x 128
- Features: Cleared, Interior Lot, Within 1/2 Mile to Water
Details
- Parcel number: 002S242186000F0890
- Zoning description: Resid Single Family
- Special conditions: Accept Backup Offers
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 1981
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Beach
- Security: Smoke Detector(s)
- Subdivision: HOLIDAY ISLE
Location
- Region: Destin
Financial & listing details
- Price per square foot: $1,036/sqft
- Tax assessed value: $1,141,637
- Annual tax amount: $13,066
- Date on market: 3/7/2026
- Road surface type: Paved
Estimated market value
$2,084,800
$1.98M - $2.19M
$3,547/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/6/2026 | Price change | $2,245,000-0.2%$1,036/sqft |
Source:  ECAOR #997269 Report a problem | ||
| 3/7/2026 | Listed for sale | $2,250,000-1.7%$1,039/sqft |
Source: ECAOR #997269 Report a problem | ||
| 1/29/2026 | Listing removed | $2,290,000$1,057/sqft |
Source: ECAOR #985565 Report a problem | ||
| 1/10/2026 | Price change | $2,290,000-0.4%$1,057/sqft |
Source: ECAOR #985565 Report a problem | ||
| 9/17/2025 | Listed for sale | $2,300,000$1,062/sqft |
Source: ECAOR #985565 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $13,067 -1% | $1,141,637 -0.2% |
| 2023 | $13,199 +36.9% | $1,143,411 +28.1% |
| 2022 | $9,639 +16.1% | $892,649 +30.4% |
| 2021 | $8,305 +11.6% | $684,436 +15% |
| 2020 | $7,444 +2.1% | $594,978 +3.6% |
| 2019 | $7,288 +4.8% | $574,574 +6.1% |
| 2018 | $6,953 | $541,574 +6% |
| 2017 | $6,953 +6% | $511,057 +7.8% |
| 2016 | $6,557 +9.3% | $474,245 +18.4% |
| 2015 | $5,997 +11.9% | $400,393 -4.1% |
| 2014 | $5,359 | $417,434 +5.8% |
| 2013 | -- | $394,392 0% |
| 2012 | -- | $394,393 -3.2% |
| 2011 | -- | $407,244 -10.9% |
| 2010 | -- | $457,287 -6.6% |
| 2009 | -- | $489,689 -17.6% |
| 2008 | -- | $594,456 -42.8% |
| 2007 | -- | $1,039,761 -0.1% |
| 2006 | -- | $1,040,671 +17.9% |
| 2005 | -- | $882,322 +81.1% |
| 2004 | -- | $487,243 +26.9% |
| 2003 | -- | $383,973 +14.9% |
| 2002 | -- | $334,316 +2.4% |
| 2001 | -- | $326,537 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32541
Nearby schools
GreatSchools rating
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 1.1 mi
- 9/10Destin Middle SchoolGrades: 5-8Distance: 4.3 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 8.8 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- $1,441,9006 bd5 ba4k sqft535 Gulf Shore Dr, Destin, FL 32541Off Market
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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