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For sale
  • $2,299,000

    522 Osceola Dr, Destin, FL 32541

    4beds
    2,396sqft
    : 
    $13,792/mo
    Get pre-qualified
    Single Family Residence
    Built in 1984
    7,700 Square Feet Lot
    $2,128,000 Zestimate®
    $960/sqft
    $-- HOA

    What's special

    Stylish finishesFully renovatedLuxurious comfortExpansive outdoor spacesModern appliancesBoat access
    Welcome to the best of both worlds with the beach and boating lifestyle located on Holiday Isle. This fully renovated, 4-bedroom, 3-bathroom coastal retreat is just two blocks from the beach and sits on a deep-water canal, offering the perfect waterfront lifestyle. With spacious living areas on both levels. Stylish finishes, modern appliances, and expansive outdoor spaces create a welcoming atmosphere for relaxing or entertaining. Enjoy beach living, boat access, and luxurious comfort all in one stunning property. Ideal for vacation rentals or personal use!
    50 days
    |
    303
    |
    17
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Erin A Treadwell 850-259-1517,

    Mainsail Realty Company

    Source: ECAOR,MLS#: 1005035MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      • Area: 181.25 Square Feet
      • Dimensions: 14.5 x 12.5
      Bedroom
      • Level: First
      • Area: 126.5 Square Feet
      • Dimensions: 11.5 x 11
      Bedroom
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15 x 12
      Dining room
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 13 x 10
      Kitchen
      • Level: Second
      • Area: 162 Square Feet
      • Dimensions: 18 x 9
      Living room
      • Level: Second
      • Area: 255 Square Feet
      • Dimensions: 17 x 15
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Water Heater
      Features
      • Newly Painted
      • Flooring: Laminate
      • Has fireplace: Yes
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,396
      • Total interior livable area: 2,396 sqft

      Property

      Parking
      • Parking features: Garage
      • Has garage: Yes
      Features
      • Stories: 2
      • Exterior features: Balcony, Dock, Sprinkler System
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Access, Seawall
      Lot
      • Size: 7,700 Square Feet
      • Dimensions: 110 x 70
      • Features: Within 1/2 Mile to Water
      Details
      • Parcel number: 002S242186000F0570
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida Cottage
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Roof: Metal
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Water: Public
      Green energy
      • Energy efficient items: Doors

      Community & HOA

      Community
      • Features: Beach
      • Subdivision: HOLIDAY ISLE
      HOA
      • Has HOA: Yes
      • Services included: Management
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $960/sqft
      • Tax assessed value: $1,526,409
      • Annual tax amount: $18,078
      • Date on market: 6/9/2026

        Estimated market value

        $2,128,000

        $2.02M - $2.23M

        $4,246/mo

        Price history

        DateEventPrice
        6/9/2026Listed for sale$2,299,000-4.8%$960/sqft
        Source: ECAOR #1005035 Report a problem
        12/26/2025Listing removed$2,415,000$1,008/sqft
        Source: ECAOR #960783 Report a problem
        5/11/2025Price change$2,415,000-3%$1,008/sqft
        Source: ECAOR #960783 Report a problem
        10/10/2024Listed for sale$2,490,000+34.7%$1,039/sqft
        Source: ECAOR #960783 Report a problem
        4/4/2023Sold$1,849,000$772/sqft
        Source: ECAOR #916453 Report a problem
        2/6/2023Pending sale$1,849,000$772/sqft
        Source: ECAOR #916453 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$18,078 +0.9%$1,526,409 +0.9%
        2024$17,923 +54.7%$1,512,893 +28.5%
        2023$11,584 +17.9%$1,177,006 +27.5%
        2022$9,822 +17.8%$923,006 +34.1%
        2021$8,339 +11.7%$688,166 +15.3%
        2020$7,465 +2.4%$596,617 +3.8%
        2019$7,292 +5.5%$574,895 +6.2%
        2018$6,911 $541,115 +6.1%
        2017-- $510,037 +7.9%
        2016-- $472,764 +17.5%
        2015-- $402,238 -5.7%
        2014-- $426,353 +5.9%
        2013-- $402,740 -0.1%
        2012-- $403,245 -3.7%
        2011-- $418,893 -10.7%
        2010-- $469,172 -6.8%
        2009-- $503,626 -17.5%
        2008-- $610,817 -42.4%
        2007-- $1,059,655 -0.4%
        2006-- $1,064,103 +18.9%
        2005-- $895,133 +78.8%
        2004-- $500,718 +26.5%
        2003-- $395,673 +14.5%
        2002-- $345,508 +2.3%
        2001-- $337,594
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32541

        Getting around

        4 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Destin

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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