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For sale
    • Price cut: $25K (5/26)
    $2,825,000

    2809 Scenic Highway 98, Destin, FL 32541

    6beds
    2,630sqft
    : 
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    Single Family Residence
    Built in 2004
    7,405 Square Feet Lot
    $2,683,900 Zestimate®
    $1,074/sqft
    $-- HOA

    What's special

    Three-story coastal retreatProminent corner lotSolid surface flooring throughoutSugar-white sands
    YEAR TO DATE BOOKINGS AS OF JULY 1, 2026, $194,260.54 Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second & third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands. Thoughtfully designed & impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment & high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool & pool deck serving as the private focal point between the two structures. This flexible layout provides privacy & versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features a kitchenette, a full bathroom, and a walk-in closet, offering comfortable & independent accommodations. The home is tastefully decorated & offered turnkey, featuring solid surface flooring throughout, multiple living areas, and balconies positioned to capture Gulf breezes & views. A golf cart is included, enhancing convenience for beach access & easy enjoyment of the surrounding coastal community. From an investment perspective, the property demonstrates outstanding performance, generating $225.1K in rental income in 2024, $235.4K in 2025, and already securing $129.2K in confirmed bookings for 2026. With its prime Scenic 98 location, Gulf views, flexible accommodations, and proven income history, this offering represents a compelling opportunity in one of Destin's most sought-after beach communities.
    155 days
    |
    281
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Abbott Martin Group 850-460-2900,

    EXP Realty LLC,

    Deborah F Byron 850-499-9060,

    EXP Realty LLC

    Source: ECAOR,MLS#: 994900MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 5
      • Full bathrooms: 5
      Primary bedroom
      • Level: Second
      • Area: 289 Square Feet
      • Dimensions: 17 x 17
      Bedroom
      • Level: First
      • Area: 165 Square Feet
      • Dimensions: 15 x 11
      Bedroom
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11 x 11
      Bedroom
      • Level: Second
      • Area: 121 Square Feet
      • Dimensions: 11 x 11
      Bedroom
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12 x 11
      Bedroom
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12 x 11
      Bonus room
      • Level: Third
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Dining room
      • Description: Dining/Living Combo
      • Level: First
      • Area: 216 Square Feet
      • Dimensions: 18 x 12
      Kitchen
      • Level: First
      • Area: 234 Square Feet
      • Dimensions: 18 x 13
      Other
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11 x 11
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Crown Molding, Vaulted Ceiling(s), In-Law Floorplan, Recessed Lighting, Owner's Closet
      • Flooring: Hardwood, Tile
      • Windows: Double Pane Windows, Window Treatments
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,630
      • Total interior livable area: 2,630 sqft

      Property

      Parking
      • Total spaces: 4
      Features
      • Stories: 3
      • Patio & porch: Covered, Deck, Patio, Porch
      • Exterior features: Balcony, Private Yard, Lawn Pump, Sprinkler System
      • Has private pool: Yes
      • Pool features: Heated, In Ground, Gunite
      • Fencing: Full
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 50 x 150
      • Features: Corner Lot, Sidewalk, Within 1/2 Mile to Water
      Details
      • Additional structures: Guest House, Pool House
      • Parcel number: 002S2205800012001A
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Frame, Siding CmntFbrHrdBrd
      • Foundation: Slab
      • Roof: Metal
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: CRYSTAL BEACH
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $1,074/sqft
      • Tax assessed value: $2,039,598
      • Annual tax amount: $22,922
      • Date on market: 5/21/2026
      • Road surface type: Paved

        Estimated market value

        $2,683,900

        $2.55M - $2.82M

        $6,094/mo

        Price history

        DateEventPrice
        5/26/2026Price change$2,825,000-0.9%$1,074/sqft
        Source: ECAOR #994900 Report a problem
        5/21/2026Listed for sale$2,850,000$1,084/sqft
        Source: ECAOR #994900 Report a problem
        4/14/2026Pending sale$2,850,000$1,084/sqft
        Source: ECAOR #994900 Report a problem
        3/16/2026Price change$2,850,000-1.7%$1,084/sqft
        Source: ECAOR #994900 Report a problem
        2/10/2026Listed for sale$2,900,000+6.4%$1,103/sqft
        Source: eXp Realty #994900 Report a problem
        2/16/2023Sold$2,725,000-16.2%$1,036/sqft
        Source: ECAOR #910914 Report a problem
        1/20/2023Pending sale$3,250,000$1,236/sqft
        Source: ECAOR #910914 Report a problem
        10/28/2022Listed for sale$3,250,000+202.3%$1,236/sqft
        Source: ECAOR #910914 Report a problem
        9/1/2020Sold$1,075,000-1.8%$409/sqft
        Source: Public Record Report a problem
        2/29/2020Listed for sale$1,095,000$416/sqft
        Source: EXP Realty LLC #810685 Report a problem
        1/20/2020Listing removed$1,095,000$416/sqft
        Source: EXP Realty LLC #810685 Report a problem
        12/20/2019Price change$1,095,000-2.6%$416/sqft
        Source: EXP Realty LLC #810685 Report a problem
        9/6/2019Price change$1,124,000+2.6%$427/sqft
        Source: EXP Realty LLC #810685 Report a problem
        9/4/2019Listed for sale$1,095,000$416/sqft
        Source: EXP Realty LLC #810685 Report a problem
        9/4/2019Pending sale$1,095,000$416/sqft
        Source: EXP Realty LLC #810685 Report a problem
        6/19/2019Price change$1,095,000-2.9%$416/sqft
        Source: EXP Realty LLC #810685 Report a problem
        2/17/2019Listed for sale$1,128,250+7.5%$429/sqft
        Source: EXP Realty LLC #810685 Report a problem
        12/7/2018Listing removed$1,050,000$399/sqft
        Source: EXP Realty LLC #810685 Report a problem
        11/10/2018Listed for sale$1,050,000-7.8%$399/sqft
        Source: EXP Realty LLC #810685 Report a problem
        8/9/2017Listing removed$1,139,000$433/sqft
        Source: RE/MAX On The Gulf #778424 Report a problem
        6/29/2017Listed for sale$1,139,000+75.2%$433/sqft
        Source: RE/MAX On The Gulf #778424 Report a problem
        8/13/2009Sold$650,000-52.7%$247/sqft
        Source: Public Record Report a problem
        5/28/2008Listing removed$1,375,000$523/sqft
        Source: Number1Expert #381704 Report a problem
        11/14/2007Listed for sale$1,375,000+3.8%$523/sqft
        Source: Number1Expert #381704 Report a problem
        5/10/2005Sold$1,325,000$504/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$24,162 +69.3%$2,039,598 +40.1%
        2023$14,270 +20.5%$1,455,907 +32.8%
        2022$11,842 +18.6%$1,096,200 +36.3%
        2021$9,988 +5.3%$804,288 +6.1%
        2020$9,484 +3.9%$758,012 +1%
        2019$9,129 +13.3%$750,546 +19.6%
        2018$8,056 $627,398 +4%
        2017$8,056 +2.2%$602,981 +2.7%
        2016$7,880 +3.3%$587,402 +5.4%
        2015$7,630 +3.3%$557,460 +8.7%
        2014$7,385 $512,929 +10.7%
        2013-- $463,205 -0.3%
        2012-- $464,520 -9.2%
        2011-- $511,691 -6.6%
        2010-- $547,952 -18.7%
        2009-- $674,340 -19.1%
        2008-- $833,055 -22.8%
        2007-- $1,078,790 -5.1%
        2006-- $1,136,974 +249.8%
        2005-- $325,000 +75.7%
        2004-- $185,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32541

        Getting around

        46 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Fort Walton Beach

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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