Just one block from the sugar-white sands of the Gulf, 91 Cobia Street offers the perfect blend of coastal luxury and exceptional investment potential in Destin's highly sought-after Crystal Beach community with 120K in rental income booked for 2026. This beautifully renovated beach home features six bedrooms and three-and-a-half bathrooms across more than 2,500 square feet, providing ample space for large gatherings and vacation guests. Inside, the home showcases stylish upgrades including new flooring, quartz countertops, and a bright open-concept layout designed for effortless entertaining. Large living and dining spaces flow seamlessly together, creating an inviting atmosphere perfect for hosting family and friends after a day at the beach. Step outside to your own private resort-style setting, complete with a brand-new pool, outdoor kitchen, and a rare private pickleball court--amenities that help the property stand out in the highly competitive Destin vacation rental market. Multiple porches and balconies offer the perfect place to unwind in the coastal breeze while enjoying Crystal Beach's relaxed charm. With its unbeatable one-block walk to the beach and close proximity to Destin's top dining, shopping, and entertainment, the property is ideally positioned for both personal enjoyment and strong rental performance. Whether you're seeking a luxury vacation retreat, a turnkey income-producing property, or the best of both worlds, 91 Cobia Street presents an exceptional opportunity along the Emerald Coast.
For sale
Price cut: $101K (5/9)
$1,699,000
91 Cobia St, Destin, FL 32541
6beds
2,542sqft
Single Family Residence
Built in 1996
7,500 Square Feet Lot
$-- Zestimate®
$668/sqft
$-- HOA
What's special
Stylish upgradesBrand-new poolThree-and-a-half bathroomsSix bedroomsOutdoor kitchenRare private pickleball courtInviting atmosphere
- 117 days |
- 453 |
- 28 |
Zillow last checked:
Listing updated:
Listed by:
At The Beach Team 850-654-3325,
Keller Williams Realty Destin,
Courtney Ledezma 850-608-0677,
Keller Williams Realty SRB
Source: ECAOR,MLS#: 997307
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Area: 195 Square Feet
- Dimensions: 15 x 13
Bedroom
- Level: First
- Area: 143 Square Feet
- Dimensions: 13 x 11
Bedroom
- Level: First
- Area: 169 Square Feet
- Dimensions: 13 x 13
Primary bathroom
- Level: First
- Area: 182 Square Feet
- Dimensions: 14 x 13
Foyer
- Level: First
- Area: 42 Square Feet
- Dimensions: 7 x 6
Kitchen
- Level: First
- Area: 234 Square Feet
- Dimensions: 18 x 13
Laundry
- Level: First
- Area: 63 Square Feet
- Dimensions: 9 x 7
Living room
- Level: First
- Area: 336 Square Feet
- Dimensions: 24 x 14
Heating
- Central, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Range Hood, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Kitchen Island, Newly Painted
- Flooring: Vinyl
- Windows: Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,542
- Total interior livable area: 2,542 sqft
Property
Parking
- Total spaces: 8
Features
- Stories: 2
- Patio & porch: Covered, Patio
- Exterior features: Outdoor Grill, Balcony, Private Yard
- Pool features: In Ground
Lot
- Size: 7,500 Square Feet
- Dimensions: 50 x 150
- Features: Interior Lot, Sidewalk, Within 1/2 Mile to Water
Details
- Parcel number: 002S22058000240150
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Brick
- Roof: Shake
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1996
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: BBQ Pit/Grill, Beach, Pool, Pickleball, Short Term Rental - Allowed
- Security: Fire Alarm, Smoke Detector(s)
- Subdivision: CRYSTAL BEACH
Location
- Region: Destin
Financial & listing details
- Price per square foot: $668/sqft
- Tax assessed value: $1,065,419
- Annual tax amount: $12,708
- Date on market: 3/7/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/9/2026 | Price change | $1,699,000-5.6%$668/sqft |
Source:  ECAOR #997307 Report a problem | ||
| 4/27/2026 | Price change | $1,800,000-5.3%$708/sqft |
Source: ECAOR #997307 Report a problem | ||
| 3/7/2026 | Listed for sale | $1,900,000-2.6%$747/sqft |
Source: ECAOR #997307 Report a problem | ||
| 7/9/2025 | Listing removed | $1,950,000$767/sqft |
Source: ECAOR #979031 Report a problem | ||
| 6/17/2025 | Listed for sale | $1,950,000+8.4%$767/sqft |
Source: ECAOR #979031 Report a problem | ||
| 4/1/2025 | Listing removed | $1,799,000$708/sqft |
Source: ECAOR #962056 Report a problem | ||
| 11/21/2024 | Price change | $1,799,000-1.4%$708/sqft |
Source: ECAOR #962056 Report a problem | ||
| 10/30/2024 | Listed for sale | $1,825,000+31.8%$718/sqft |
Source: ECAOR #962056 Report a problem | ||
| 2/29/2024 | Sold | $1,385,000+22.6%$545/sqft |
Source: Public Record Report a problem | ||
| 9/15/2023 | Sold | $1,130,000+13%$445/sqft |
Source: ECAOR #932416 Report a problem | ||
| 6/5/2023 | Sold | $999,990$393/sqft |
Source: ECAOR #923522 Report a problem | ||
| 5/20/2023 | Pending sale | $999,990$393/sqft |
Source: ECAOR #923522 Report a problem | ||
| 5/18/2023 | Listed for sale | $999,990+110.1%$393/sqft |
Source: ECAOR #923522 Report a problem | ||
| 6/9/2014 | Sold | $476,000-2.7%$187/sqft |
Source: Public Record Report a problem | ||
| 4/10/2014 | Listed for sale | $489,000$192/sqft |
Source: 100% REalty, Inc. #702976 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $12,622 +4% | $1,065,419 +3.2% |
| 2023 | $12,134 +10.6% | $1,032,411 +13.4% |
| 2022 | $10,972 +96.7% | $910,471 +85% |
| 2021 | $5,578 +0.8% | $492,236 +1.4% |
| 2020 | $5,537 +1.1% | $485,440 +2.3% |
| 2019 | $5,477 +0.8% | $474,526 +1.9% |
| 2018 | $5,432 | $465,678 +2.1% |
| 2017 | $5,432 +0.5% | $456,100 +2.1% |
| 2016 | $5,407 +2.8% | $446,719 +8.6% |
| 2015 | $5,261 -3.5% | $411,369 +37.1% |
| 2014 | $5,450 | $300,090 +1.5% |
| 2013 | -- | $295,655 +1.7% |
| 2012 | -- | $290,713 -1.4% |
| 2011 | -- | $294,879 +1.5% |
| 2010 | -- | $290,521 +2.7% |
| 2009 | -- | $282,883 +0.1% |
| 2008 | -- | $282,600 +3% |
| 2007 | -- | $274,369 +2.5% |
| 2006 | -- | $267,677 +3% |
| 2005 | -- | $259,881 +3% |
| 2004 | -- | $252,312 +1.9% |
| 2003 | -- | $247,607 +2.4% |
| 2002 | -- | $241,804 +1.6% |
| 2001 | -- | $237,996 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 9/10Destin Middle SchoolGrades: 5-8Distance: 1.2 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 13.4 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 4.6 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Okaloosa County
- Destin
- 32541
- 91 Cobia St
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