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For sale
    • Price cut: $35K (7/1)
    $1,850,000

    106 Saint Simon Cir, Miramar Beach, FL 32550

    6beds
    3,741sqft
    : 
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    Single Family Residence
    Built in 2018
    -- sqft lot
    $1,760,500 Zestimate®
    $495/sqft
    $-- HOA

    What's special

    Gated communityModern comfortOne-car garagePrivate oasisSix bedroomsBreakfast barGranite countertops
    Completed in 2018, this three-story home captures the essence of coastal living with elegant design and modern comfort. Just steps from sugar-white sands and the emerald waters beyond, it offers six bedrooms, six and a half baths, and the versatility to serve as a full-time home, vacation getaway, or income-producing investment. Inside, an open-concept layout welcomes effortless flow from the bright living area through the dining space to a chef-inspired kitchen featuring granite countertops, stainless steel appliances, and a breakfast bar framed by classic white cabinetry. A second living area upstairs provides extra room for games or quiet conversation, while multiple ensuite bedrooms ensure privacy for family and guests. Beyond the glass doors, a private oasis awaits. Completed in 2018, this three-story home captures the essence of coastal living with elegant design and modern comfort. Just steps from sugar-white sands and the emerald waters beyond, it offers six bedrooms, six and a half baths, and the versatility to serve as a full-time home, vacation getaway, or income-producing investment. Inside, an open-concept layout welcomes effortless flow from the bright living area through the dining space to a chef-inspired kitchen featuring granite countertops, stainless steel appliances, and a breakfast bar framed by classic white cabinetry. A second living area upstairs provides extra room for games or quiet conversation, while multiple ensuite bedrooms ensure privacy for family and guests. Beyond the glass doors, a private oasis awaits. The fenced backyard features a sparkling pool and spa, surrounded by paver terraces, a grilling station, and a shaded patio, perfect for outdoor dining and evening gatherings. A one-car garage and ample parking for seven vehicles add convenience, while the gated community enhances peace of mind. For those who value both lifestyle and opportunity, this home captures the best of both strong rental performance, abundant amenities including a community pool and picnic area, and the unmistakable allure of the gulf just down the street.
    233 days
    |
    159
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Matthew B McGuire matt@mattmcguirerealtor.com,

    Scenic Sotheby's International Realty

    Source: ECAOR,MLS#: 990280MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 7
      • Full bathrooms: 6
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Third
      • Area: 234 Square Feet
      • Dimensions: 18 x 13
      Bedroom
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Bedroom
      • Level: Second
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Bedroom
      • Level: Second
      • Area: 204 Square Feet
      • Dimensions: 17 x 12
      Bedroom
      • Level: Second
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Bedroom
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 13 x 10
      Primary bathroom
      • Level: Third
      • Area: 189 Square Feet
      • Dimensions: 21 x 9
      Bathroom
      • Description: Dimensions: Irregular
      • Level: First
      • Dimensions: 0 x 0
      Bathroom
      • Description: Dimensions: Irregular
      • Level: First
      • Dimensions: 0 x 0
      Bathroom
      • Level: Second
      • Area: 70 Square Feet
      • Dimensions: 10 x 7
      Bathroom
      • Level: Second
      • Area: 72 Square Feet
      • Dimensions: 12 x 6
      Bathroom
      • Level: Second
      • Area: 60 Square Feet
      • Dimensions: 12 x 5
      Bathroom
      • Level: Second
      • Area: 60 Square Feet
      • Dimensions: 10 x 6
      Family room
      • Level: Second
      • Area: 598 Square Feet
      • Dimensions: 26 x 23
      Foyer
      • Level: First
      • Area: 98 Square Feet
      • Dimensions: 14 x 7
      Garage
      • Level: First
      • Area: 240 Square Feet
      • Dimensions: 20 x 12
      Living room
      • Level: First
      • Area: 810 Square Feet
      • Dimensions: 45 x 18
      Sitting room
      • Level: Third
      • Area: 77 Square Feet
      • Dimensions: 11 x 7
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Wet Bar
      • Flooring: Tile
      • Windows: Window Treatments
      • Has fireplace: Yes
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,741
      • Total interior livable area: 3,741 sqft

      Property

      Parking
      • Total spaces: 7
      • Parking features: Garage Door Opener, Oversized
      • Attached garage spaces: 1
      Features
      • Stories: 3
      • Patio & porch: Covered, Patio, Porch
      • Exterior features: Outdoor Shower, Sprinkler System
      • Pool features: In Ground
      • Has spa: Yes
      • Spa features: Heated
      • Fencing: Partial
      Lot
      • Dimensions: 70 x 46 x 70 x 50 x 65
      • Features: Corner Lot, Covenants, Within 1/2 Mile to Water
      Details
      • Parcel number: 292S21429700000190
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Siding CmntFbrHrdBrd
      • Foundation: Slab
      • Roof: Metal
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2018

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Gated, Pool
      • Security: Smoke Detector(s)
      • Subdivision: EMERALD WATERS VILLAGE
      HOA
      • Has HOA: Yes
      • Services included: Management, Recreational Faclty
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $495/sqft
      • Tax assessed value: $1,313,778
      • Annual tax amount: $11,870
      • Date on market: 11/25/2025

        Estimated market value

        $1,760,500

        $1.67M - $1.85M

        $7,286/mo

        Price history

        DateEventPrice
        7/1/2026Price change$1,850,000-1.9%$495/sqft
        Source: ECAOR #990280 Report a problem
        5/21/2026Price change$1,885,000-1.3%$504/sqft
        Source: ECAOR #990280 Report a problem
        4/1/2026Price change$1,910,000-1.3%$511/sqft
        Source: ECAOR #990280 Report a problem
        3/2/2026Price change$1,935,000-1.5%$517/sqft
        Source: ECAOR #990280 Report a problem
        2/2/2026Price change$1,965,000-1.5%$525/sqft
        Source: ECAOR #990280 Report a problem
        11/25/2025Listed for sale$1,995,000+78.3%$533/sqft
        Source: ECAOR #990280 Report a problem
        11/18/2020Sold$1,119,000$299/sqft
        Source: ECAOR #840146 Report a problem
        9/1/2020Price change$1,119,000-1.8%$299/sqft
        Source: Scenic Sotheby's Intl Realty #840146 Report a problem
        5/15/2020Price change$1,140,000-1.7%$305/sqft
        Source: Scenic Sotheby's Intl Realty #840146 Report a problem
        5/14/2020Listed for sale$1,160,000+5.5%$310/sqft
        Source: Scenic Sotheby's Intl Realty #840146 Report a problem
        6/21/2018Sold$1,100,000+720.9%$294/sqft
        Source: Public Record Report a problem
        8/3/2016Sold$134,000+67.5%$36/sqft
        Source: Public Record Report a problem
        4/28/2010Sold$80,000-81.4%$21/sqft
        Source: Public Record Report a problem
        3/17/2005Sold$430,000+232.3%$115/sqft
        Source: Public Record Report a problem
        12/9/2003Sold$129,400$35/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$11,871 -10.1%$1,313,778 -1.4%
        2024$13,208 +5.2%$1,332,626 +10%
        2023$12,550 +12%$1,211,478 +10%
        2022$11,210 +15.7%$1,101,344 +10%
        2021$9,692 +14.6%$1,001,222 +18.2%
        2020$8,458 +3.7%$847,311 +3.1%
        2019$8,160 $821,677 +587.2%
        2018$8,160 +584.4%$119,570 +3%
        2017$1,192 +3.6%$116,088 +9.2%
        2016$1,151 +8.2%$106,307 +7%
        2015$1,064 +25%$99,353 +26.5%
        2014$851 $78,540 +43.2%
        2013-- $54,862
        2012-- $54,862 -9.5%
        2011-- $60,637 -7.5%
        2010-- $65,537 -30%
        2009-- $93,625 -44.4%
        2008-- $168,525 -10%
        2007-- $187,250 +1.7%
        2005-- $184,140 +98%
        2004-- $93,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32550

        Getting around

        45 / 100
        Car-Dependent
        50 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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