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For sale
    • Price cut: $10K (6/18)
    $1,329,900

    186 Ciboney St, Miramar Beach, FL 32550

    5beds
    3,122sqft
    : 
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    Single Family Residence
    Built in 2020
    3,484 Square Feet Lot
    $1,282,900 Zestimate®
    $426/sqft
    $-- HOA

    What's special

    Five generously sized bedroomsClose to the beachHigh-end finishes throughout
    LOWER YOUR PAYMENT! Seller is offering an interest rate buydown of $25,000 for an acceptable offer, potentially lowering your interest rate to the 5's for qualified buyers, with the potential for you to lower your mortgage payment by hundreds of dollars each month. If owning at the beach has been on your radar—whether as a full-time move, a second home, or a high-performing investment—186 Ciboney Street deserves your attention. This fully furnished (negotiable) five-bedroom beach home comfortably sleeps 12 and is already operating as a successful vacation rental, with projected annual income exceeding $130,000. That's the kind of flexibility buyers are looking for: enjoy it when you're here, let it perform when you're not. Perfectly positioned in Miramar Beach, this home offers the ideal blend of lifestyle and convenienceclose to the beach, a short drive to dining, shopping, and entertainment, located in a strong school district, and completely move-in ready. Inside, you'll find five generously sized bedrooms, each with its own en-suite bathroom, delivering privacy and comfort for family and guests alike. High-end finishes throughout elevate the space, while thoughtfully curated artwork from local artists adds a true Emerald Coast touch. The open-concept kitchen and living area were designed for effortless entertaining, and the fenced backyard provides added privacyperfect after long beach days. Just steps from the community pool and beach access walkway, the location simply doesn't get better. No matter your goalprimary residence, second home, or income-producing propertythis home checks every box. Offered under $1.4M, 186 Ciboney stands out as one of the strongest values in the market and deserves a spot on every serious buyer's showing schedule.
    275 days
    |
    218
    |
    17
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Clay Owens 850-890-9195,

    Compass

    Source: ECAOR,MLS#: 986361MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 6
      • Full bathrooms: 5
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Third
      • Area: 267.9 Square Feet
      • Dimensions: 19 x 14.1
      Bedroom
      • Level: First
      • Area: 165 Square Feet
      • Dimensions: 13.2 x 12.5
      Bedroom
      • Level: First
      • Area: 147.56 Square Feet
      • Dimensions: 12.4 x 11.9
      Bedroom
      • Level: Second
      • Area: 146.52 Square Feet
      • Dimensions: 13.2 x 11.1
      Dining room
      • Level: Second
      • Area: 124 Square Feet
      • Dimensions: 12.4 x 10
      Kitchen
      • Level: Second
      • Area: 187 Square Feet
      • Dimensions: 17 x 11
      Living room
      • Level: Second
      • Area: 351.31 Square Feet
      • Dimensions: 20.8 x 16.9
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Dryer, Microwave, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Crown Molding, Kitchen Island, Recessed Lighting, Owner's Closet, Pantry
      • Flooring: Tile, Vinyl
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,122
      • Total interior livable area: 3,122 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage Door Opener
      • Attached garage spaces: 1
      Features
      • Stories: 3
      • Patio & porch: Patio
      • Exterior features: Balcony, Private Yard
      Lot
      • Size: 3,484 Square Feet
      • Dimensions: 58 x 62
      • Features: Cul-De-Sac, Within 1/2 Mile to Water
      Details
      • Parcel number: 302S214262100B0050
      • Zoning description: Resid Multi-Family, Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Concrete, Stucco
      • Foundation: Slab
      • Roof: Shake
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Picnic Area, Pool, Short Term Rental - Allowed
      • Security: Smoke Detector(s)
      • Subdivision: Hidden Palms
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Management, Recreational Faclty
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $426/sqft
      • Tax assessed value: $1,114,550
      • Annual tax amount: $10,270
      • Date on market: 10/11/2025

        Estimated market value

        $1,282,900

        $1.22M - $1.35M

        $4,943/mo

        Price history

        DateEventPrice
        6/18/2026Price change$1,329,900-0.7%$426/sqft
        Source: ECAOR #986361 Report a problem
        6/12/2026Price change$1,339,900-0.7%$429/sqft
        Source: ECAOR #986361 Report a problem
        2/25/2026Price change$1,349,9000%$432/sqft
        Source: ECAOR #986361 Report a problem
        12/7/2025Price change$1,349,9990%$432/sqft
        Source: ECAOR #986361 Report a problem
        10/11/2025Listed for sale$1,350,000-3.6%$432/sqft
        Source: ECAOR #986361 Report a problem
        8/4/2025Listing removed$1,400,000$448/sqft
        Source: ECAOR #973749 Report a problem
        5/23/2025Price change$1,400,000-3.4%$448/sqft
        Source: ECAOR #973749 Report a problem
        4/12/2025Listed for sale$1,450,000+11.5%$464/sqft
        Source: ECAOR #973749 Report a problem
        2/17/2023Sold$1,300,000-13.3%$416/sqft
        Source: ECAOR #901155 Report a problem
        1/6/2023Pending sale$1,499,999$480/sqft
        Source: ECAOR #901155 Report a problem
        10/5/2022Price change$1,499,999-9.1%$480/sqft
        Source: ECAOR #901155 Report a problem
        9/12/2022Price change$1,650,000-2.9%$529/sqft
        Source: ECAOR #901155 Report a problem
        6/15/2022Listed for sale$1,700,000+70%$545/sqft
        Source: ECAOR #901155 Report a problem
        4/30/2021Sold$999,999+37%$320/sqft
        Source: ECAOR #871427 Report a problem
        10/21/2020Sold$729,900$234/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,071 -1.9%$1,114,550 -0.9%
        2024$10,270 +38.9%$1,124,371 +38.2%
        2023$7,395 +7.9%$813,663 +10%
        2022$6,855 +14.9%$739,694 +20%
        2021$5,966 +521.4%$616,320 +553.8%
        2020$960 +12.8%$94,266 +10%
        2019$851 $85,696 +4%
        2018$851 +26.7%$82,400 +74.8%
        2017$672 +43.8%$47,143
        2016$467 $47,143
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32550

        Getting around

        40 / 100
        Car-Dependent
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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