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For sale
    • $945,000

    5310 Thomas Dr, Panama City Beach, FL 32408

    4beds
    2,396sqft
    : 
    $5,938/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    3,484 Square Feet Lot
    $902,000 Zestimate®
    $394/sqft
    $-- HOA

    What's special

    Guest half bathHeated saltwater poolPrivate heated saltwater poolTropical outdoor oasisLaundry roomPrivate gulf view balcony
    Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool - PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors • Chef's Kitchen with Stainless Appliances & Seating for 10-12 • Parking for 4 Vehicles + Golf Cart Friendly • Hurricane Windows, Hardie Siding & Metal Roof for lasting durability First Floor: - Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access - Bonus Bunk/Closet Room with Mounted TV - Spacious Living Room & Dining for 8+ (extra bar seating) - Chef's Kitchen - Laundry Room | Guest Half Bath Second Floor: - 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite - Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony Third Floor: - Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games - Private Gulf View Balcony + Half Bath WHY YOU'LL LOVE IT: -Steps to Beach Access #7 - walk to sand, surf, dining & attractions. -Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets. -Entertain on multiple balconies with sparkling Gulf Views. STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request. High-yield income opportunity! SLEEPS 15 -- Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined) A True Coastal Masterpiece! Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready -- all just two blocks from the Emerald Coast. Luxury. Location. Lifestyle. This one has it ALL!
    338 days
    |
    186
    |
    25
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Shelly M Callaway 850-532-9332,

    CENTURY 21 Ryan Realty Inc

    Source: CPAR,MLS#: 779080MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 3
      • 1/2 bathrooms: 2
      Rooms
      • Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom, Bonus Room
      Primary bedroom
      • Level: First
      • Dimensions: 15 x 14
      Primary bedroom
      • Level: Second
      • Dimensions: 22 x 12
      Bedroom
      • Level: Third
      • Dimensions: 18 x 12
      Bedroom
      • Level: Second
      • Dimensions: 18 x 12
      Dining room
      • Level: First
      • Dimensions: 12 x 8
      Kitchen
      • Level: First
      • Dimensions: 12 x 8
      Living room
      • Level: First
      • Dimensions: 18 x 12
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
      Features
      • Balcony, Double Vanity, Main Level Primary, Separate Shower, Tub Shower, Walk-In Closet(s)
      Interior area
      • Total structure area: 2,396
      • Total interior livable area: 2,396 sqft

      Property

      Features
      • Patio & porch: Balcony, Deck, Covered, Patio
      • Exterior features: Covered Patio, Deck, Patio
      • Has private pool: Yes
      • Pool features: Fenced, Electric Heat, In Ground, Salt Water, Private
      • Fencing: Fenced,Privacy
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      Lot
      • Size: 3,484 Square Feet
      • Dimensions: 110 x 33
      Details
      • Parcel number: 32377010000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available, Natural Gas Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Security: Fire Alarm, Smoke Detector(s)
      • Subdivision: Gulf Lagoon Beach
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $394/sqft
      • Tax assessed value: $670,865
      • Annual tax amount: $8,055
      • Date on market: 9/16/2025
      • Cumulative days on market: 505 days
      • Electric utility on property: Yes

        Estimated market value

        $902,000

        $857,000 - $947,000

        $3,769/mo

        Price history

        DateEventPrice
        5/19/2026Price change$945,000-0.5%$394/sqft
        Source: CPAR #779080 Report a problem
        4/13/2026Price change$949,900-1.8%$396/sqft
        Source: CPAR #779080 Report a problem
        10/18/2025Price change$967,500-1%$404/sqft
        Source: CPAR #779080 Report a problem
        9/16/2025Listed for sale$977,500+2.9%$408/sqft
        Source: CPAR #779080 Report a problem
        9/16/2025Listing removed$950,000$396/sqft
        Source: CPAR #770267 Report a problem
        7/10/2025Price change$950,000-2.6%$396/sqft
        Source: CPAR #770267 Report a problem
        6/3/2025Price change$975,000+0%$407/sqft
        Source: CPAR #770267 Report a problem
        4/11/2025Price change$974,9950%$407/sqft
        Source: CPAR #770267 Report a problem
        3/13/2025Listed for sale$975,000+34.5%$407/sqft
        Source: CPAR #770267 Report a problem
        9/15/2021Sold$725,000+70.6%$303/sqft
        Source: CPAR #716833 Report a problem
        4/22/2019Sold$425,000$177/sqft
        Source: CPAR #681288 Report a problem
        3/13/2019Listed for sale$425,000+63.5%$177/sqft
        Source: Counts Real Estate Group Inc #681288 Report a problem
        5/15/2009Sold$260,000-55.2%$109/sqft
        Source: Public Record Report a problem
        3/4/2005Sold$580,000$242/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$8,284 -1.5%$670,865 +0.2%
        2023$8,410 +18.5%$669,431 +9.7%
        2022$7,098 $610,204
        2021-- --
        2020$4,319 +15.3%$351,740 +28.2%
        2019$3,747 $274,425 +10%
        2018$3,747 +3.1%$249,477 +10%
        2017$3,635 +17.9%$226,797 +10%
        2016$3,082 +10.7%$206,179 -0.8%
        2015$2,784 $207,891 -0.9%
        2014$2,784 $209,828 -1.6%
        2013-- $213,174 -2.1%
        2012-- $217,673 +13.7%
        2011-- $191,427 -20.2%
        2010-- $239,775 -25.8%
        2009-- $322,990 +11.4%
        2008-- $289,864 +4.2%
        2007-- $278,174
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Lower Grand Lagoon

        Getting around

        50 / 100
        Somewhat Walkable
        43 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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