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For sale
    • $1,999,000

    539 Bay St #404, Traverse City, MI 49684

    2beds
    1,214sqft
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    Condominium, Single Family Residence
    Built in 2018
    -- sqft lot
    $-- Zestimate®
    $1,647/sqft
    $514/mo HOA

    What's special

    Private ensuite bathLuxury finishesBeautifully appointed primary suiteEndless blue-water horizonsSparkling bay viewsFilled with natural lightSpacious chef-inspired kitchen
    Experience luxury waterfront living in this exceptional 3-bedroom penthouse offering panoramic views of Grand Traverse Bay and endless blue-water horizons. Perched on the top floor, this elegant residence is filled with natural light and features a spacious, chef-inspired kitchen thoughtfully designed for both everyday living and entertaining. Retreat to the beautifully appointed primary suite, complete with a private ensuite bath, or step onto your private balcony to enjoy breathtaking sunrises, sparkling bay views, and the ever-changing beauty of the waterfront. Ideally situated a short walk to downtown Traverse City, you'll enjoy easy access to boutique shopping, award-winning restaurants, marinas, beaches, and the vibrant waterfront district. The residence also includes one dedicated parking space for added convenience. Located in the heart of Northern Michigan, Traverse City offers an unmatched lifestyle with renowned wineries, championship golf courses, world-class boating, scenic hiking and biking trails, year-round festivals, craft breweries, and a thriving arts and culinary scene. From summer days on the bay and spectacular fall colors to winter recreation and cozy waterfront evenings, every season brings something extraordinary. This is more than a home—it's a front-row seat to one of Michigan's most coveted waterfront destinations. Bay views, luxury finishes, and an unbeatable location combine to create a truly remarkable penthouse experience.
    41 days
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    166
    |
    1
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    Zillow last checked:

    Listing updated:

    Listed by:

    Judy Curtice-Porter Cell:231-499-9074,

    REO-TCRandolph-233022 231-946-4040,

    Stephanie Flor 231-360-7736,

    REO-TCRandolph-233022

    Source: NGLRMLS,MLS#: 1946367MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      • Area: 215.88
      • Dimensions: 15.3 x 14.11
      Bedroom 2
      • Level: Main
      • Area: 139.86
      • Dimensions: 12.6 x 11.1
      Primary bathroom
      • Features: Private
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      • Area: 229.52
      • Dimensions: 15.2 x 15.1
      Living room
      • Level: Main
      • Area: 397.5
      • Dimensions: 26.5 x 15
      Heating
      • Forced Air
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Refrigerator, Oven/Range, Dishwasher, Microwave, Washer, Dryer
      • Laundry: Main Level
      Features
      • Walk-In Closet(s), Solid Surface Counters, Kitchen Island, Ceiling Fan(s), Cable TV, High Speed Internet, WiFi
      • Flooring: Luxury Vinyl Plank
      • Windows: Blinds
      • Basement: Interior Entry
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 1,214
      • Total interior livable area: 1,214 sqft
      • Finished area above ground: 1,214
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Paved, Other, Asphalt
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Entry location: Stairway (Indoor),Elevator,Third Floor Lvl or Higher
      • Patio & porch: Patio
      • Exterior features: Sprinkler System, Balcony, Sidewalk
      • Has view: Yes
      • View description: Bay, Bay View
      • Has water view: Yes
      • Water view: Bay
      • Waterfront features: Sandy Bottom, Great Lake, Sandy Shoreline, Near Pub.Access w/in 500'
      Lot
      • Features: Level, Landscaped
      Details
      • Additional structures: None
      • Parcel number: 285116001500
      • Zoning description: Commercial

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Ranch
      • Property subtype: Condominium, Single Family Residence
      • Attached to another structure: Yes
      Materials
      • 2x6 Framing, Frame, Cement Siding
      • Foundation: Poured Concrete
      • Roof: Membrane
      Condition
      • New construction: No
      • Year built: 2018

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Pets Allowed
      • Security: Smoke Detector(s)
      • Subdivision: Bay Street LLC.
      HOA
      • Services included: Trash, Snow Removal, Maintenance Grounds, Maintenance Structure, Liability Insurance, Fire Insurance
      • HOA fee: $6,168 annually
      Location
      • Region: Traverse City

      Financial & listing details

      • Price per square foot: $1,647/sqft
      • Tax assessed value: $1,875,991
      • Annual tax amount: $6,310
      • Price range: $2M - $2M
      • Date on market: 6/10/2026
      • Cumulative days on market: 41 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash
      • Ownership type: Corporation
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,865/mo

        Price history

        DateEventPrice
        6/10/2026Listed for sale$1,999,000$1,647/sqft
        Source: NGLRMLS #1946367 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2022$6,310 +78.1%$296,300 +107.6%
        2021$3,543 +206.3%$142,700 +69.3%
        2020$1,157 $84,300 +211.1%
        2019$1,157 $27,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49684

        Getting around

        77 / 100
        Very Walkable
        92 / 100
        Biker's Paradise

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Traverse City Area Public Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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