Skip main navigation
For sale
  • $1,999,000

    539 Bay St #401, Traverse City, MI 49684

    3beds
    1,362sqft
    : 
    $13,169/mo
    Get pre-qualified
    Condominium, Single Family Residence
    Built in 2018
    -- sqft lot
    $-- Zestimate®
    $1,468/sqft
    $514/mo HOA

    What's special

    Spacious islandBeautifully appointed ensuiteSun-filled living spacesEndless blue-water vistasTop-floor residenceElegant chef-inspired kitchenPrivate balcony
    Experience elevated waterfront living in this sophisticated 3-bedroom penthouse showcasing breathtaking million-dollar bay views and endless blue-water vistas. This stunning top-floor residence offers sun-filled living spaces, an elegant chef-inspired kitchen centered around a spacious island, and a beautifully appointed ensuite designed for comfort and style. Relax on your private balcony and take in the unforgettable views where the water meets the sky. Perfectly located just minutes from downtown and an easy walk to shops, dining, marinas, beaches, and the waterfront, this exceptional home also includes one dedicated parking space. Located in beautiful Traverse City, you’ll enjoy the very best of Northern Michigan living — from award-winning wineries and championship golf courses to boating on Grand Traverse Bay, scenic trails, vibrant festivals, breweries, and an incredible year-round dining and arts scene. Whether it’s summer sunsets over the bay, colorful fall views, or winter adventures, this is waterfront living in one of Michigan’s most sought-after destinations. Waterfront wow at its finest.
    49 days
    |
    180
    |
    7
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Judy Curtice-Porter Cell:231-499-9074,

    REO-TCRandolph-233022 231-946-4040,

    Stephanie Flor 231-360-7736,

    REO-TCRandolph-233022

    Source: NGLRMLS,MLS#: 1946270MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Great Room
      Primary bedroom
      • Level: Main
      • Area: 241.32
      • Dimensions: 20.11 x 12
      Bedroom 2
      • Level: Main
      • Area: 114
      • Dimensions: 12 x 9.5
      Bedroom 3
      • Level: Main
      • Area: 109.32
      • Dimensions: 12 x 9.11
      Primary bathroom
      • Features: Private
      Dining room
      • Level: Main
      • Area: 172.05
      • Dimensions: 15.5 x 11.1
      Kitchen
      • Level: Main
      • Area: 183.96
      • Dimensions: 14.6 x 12.6
      Living room
      • Level: Main
      • Area: 221.92
      • Dimensions: 15.2 x 14.6
      Heating
      • Forced Air
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Refrigerator, Oven/Range, Dishwasher, Microwave, Washer, Dryer
      • Laundry: Main Level
      Features
      • Walk-In Closet(s), Solid Surface Counters, Kitchen Island, Ceiling Fan(s), Cable TV, High Speed Internet, WiFi
      • Flooring: Luxury Vinyl Plank
      • Windows: Blinds
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 1,362
      • Total interior livable area: 1,362 sqft
      • Finished area above ground: 1,362
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Paved, Other, Asphalt
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessible Elevator Installed, None
      Features
      • Entry location: Stairway (Indoor),Elevator,Third Floor Lvl or Higher
      • Patio & porch: Patio
      • Exterior features: Sprinkler System, Balcony, Sidewalk
      • Has view: Yes
      • View description: Bay, Water, Bay View
      • Has water view: Yes
      • Water view: Water,Bay
      • Waterfront features: Sandy Bottom, Great Lake, Sandy Shoreline, Near Pub.Access w/in 500'
      Lot
      • Features: Level, Landscaped
      Details
      • Additional structures: None
      • Parcel number: 285116001230
      • Zoning description: Commercial

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Other
      • Property subtype: Condominium, Single Family Residence
      • Attached to another structure: Yes
      Materials
      • 2x6 Framing, Frame, Cement Siding
      • Foundation: Poured Concrete
      • Roof: Membrane
      Condition
      • New construction: No
      • Year built: 2018

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Pets Allowed, Common Area
      • Security: Smoke Detector(s)
      • Subdivision: 539 Bay Street
      HOA
      • Services included: Snow Removal
      • HOA fee: $6,168 annually
      Location
      • Region: Traverse City

      Financial & listing details

      • Price per square foot: $1,468/sqft
      • Tax assessed value: $2,196,617
      • Annual tax amount: $6,238
      • Price range: $2M - $2M
      • Date on market: 6/8/2026
      • Cumulative days on market: 50 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash
      • Ownership type: Corporation
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,925/mo

        Price history

        DateEventPrice
        6/8/2026Listed for sale$1,999,000$1,468/sqft
        Source: NGLRMLS #1946270 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2022$6,238 +77.7%$293,200 +107.4%
        2021$3,509 +203.4%$141,400 +69.3%
        2020$1,157 $83,500 +208.1%
        2019$1,157 $27,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 49684

        Getting around

        77 / 100
        Very Walkable
        92 / 100
        Biker's Paradise

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Traverse City Area Public Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes