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For sale
  • $1,200,000

    550 Circle Dr, Defuniak Springs, FL 32435

    4beds
    7,000sqft
    : 
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    Single Family Residence
    Built in 1907
    0.27 Acres Lot
    $-- Zestimate®
    $171/sqft
    $-- HOA

    What's special

    Back porch additionNew metal roof
    This stunning Victorian residence, located in the heart of the DeFuniak Springs Historic District, offers a rare combination of historic elegance and modern updates. Built in the early 1900s by Wallace Bruce, founder of the Florida Chautauqua, the home was designed to host visiting dignitaries and is listed on the National Register of Historic Places. The current homeowner has invested over $350,000 in renovations, including but not limited to • New metal roof (2025) • 2 new HVAC systems (2018) • Back porch addition with mini-split • Third floor conversion into a guest suite with living area, sleeping area, full bath, and mini-split A/C (2022) The meticulous design and high-quality restoration make this home one of the most desirable in DeFuniak Springs. By appt. 24 hours' notice
    89 days
    |
    531
    |
    18
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Bruce R Naylor,

    Naylor Realty And Associates

    Source: ECAOR,MLS#: 1000224MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 6
      • Full bathrooms: 6
      Bedroom
      • Level: Second
      • Area: 99 Square Feet
      • Dimensions: 11 x 9
      Bedroom
      • Level: Second
      • Area: 88 Square Feet
      • Dimensions: 11 x 8
      Bedroom
      • Level: Second
      • Area: 143 Square Feet
      • Dimensions: 11 x 13
      Primary bathroom
      • Level: Second
      • Area: 288 Square Feet
      • Dimensions: 18 x 16
      Bathroom
      • Level: Second
      • Area: 36 Square Feet
      • Dimensions: 9 x 4
      Bathroom
      • Level: Second
      • Area: 60 Square Feet
      • Dimensions: 10 x 6
      Bonus room
      • Description: guest suite includes sleeping area, full bath & living space kitchen sink & small frig
      • Area: 540 Square Feet
      • Dimensions: 20 x 27
      Breakfast room
      • Level: First
      • Area: 231 Square Feet
      • Dimensions: 21 x 11
      Other
      • Level: First
      • Area: 495 Square Feet
      • Dimensions: 45 x 11
      Dining room
      • Level: First
      • Area: 288 Square Feet
      • Dimensions: 18 x 16
      Family room
      • Level: First
      • Area: 272 Square Feet
      • Dimensions: 17 x 16
      Foyer
      • Level: First
      • Area: 323 Square Feet
      • Dimensions: 19 x 17
      Kitchen
      • Description: Formal
      • Level: First
      • Area: 209 Square Feet
      • Dimensions: 19 x 11
      Laundry
      • Level: First
      • Area: 242 Square Feet
      • Dimensions: 22 x 11
      Living room
      • Level: First
      • Area: 342 Square Feet
      • Dimensions: 19 x 18
      Living room
      • Level: Second
      • Area: 351 Square Feet
      • Dimensions: 39 x 9
      Office
      • Level: First
      • Area: 42 Square Feet
      • Dimensions: 7 x 6
      Pantry
      • Level: First
      • Area: 36 Square Feet
      • Dimensions: 6 x 6
      Sun room
      • Level: First
      • Area: 146.25 Square Feet
      • Dimensions: 13 x 11.25
      Utility room
      • Level: First
      • Area: 48 Square Feet
      • Dimensions: 8 x 6
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Dryer, Refrigerator, Washer, Gas Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Crown Molding, Tray Ceiling(s), Pantry, Shelving, Upgraded Media Wing, Walls Wainscoting, Wet Bar, Natural Woodwork
      • Flooring: Hardwood, Tile
      • Windows: Window Treatments, Bay Window(s)
      • Has fireplace: Yes
      • Fireplace features: Gas, Fireplace 2+
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 7,000
      • Total interior livable area: 7,000 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Other
      • Garage spaces: 2
      Features
      • Stories: 3
      • Patio & porch: Covered, Deck, Porch
      • Exterior features: Balcony
      • Fencing: Partial
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      Lot
      • Size: 0.27 Acres
      • Dimensions: 83 x 140
      • Features: Corner Lot, Curb & Gutter, Level, Sidewalk, Within 1/2 Mile to Water
      Details
      • Parcel number: 253N19190700002260
      • Zoning description: City, Historical, Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Victorian
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Foundation Off Grade
      • Roof: Metal,Roof Pitched
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 1907

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Subdivision: TOWN OF DEFUNIAK SPRINGS
      Location
      • Region: Defuniak Springs

      Financial & listing details

      • Price per square foot: $171/sqft
      • Tax assessed value: $821,345
      • Annual tax amount: $10,256
      • Date on market: 4/9/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $3,650/mo

        Price history

        DateEventPrice
        4/9/2026Listed for sale$1,200,000+131.7%$171/sqft
        Source: ECAOR #1000224 Report a problem
        6/10/2016Sold$518,000-13.6%$74/sqft
        Source: ECAOR #614046 Report a problem
        8/16/2015Listing removed$599,500$86/sqft
        Source: Bruce Naylor #318063758 Report a problem
        4/22/2015Price change$599,500-7.6%$86/sqft
        Source: NO COMPANY PROVIDED #614046 Report a problem
        12/9/2014Price change$649,000-7.2%$93/sqft
        Source: Naylor Realty & Associates Inc. #614046 Report a problem
        3/4/2014Price change$699,000-12.1%$100/sqft
        Source: Naylor Realty & Associates Inc. #614046 Report a problem
        12/4/2013Listed for sale$795,000-11.5%$114/sqft
        Source: Pelican Real Estate #609055 Report a problem
        3/17/2012Listing removed$898,000$128/sqft
        Source: TEAM WALTON REAL ESTATE PROFESSIONALS #567985 Report a problem
        2/4/2012Price change$898,000-0.1%$128/sqft
        Source: TEAM WALTON REAL ESTATE PROFESSIONALS #567985 Report a problem
        11/24/2011Listed for sale$899,000$128/sqft
        Source: TEAM WALTON REAL ESTATE PROFESSIONALS #567985 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,256 +11.4%$712,653 +14.8%
        2024$9,211 +12.7%$620,835 +10%
        2023$8,175 +11%$564,395 +10%
        2022$7,365 +13.2%$513,086 +10%
        2021$6,507 +7.8%$466,442 +6.2%
        2020$6,035 +6.8%$439,126 +2.5%
        2019$5,649 $428,245 +2.7%
        2018$5,649 +2.4%$416,810 +0.2%
        2017$5,515 -0.1%$415,994 +8.5%
        2016$5,520 +20.4%$383,258 +0.7%
        2015$4,583 -0.4%$380,594 +0.8%
        2014$4,604 $377,573 +1.5%
        2013-- $371,993 +4.8%
        2012-- $355,008 -4.8%
        2011-- $372,787 -0.8%
        2010-- $375,709 +2.7%
        2009-- $365,832 +0.1%
        2008-- $365,467 +3%
        2007-- $354,831 +5.6%
        2005-- $336,094 +3%
        2004-- $326,305 +1.9%
        2003-- $320,221 +1.3%
        2002-- $316,222 +34.3%
        2001-- $235,534

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32435

        Getting around

        31 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Maude Saunders
        • Middle: Walton
        • High: Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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