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For sale
    • Price cut: $9.1K (5/27)
    $134,900

    600 Cottage St, Waterloo, IA 50703

    3beds
    1,802sqft
    : 
    $1,003/mo
    Get pre-qualified
    Single Family Residence
    Built in 1905
    6,098 Square Feet Lot
    $127,500 Zestimate®
    $75/sqft
    $-- HOA

    What's special

    Charming and spacious home
    Welcome to 600 Cottage Street in Waterloo! This charming and spacious home offers a great blend of character and functionality, perfect for comfortable everyday living. Featuring 3 bedrooms upstairs and 1.75 bathrooms, this home provides a practical layout with room to grow. The large kitchen offers plenty of space for cooking, gathering, and entertaining, while the hardwood floors add warmth and timeless appeal throughout much of the home. On the main level, you’ll find a versatile bonus room—ideal for a home office, playroom, or additional living space. Upstairs, in addition to the bedrooms, the home boasts a finished walk-up attic, providing even more flexible space that could serve as a guest area, hobby room, or private retreat. Situated on a corner lot, the property offers extra outdoor space and great curb appeal. Whether you're looking for your first home or a place with room to customize and make your own, this property is full of potential. Don’t miss your opportunity to own a home with space, character, and versatility in a convenient Waterloo location! Property being sold As-Is/Where-Is.
    107 days
    |
    120
    |
    8
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Justin Finn 319-939-0084,

    Four Seasons Realtors Inc

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20261502MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Rooms
      • Room types: Bonus Room, Walk-Up Attic
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Refrigerator, Gas Water Heater
      • Laundry: Lower Level
      Features
      • Basement: Unfinished
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total interior livable area: 1,802 sqft
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Stall, Attached Garage
      • Has attached garage: Yes
      • Carport spaces: 2
      Features
      • Patio & porch: Porch
      Lot
      • Size: 6,098 Square Feet
      • Dimensions: 44.00 x 142.00
      • Features: Corner Lot
      • Residential vegetation: Fruit Trees
      Details
      • Parcel number: 891324252001
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Shingle
      Condition
      • Year built: 1905

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $75/sqft
      • Tax assessed value: $88,500
      • Annual tax amount: $1,602
      • Date on market: 4/14/2026
      • Cumulative days on market: 108 days
      • Road surface type: Concrete, Paved

        Estimated market value

        $127,500

        $121,000 - $134,000

        $1,083/mo

        Price history

        DateEventPrice
        5/27/2026Price change$134,900-6.3%$75/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261502 Report a problem
        4/14/2026Listed for sale$144,000+15.3%$80/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261502 Report a problem
        12/15/2023Listing removed--
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20234510 Report a problem
        11/27/2023Listed for sale$124,900$69/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20234510 Report a problem
        11/20/2023Pending sale$124,900$69/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20234510 Report a problem
        10/21/2023Listed for sale$124,900+92.2%$69/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20234510 Report a problem
        4/6/2011Sold$65,000$36/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,602 +8.5%$88,500 +19.8%
        2024$1,476 +21.8%$73,860
        2023$1,212 +2.7%$73,860 +33.9%
        2022$1,180 -1.7%$55,180
        2021$1,200 +21.9%$55,180 +4.2%
        2020$984 -1.5%$52,980
        2019$999 +1.3%$52,980
        2018$987 +0.1%$52,980
        2017$986 -1.8%$52,980
        2016$1,004 $52,980
        2015$1,004 +10.1%$52,980 +7.2%
        2014$912 -21.7%$49,430 -10.5%
        2012$1,165 -26.6%$55,200
        2011$1,587 +3.3%$55,200 -27.9%
        2010$1,536 +2.8%$76,580
        2009$1,494 +2.2%$76,580
        2008$1,463 +1.7%$76,580 +7%
        2007$1,438 -0.5%$71,570
        2006$1,446 +41.1%$71,570
        2005$1,025 +5.8%$71,570 +65.7%
        2003$968 +1.7%$43,180
        2002$953 +10.7%$43,180 +18%
        2001$860 $36,590
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Unity

        Getting around

        40 / 100
        Car-Dependent
        26 / 100
        Some Transit
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cunningham
        • Middle: George Washington Carver Academy
        • High: East High

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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