Welcome to laid-back coastal living in the South Lagoon area of Panama City Beach where beach days, boating adventures, and golf cart rides become part of everyday life. This beautifully designed beach house blends durability, style, and comfort with an all Hardie Board exterior, a striking metal roof, and a spacious two-car garage. With plenty of room for beach gear, water toys, and extra storage. Inside, the home feels fresh, bright, and inviting with soaring trey ceilings, luxury vinyl plank flooring in a hand-scraped finish, and soft coastal-inspired colors that instantly create a relaxed vacation atmosphere.
A well though out split floor plan offers privacy for the spacious primary suite, complete with an attractive ensuite bath and generous walk-in closet. The heart of the home is the open-concept kitchen and living area, featuring quartz countertops, stainless steel appliances, and plenty of room to gather with family and friends after a day on the water or at the beach. Every detail was selected with both style and easy coastal living in mind.
Located in a fun, golf-cart-friendly neighborhood with no HOA and no flood insurance required, this home offers the freedom to truly enjoy the Panama City Beach lifestyle. Spend mornings launching the boat from one of two nearby public boat ramps, afternoons soaking up the sun on the sugar-white beaches just a short walk away, and evenings cruising the neighborhood by golf cart to local restaurants, marinas, and entertainment. Whether you're searching for a full-time residence, vacation getaway, or investment property, this South Lagoon gem delivers the perfect combination of beach charm, convenience, and everyday paradise. Schedule a private tour today, fall in love and make an offer!
For sale
$610,000
6003 Hilltop Ave, Panama City Beach, FL 32408
3beds
1,341sqft
Single Family Residence
Built in 2020
6,098 Square Feet Lot
$580,900 Zestimate®
$455/sqft
$-- HOA
What's special
Spacious two-car garageQuartz countertopsSpacious primary suiteSoaring trey ceilingsSoft coastal-inspired colorsStriking metal roofAll hardie board exterior
- 89 days
- 119
- 7
Zillow last checked:
Listing updated:
Listed by:
Jennifer Bond 850-867-9317,
Compass Florida, LLC,
Paige L Peterson 850-259-0643,
Compass Florida, LLC
Source: CPAR,MLS#: 790733
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Great Room, Kitchen, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 15 x 16
Great room
- Level: First
- Dimensions: 24 x 15
Kitchen
- Level: First
- Dimensions: 18 x 9
Heating
- Central, ENERGY STAR Qualified Equipment
Cooling
- Central Air, ENERGY STAR Qualified Equipment
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Features
- Double Vanity, Main Level Primary
- Doors: Insulated Doors
- Windows: Double Pane Windows, Storm Window(s)
Interior area
- Total structure area: 1,341
- Total interior livable area: 1,341 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Patio & porch: Covered, Patio
- Fencing: Fenced
Lot
- Size: 6,098 Square Feet
- Dimensions: 120 x 50
- Features: Paved
Details
- Parcel number: 32167000000
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Roof: Metal
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Utilities for property: Cable Connected, High Speed Internet Available, Sewer Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Biltmore Beach
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $455/sqft
- Tax assessed value: $356,778
- Annual tax amount: $4,699
- Date on market: 6/3/2026
- Cumulative days on market: 38 days
Estimated market value
$580,900
$552,000 - $610,000
$2,161/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/3/2026 | Listed for sale | $610,000+81%$455/sqft |
Source: | ||
| 9/14/2020 | Sold | $337,000-3.7%$251/sqft |
Source: | ||
| 7/13/2020 | Listed for sale | $349,900+483.2%$261/sqft |
Source: Coldwell Banker Carroll Realty #699600 Report a problem | ||
| 10/8/2018 | Sold | $60,000-60.5%$45/sqft |
Source: | ||
| 3/11/2005 | Sold | $152,000+16.9%$113/sqft |
Source: Public Record Report a problem | ||
| 9/21/2004 | Sold | $130,000+209.5%$97/sqft |
Source: Public Record Report a problem | ||
| 5/7/2003 | Sold | $42,000+40%$31/sqft |
Source: Public Record Report a problem | ||
| 12/2/2002 | Sold | $30,000+66.7%$22/sqft |
Source: Public Record Report a problem | ||
| 4/18/2002 | Sold | $18,000$13/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,325 +4.2% | $342,494 +10% |
| 2023 | $4,152 +25.3% | $311,358 +10% |
| 2022 | $3,314 | $283,053 |
| 2021 | -- | -- |
| 2020 | $734 +15% | $57,026 +10% |
| 2019 | $639 | $51,842 +81.5% |
| 2018 | $639 +46% | $28,567 +10% |
| 2017 | $437 +33.6% | $25,970 +2.9% |
| 2016 | $327 +0.8% | $25,235 +2.6% |
| 2015 | $325 | $24,598 +0.4% |
| 2014 | $325 | $24,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Lower Grand Lagoon
Nearby schools
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






