This home has Wonderful Outside and Inside Living, with 105 ft of Kootenai River Frontage. Landscaped back has several sitting areas, with great views of the Kootenai River. Wander on the rock paths to set in the shade near the hot tub and rocked area with covered BBQ grill and fire pit and take in all the flowers and flow of the river. Or set on the covered patio and watch the boats and kayas float by. Or if the weather isn't perfect set in the glassed in Sunroom/bedroom and watch the fish jump while the Eagles and Osprey fly by. Interior has many updates with lots of new features. Large open living area with pellet stove insert, and lots of windows to view the river. 3 bedrooms and 1.5 baths with the main bedroom having a glass slider for viewing the river and access to the many setting areas. Two car garage with a bonus/office/guest room. Chicken coop. Two set of steps to access the River, plus a floating dock to tie your boat up to or swimming. Truly one-of-a-kind property.
Active
Price cut: $15K (6/9)
$550,000
644 Waterfront Rd, Troy, MT 59935
3beds
1,599sqft
:
Get pre-qualified$3,401/mo
Single Family Residence
Built in 1980
9,757 Square Feet Lot
$512,400 Zestimate®
$344/sqft
$-- HOA
What's special
Chicken coopTwo car garageCovered patioHot tubRock pathsFire pitCovered bbq grill
- 141 days |
- 838 |
- 45 |
Zillow last checked:
Listing updated:
Listed by:
Sharon Denton 406-291-6719,
Clearwater Montana Properties - Troy
Source: MRMLS,MLS#: 30056863
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating
- Baseboard, Electric, Pellet Stove
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator
- Laundry: Washer Hookup
Features
- Fireplace, Hot Tub/Spa, Main Level Primary, Open Floorplan
- Basement: Crawl Space
- Number of fireplaces: 1
Interior area
- Total interior livable area: 1,599 sqft
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Awning(s), Rear Porch, Covered, Deck, Enclosed, Patio, See Remarks, Terrace
- Exterior features: Awning(s), Boat Slip, Dock, Fire Pit, Garden, Hot Tub/Spa, Storage, See Remarks
- Has spa: Yes
- Spa features: Hot Tub
- Fencing: Back Yard,Partial,Wood
- Has view: Yes
- View description: Mountain(s), Creek/Stream, Valley, Trees/Woods
- Has water view: Yes
- Water view: true
- Waterfront features: Dock Access, Navigable Water, River Front, Waterfront
- Body of water: Kootenai River
Lot
- Size: 9,757 Square Feet
- Features: Corners Marked, Front Yard, Views, Level
- Topography: Level
Details
- Additional structures: Poultry Coop
- Parcel number: 56439127205100000
- Zoning: None
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Wood Siding, Wood Frame
- Foundation: Poured
- Roof: Metal
Condition
- Updated/Remodeled,See Remarks
- New construction: No
- Year built: 1980
Utilities & green energy
- Sewer: Private Sewer, Septic Tank
- Water: Well
- Utilities for property: Electricity Connected, High Speed Internet Available, Phone Connected
Community & HOA
Community
- Features: Fishing
HOA
- Has HOA: No
Location
- Region: Troy
Financial & listing details
- Price per square foot: $344/sqft
- Tax assessed value: $453,839
- Annual tax amount: $1,277
- Date on market: 3/11/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Estimated market value
$512,400
$487,000 - $538,000
$1,996/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/9/2026 | Price change | $550,000-2.7%$344/sqft |
Source:  MRMLS #30056863 Report a problem | ||
| 3/11/2026 | Listed for sale | $565,000$353/sqft |
Source: MRMLS #30056863 Report a problem | ||
| 9/12/2025 | Listing removed | $565,000$353/sqft |
Source: MRMLS #30056863 Report a problem | ||
| 9/3/2025 | Listed for sale | $565,000$353/sqft |
Source: MRMLS #30056863 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,035 -6.6% | $453,839 +35.3% |
| 2024 | $1,109 -46.8% | $335,372 |
| 2023 | $2,083 +13.9% | $335,372 +58.3% |
| 2022 | $1,829 +5.6% | $211,900 |
| 2021 | $1,732 +38.4% | $211,900 +47.5% |
| 2020 | $1,251 -1.2% | $143,700 |
| 2019 | $1,267 -25.2% | $143,700 -16.5% |
| 2018 | $1,694 +15.8% | $172,100 |
| 2017 | $1,463 -9.2% | $172,100 +2% |
| 2016 | $1,610 +30.7% | $168,700 |
| 2015 | $1,232 -13% | $168,700 +66.3% |
| 2014 | $1,416 +2.1% | $101,442 +3.4% |
| 2013 | $1,387 +3.7% | $98,132 +3.8% |
| 2012 | $1,338 | $94,499 |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | $123,500 |
| 2007 | -- | $123,500 |
| 2006 | -- | $123,500 |
| 2005 | -- | $123,500 |
| 2004 | -- | $123,500 |
| 2003 | -- | $123,500 +13.5% |
| 2002 | -- | $108,800 |
| 2000 | -- | $108,800 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 59935
Nearby schools
GreatSchools rating
- 7/10W F Morrison SchoolGrades: PK-5Distance: 4.2 mi
- 6/10Troy 7-8Grades: 6-8Distance: 3.8 mi
- 4/10Troy High SchoolGrades: 9-12Distance: 3.8 mi
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A local agent can set up tours, give advice and negotiate with sellers.
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