MOTIVATED SELLERS! Seller now offering a 2-1 rate buy down to help reduce buyer payments during the first two years of ownership. Welcome to a home where the heavy lifting has already been done, giving you the opportunity to move in with confidence and make it your own. With over 3,000 square feet of living space, this spacious property offers a rare combination of size, functionality, and value that's hard to find at this price point. Recent improvements have created a solid, move-in ready foundation for its next owner. Inside, you'll find generously sized living areas, a functional layout, & plenty of room to spread out, whether you're hosting, working from home, or simply enjoying everyday life. The kitchen offers ample cabinetry a perfect peninsula workspace, granite countertops & an openness to the family room making this cozy & inclusive. Peace of mind is an added bonus with a 1-yr Home Warranty.The main living areas provide flexibility for a variety of furniture layouts & uses. Formal dining-check. Cozy night in with fireplace going-check. Hosting gatherings with family room with patio doors open to bring the outside in and inside out-check. A more formal living area perfect for a quiet space or watching a movie while sports are on in the 2nd family room-check. The list of possibilities is endless & able to grow and morph as seasons of life change. Step outside to a large deck space perfect for relaxing or entertaining, along with a yard that offers additional potential to create your ideal outdoor setup and private oasis. This home is ideal for buyers looking for space, value, and the ability to personalize without taking on major repairs. If you've been searching for a property where the big ticket items have already been addressed, this is one you won't want to miss. NOT!! to be missed is the amazing history story this home tells. See documents for a little walk through Mt Vernon history.
For sale
Price cut: $2.5K (6/22)
$289,500
650 Williams St, Mount Vernon, KY 40456
4beds
3,177sqft
Single Family Residence
Built in 1932
1 Acres Lot
$284,200 Zestimate®
$91/sqft
$-- HOA
What's special
Functional layoutPerfect peninsula workspaceGranite countertops
- 28 days |
- 1,296 |
- 79 |
Zillow last checked:
Listing updated:
Listed by:
Tammy M Ramsey,
EXP Realty LLC
Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1720252
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Primary bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Full bathroom
- Level: First
Half bathroom
- Level: First
Full bathroom
- Level: Second
Half bathroom
- Level: Second
Other
- Description: or...den, office, 2nd family room
- Level: First
Dining room
- Level: First
Family room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Other
- Level: Second
Sitting room
- Level: Second
Heating
- Electric, Heat Pump
Cooling
- Wall/Window Unit(s), Central Air
Features
- Basement: None
- Number of fireplaces: 1
Interior area
- Total structure area: 3,177
- Total interior livable area: 3,177 sqft
- Finished area above ground: 3,177
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached, Entry Front
- Attached garage spaces: 3
Features
- Stories: 2
- Patio & porch: Deck, Porch
- Has private pool: Yes
- Pool features: Above Ground
- Fencing: Privacy,Partial,Wood
Lot
- Size: 1 Acres
- Features: Cleared, Dead End, Level
Details
- Parcel number: 046NW02001 &02
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod,Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Brick Veneer, Brick
- Foundation: Crawl Space, Slab
- Roof: Shingle
Condition
- Year built: 1932
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Propane
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Mount Vernon
Financial & listing details
- Price per square foot: $91/sqft
- Tax assessed value: $257,500
- Annual tax amount: $1,729
- Date on market: 6/11/2026
- Electric utility on property: Yes
Estimated market value
$284,200
$270,000 - $298,000
$2,406/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/22/2026 | Price change | $289,500-0.9%$91/sqft |
Source: | ||
| 6/15/2026 | Price change | $292,000-2.2%$92/sqft |
Source: | ||
| 6/11/2026 | Listed for sale | $298,500$94/sqft |
Source: | ||
| 6/11/2026 | Listing removed | $298,500$94/sqft |
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| 5/21/2026 | Price change | $298,500-2.1%$94/sqft |
Source: | ||
| 4/22/2026 | Listed for sale | $304,999+20.8%$96/sqft |
Source: | ||
| 3/2/2026 | Listing removed | $252,500$79/sqft |
Source: | ||
| 2/4/2026 | Price change | $252,500-8%$79/sqft |
Source: | ||
| 1/23/2026 | Price change | $274,500-3.5%$86/sqft |
Source: | ||
| 1/21/2026 | Price change | $284,500-1.7%$90/sqft |
Source: | ||
| 1/17/2026 | Price change | $289,500-1.7%$91/sqft |
Source: | ||
| 1/13/2026 | Price change | $294,500-3.3%$93/sqft |
Source: | ||
| 1/9/2026 | Listed for sale | $304,500+18.3%$96/sqft |
Source: | ||
| 5/20/2021 | Sold | $257,500-0.6%$81/sqft |
Source: | ||
| 3/9/2021 | Pending sale | $259,000$82/sqft |
Source: | ||
| 3/5/2021 | Listed for sale | $259,000+3.8%$82/sqft |
Source: | ||
| 3/2/2021 | Listing removed | $249,500$79/sqft |
Source: | ||
| 2/5/2021 | Pending sale | $249,500$79/sqft |
Source: | ||
| 1/12/2021 | Listed for sale | $249,500+4%$79/sqft |
Source: | ||
| 8/8/2019 | Listing removed | $239,900$76/sqft |
Source: RE/MAX Signature Realty #1915375 Report a problem | ||
| 7/18/2019 | Price change | $239,900-9.6%$76/sqft |
Source: RE/MAX Signature Realty #1915375 Report a problem | ||
| 7/11/2019 | Price change | $265,500-6%$84/sqft |
Source: RE/MAX Signature Realty #1915375 Report a problem | ||
| 7/4/2019 | Price change | $282,500+13%$89/sqft |
Source: Owner Report a problem | ||
| 5/18/2019 | Price change | $250,000+13.6%$79/sqft |
Source: Owner Report a problem | ||
| 2/17/2019 | Listed for sale | $220,000+45.7%$69/sqft |
Source: Owner Report a problem | ||
| 4/3/2017 | Sold | $151,000+11.9%$48/sqft |
Source: Public Record Report a problem | ||
| 11/5/2013 | Sold | $135,000+58.8%$42/sqft |
Source: Public Record Report a problem | ||
| 6/13/2008 | Sold | $85,000$27/sqft |
Source: Public Record Report a problem | ||
| 3/7/2007 | Sold | $85,000$27/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,729 -1.1% | $257,500 |
| 2023 | $1,748 -1.9% | $257,500 |
| 2022 | $1,782 -10.2% | $257,500 +7.3% |
| 2021 | $1,985 +26.4% | $240,000 +26.3% |
| 2020 | $1,570 +0.7% | $190,000 |
| 2019 | $1,560 +26.2% | $190,000 +25.8% |
| 2018 | $1,236 +0.5% | $151,000 |
| 2017 | $1,229 | $151,000 +11.9% |
| 2016 | -- | $135,000 |
| 2015 | -- | $135,000 +50% |
| 2010 | -- | $90,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 40456
Nearby schools
GreatSchools rating
- 5/10Mount Vernon Elementary SchoolGrades: PK-5Distance: 0.2 mi
- 6/10Rockcastle County Middle SchoolGrades: 6-8Distance: 1 mi
- 7/10Rockcastle County High SchoolGrades: 9-12Distance: 1.3 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Kentucky
- Rockcastle County
- Mount Vernon
- 40456
- 650 Williams St




