For sale

$1,600,000

6577 Cottage Trl, Gaylord, MI 49735

5beds

3,986sqft

$9,645/mo

Get pre-qualified

Single Family Residence

Built in 1998

1.7 Acres Lot

$1,485,800 Zestimate^®

$401/sqft

$-- HOA

What's special

Pole barnPaved drivePanoramic lake viewsDaylight windows

OTSEGO LAKE FRONT - 179 FEET OF private water front! We welcome you to the home through the covered porch with beautiful custom glass door, field stone fireplace reaching to the vaulted ceiling and panoramic lake views. The living area opens onto the 3 season sun porch with access to decks and sandy waterfront. The main floor continues with 3 bedrooms, including primary suite, 1 full bath,1 half bath & laundry room. Enter the walkout lower level with daylight windows, family room with second gas fireplace, kitchenette, 2 bedrooms, full bath,storage, second laundry area and entrance from lakeside. The home was built with attention to detail, energy efficient with low E glass,2 x 6 construction, attached 3 car garage, irrigation, paved drive, shed, pole barn and more ALL nestled on 1.7 acres

31 days

2,019

53

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Water Heater, Washer, Range/Oven, Refrigerator, Microwave, Disposal, Dryer, Dishwasher, Jenn-Air Type
Laundry: Lower Level, Main Level

Features

Ceiling Fan(s), Wired for Sound, Vaulted Ceiling(s), Split Bdrm Flr Plan
Flooring: Tile
Doors: Doorwall
Windows: Egress Windows, Blinds, Drapes
Basement: Finished,Walk-Out Access
Has fireplace: Yes
Fireplace features: Gas

Interior area

Total structure area: 3,986
Total interior livable area: 3,986 sqft
Finished area above ground: 3,550

Property

Parking

Parking features: Driveway, Garage Door Opener
Has garage: Yes
Has uncovered spaces: Yes

Accessibility

Accessibility features: Accessible Hallway(s), Accessible Doors, Access-Main Flr Bath, Accessible Bedroom, Covered Entrance, Accessible Electrical and Environmental Controls

Features

Patio & porch: Deck, Patio/Porch
Exterior features: Dock, Sprinkler System
On waterfront: Yes
Body of water: Otsego Lake
Frontage type: All-Sport

Lot

Size: 1.7 Acres
Dimensions: 179 x 680 x 103 x 803
Features: Landscaped

Details

Additional structures: Pole Building, Shed(s)
Parcel number: 09000520011002
Zoning: RR
Special conditions: Trust
Other equipment: Automatic Generator

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Foundation: Basement

Condition

Year built: 1998

Utilities & green energy

Sewer: Septic Tank
Utilities for property: Cable Connected

Community & HOA

Community

Security: Security System, Smoke Detector(s)
Subdivision: T29N, R3W

Location

Region: Gaylord

Financial & listing details

Price per square foot: $401/sqft
Tax assessed value: $826,400
Annual tax amount: $10,900
Date on market: 7/26/2026
Listing terms: Cash,Conventional Mortgage
Road surface type: Paved, Maintained

Estimated market value

$1,485,800

$1.41M - $1.56M

$3,889/mo

Price history

Date	Event	Price
7/26/2026	Listed for sale	$1,600,000+226.5%$401/sqft
Source: WWMLS #201841574 Report a problem
2/6/2012	Sold	$490,000-14.8%$123/sqft
Source: WWMLS #276051 Report a problem
10/26/2011	Listed for sale	$575,000$144/sqft
Source: Vacation Properties Network Inc #276051 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$10,900 +6.2%	$413,200 +1.1%
2024	$10,267 +4.7%	$408,800 +14.2%
2023	$9,805 +7.9%	$358,100 +13.6%
2022	$9,084 -5.6%	$315,300 +11.1%
2021	$9,628 -42.7%	$283,900 -2.8%
2020	$16,799 +86.1%	$292,200 +26.1%
2018	$9,029	$231,700 +5.2%
2017	--	$220,200 -2.7%
2016	--	$226,400 +5%
2013	--	$215,700 -12.9%
2012	--	$247,700 -0.4%
2011	--	$248,700 -4.7%
2010	--	$261,000