Set along the widest stretch of Lake Caroline, this completely updated waterfront retreat offers sweeping views, easy outdoor living, and access to one of the region’s most amenity-rich private lake communities! 68 Saratoga Cove in Ruther Glen boasts a fully renovated home, resting on a .63-acre lot. The setting is a standout, folks! Positioned on the main body of the lake, the property enjoys open vistas across the water, with uninterrupted sightlines that shift throughout the day. The front yard is flat and grassy with a recently paved asphalt driveway offering generous parking, while the backyard extends seamlessly to the shoreline with a private dock, floating jet ski platform, and a dedicated launch for kayaks and canoes. A large waterfront patio creates a natural gathering space, complemented by a second lounging area at the dock for entertaining and room to host. The home’s exterior is classic, simple and functional, with a gray façade accented by black shutters. Inside, the home is all like-new, resulting in a clean, cohesive interior. The kitchen anchors the space with white cabinetry, stainless steel appliances, granite countertops, and luxury vinyl plank flooring that runs throughout the main areas. The open layout flows from the kitchen into a dining space and onward to a comfortable living area, with natural light and lake views drawing the eye outward. The primary bedroom is located just off the kitchen and features an updated ensuite bath with a walk-in shower outfitted with body jets, a bench, and handheld fixture, along with a double-door closet. A secondary bedroom and full hall bath offer additional accommodations, while a discreet laundry area with full-size washer and dryer is tucked behind pocket doors. The lakeside addition serves as a flexible lake room, with expansive windows, two closets, and direct access to the patio, making it well-suited as a family room, office, or entertaining space. The world is your oyster here – all with a lake view! Recent system updates include a new HVAC system, a separate split system for the lake room, and a tankless water heater, all completed in 2022. Residents of Lake Caroline enjoy access to a gated community with a private lake for boating, fishing, kayaking, and jet skis, along with a swimming pool, tennis and pickleball courts, basketball courts, parks, community docks, and year-round events. With this location, multiple parks, golf, shopping, dining, grocery, and I-95 access (Ladysmith and Ruther Glen exits) are within 10 minutes, and the hearts of Richmond and Fredericksburg are within 35 minutes. At 68 Saratoga Cove in Ruther Glen, the balance of waterfront living and everyday convenience comes into clear focus. We hope you will come enjoy your best summer yet here at this perfect lake home!
For sale
Price cut: $30K (6/19)
$549,900
68 Saratoga Cv, Ruther Glen, VA 22546
2beds
1,290sqft
Single Family Residence
Built in 1947
-- sqft lot
$-- Zestimate®
$426/sqft
$133/mo HOA
What's special
Private dockSweeping viewsCompletely updated waterfront retreatUninterrupted sightlinesFloating jet ski platformEasy outdoor living
- 79 days |
- 524 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Amy Cherry Taylor 540-845-7619,
Porch & Stable Realty, LLC,
Listing Team: Amy Cherry Taylor & Associates
Source: Bright MLS,MLS#: VACV2010050
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Laundry, Bathroom 2, Primary Bathroom
Primary bedroom
- Features: Flooring - Luxury Vinyl Plank, Ceiling Fan(s), Attached Bathroom
- Level: Main
Bedroom 2
- Features: Flooring - Luxury Vinyl Plank, Ceiling Fan(s), Recessed Lighting
- Level: Main
Primary bathroom
- Features: Bathroom - Stall Shower, Recessed Lighting
- Level: Main
Bathroom 2
- Features: Bathroom - Tub Shower, Built-in Features
- Level: Main
Dining room
- Features: Flooring - Luxury Vinyl Plank, Lighting - Pendants, Recessed Lighting
- Level: Main
Kitchen
- Features: Flooring - Luxury Vinyl Plank, Recessed Lighting, Kitchen - Electric Cooking, Built-in Features
- Level: Main
Laundry
- Features: Built-in Features
- Level: Main
Living room
- Level: Main
Heating
- Forced Air, Electric
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Refrigerator, Ice Maker, Cooktop, Exhaust Fan, Dishwasher, Washer, Dryer, Microwave, Electric Water Heater
- Laundry: Has Laundry, Laundry Room
Features
- Bathroom - Stall Shower, Bathroom - Tub Shower, Built-in Features, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Open Floorplan, Recessed Lighting, Family Room Off Kitchen, Kitchen - Table Space, Primary Bath(s), Upgraded Countertops
- Flooring: Luxury Vinyl
- Windows: Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,290
- Total interior livable area: 1,290 sqft
- Finished area above ground: 1,290
- Finished area below ground: 0
Property
Parking
- Parking features: Asphalt, Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Pool features: Community
- On waterfront: Yes
- Waterfront features: Private Dock Site, Lake
- Body of water: Lake Caroline
- Frontage length: Water Frontage Ft: 108
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 67A3170
- Zoning: R1
- Zoning description: RESIDENTIAL LOW DENSITY
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Concrete
- Foundation: Slab
Condition
- Excellent
- New construction: No
- Year built: 1947
Utilities & green energy
- Sewer: On Site Septic
- Water: Public
Community & HOA
Community
- Features: Pool
- Subdivision: Lake Caroline
HOA
- Has HOA: Yes
- Amenities included: Pool, Basketball Court, Beach Access, Gated, Jogging Path, Lake, Picnic Area, Soccer Field, Tennis Court(s), Tot Lots/Playground
- Services included: Pool(s), Security, Common Area Maintenance, Snow Removal
- HOA fee: $1,600 annually
Location
- Region: Ruther Glen
Financial & listing details
- Price per square foot: $426/sqft
- Tax assessed value: $355,364
- Annual tax amount: $1,848
- Date on market: 4/18/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
$2,146/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Price change | $549,900-5.2%$426/sqft |
Source:  Bright MLS #VACV2010050 Report a problem | ||
| 4/18/2026 | Listed for sale | $579,900-3.2%$450/sqft |
Source: Bright MLS #VACV2010050 Report a problem | ||
| 4/13/2026 | Listing removed | $599,000$464/sqft |
Source: Bright MLS #VACV2009028 Report a problem | ||
| 3/27/2026 | Listed for sale | $599,000$464/sqft |
Source:  CVRMLS #2528719 Report a problem | ||
| 3/9/2026 | Pending sale | $599,000$464/sqft |
Source: Bright MLS #VACV2009028 Report a problem | ||
| 3/9/2026 | Listed for sale | $599,000$464/sqft |
Source: Bright MLS #VACV2009028 Report a problem | ||
| 3/9/2026 | Pending sale | $599,000$464/sqft |
Source: CVRMLS #2528719 Report a problem | ||
| 2/21/2026 | Price change | $599,000-4.2%$464/sqft |
Source: CVRMLS #2528719 Report a problem | ||
| 10/12/2025 | Listed for sale | $625,000+90%$484/sqft |
Source: CVRMLS #2528719 Report a problem | ||
| 8/6/2021 | Sold | $329,000$255/sqft |
Source: Bright MLS #VACV124316 Report a problem | ||
| 6/22/2021 | Pending sale | $329,000$255/sqft |
Source: Bright MLS #VACV124316 Report a problem | ||
| 6/10/2021 | Listed for sale | $329,000+32.1%$255/sqft |
Source: Bright MLS #VACV124316 Report a problem | ||
| 8/3/2009 | Sold | $249,000+31.1%$193/sqft |
Source: Public Record Report a problem | ||
| 5/22/2009 | Price change | $189,900-7%$147/sqft |
Source: Listhub #CV6997281 Report a problem | ||
| 4/25/2009 | Price change | $204,155-5%$158/sqft |
Source: Listhub #CV6997281 Report a problem | ||
| 4/3/2009 | Price change | $214,900-2.3%$167/sqft |
Source: Listhub #CV6997281 Report a problem | ||
| 3/26/2009 | Price change | $219,900-2.2%$170/sqft |
Source: Listhub #CV6997281 Report a problem | ||
| 3/5/2009 | Listed for sale | $224,900-43.1%$174/sqft |
Source: Listhub #CV6997281 Report a problem | ||
| 10/20/2008 | Listing removed | $395,000$306/sqft |
Source: NCI #CV6539540 Report a problem | ||
| 6/23/2008 | Listed for sale | $395,000$306/sqft |
Source: NCI #CV6539540 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,848 +1.2% | $355,364 +51.7% |
| 2024 | $1,827 +1.3% | $234,182 |
| 2023 | $1,803 | $234,182 |
| 2022 | $1,803 | $234,182 |
| 2021 | $1,803 | $234,182 +26.9% |
| 2020 | -- | $184,538 |
| 2019 | -- | $184,538 +0% |
| 2018 | $1,531 +21.1% | $184,500 |
| 2017 | $1,265 | $184,500 |
| 2016 | $1,265 | $184,500 +5% |
| 2015 | $1,265 | $175,700 |
| 2014 | $1,265 | $175,700 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
| 2007 | -- | -- |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
| 2003 | -- | -- |
| 2002 | -- | $85,400 |
| 2001 | $641 | $85,400 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22546
Nearby schools
GreatSchools rating
- 7/10Lewis & Clark Elementary SchoolGrades: PK-5Distance: 2.5 mi
- 3/10Caroline Middle SchoolGrades: 6-8Distance: 5.7 mi
- 3/10Caroline High SchoolGrades: 9-12Distance: 5.4 mi
Schools provided by the listing agent
- Elementary: Lewis And Clark
- Middle: Caroline
- High: Caroline
- District: Caroline County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Virginia
- Caroline County
- Ruther Glen
- 22546
- 68 Saratoga Cv