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  • $168,000

    743 Rutger St, Utica, NY 13501

    6beds
    1,864sqft
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    Multi Family
    Built in 1930
    -- sqft lot
    $165,500 Zestimate®
    $90/sqft
    $-- HOA

    What's special

    Two bathroomsSix bedrooms
    Buyers hunting for a property that earns its keep will find much to admire in this handsome two-family residence, where six bedrooms and two bathrooms distribute themselves generously across roughly 1,864 square feet of dependable, income-ready living space. The arithmetic here speaks softly but persuasively. Two separate units mean two streams of rental revenue, whether you occupy one and let the other underwrite your mortgage or lease both for a portfolio that quietly grows fatter each month. A full basement lends welcome depth to the equation, offering ample room for storage, laundry, mechanicals, and the sort of untapped potential that patient owners eventually reward themselves with. Parking, that unglamorous yet endlessly appreciated luxury, spares tenants the daily indignity of circling the block. What truly distinguishes this offering, however, is its refreshingly attainable price point—an entry stroke of rare accessibility for those eager to plant a flag in Utica's rental market without the customary sticker shock. The surrounding neighborhood sweetens the proposition considerably. Quinn Park lies a short distance away for green-minded afternoons, while Al Balad Halal Market handles everyday provisioning with neighborly ease. Thomas R. Proctor High School anchors the area, and both Utica Union Station and the train station stand within convenient reach—a genuine boon for commuters and prospective renters alike. Opportunities that pair honest returns with such a welcoming setting seldom linger. Arrange your private viewing before this one finds a shrewder owner.
    10 days
    |
    1,207
    |
    64
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Keller-Williams Mohawk Valley 315-701-6900,

    Delbert Ball 315-868-3933

    Source: NYSAMLSs,MLS#: S1701807MLS LogoOriginating MLS: Mohawk Valley

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Gas, Forced Air
      Appliances
      • Included: Electric Water Heater, Gas Water Heater
      Features
      • Flooring: Hardwood, Laminate, Varies, Vinyl
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 1,864
      • Total interior livable area: 1,864 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Paved, Two or More Spaces
      Features
      • Levels: Two
      • Stories: 2
      Lot
      • Size: 4,400 Square Feet
      • Dimensions: 44 x 100
      • Features: Rectangular, Rectangular Lot
      Details
      • Parcel number: 319.61349
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MultiFamily
      • Property subtype: Multi Family
      Materials
      • Synthetic Stucco, Vinyl Siding
      Condition
      • Resale
      • Year built: 1930

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Utica

      Financial & listing details

      • Price per square foot: $90/sqft
      • Tax assessed value: $38,000
      • Annual tax amount: $2,432
      • Date on market: 7/26/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $165,500

        $157,000 - $174,000

        $1,676/mo

        Price history

        DateEventPrice
        7/26/2026Listed for sale$168,000+98.1%$90/sqft
        Source: NYSAMLSs #S1701807 Report a problem
        3/20/2019Sold$84,800+13.1%$45/sqft
        Source: Public Record Report a problem
        10/26/2012Sold$75,000+1685.7%$40/sqft
        Source: Public Record Report a problem
        7/24/2001Sold$4,200+138.4%$2/sqft
        Source: Public Record Report a problem
        3/8/2001Sold$1,762$1/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $38,000
        2024-- $38,000
        2023-- $38,000
        2022-- $38,000
        2021-- $38,000
        2020-- $38,000
        2019-- $38,000
        2018-- $38,000
        2017$2,081 $38,000
        2016-- $38,000
        2015-- $38,000
        2014-- $38,000
        2013-- $38,000
        2012-- $38,000
        2011-- $38,000
        2010-- $38,000
        2009-- $38,000
        2008-- $38,000
        2007-- $38,000
        2006-- $38,000
        2005-- $38,000 +3.5%
        2004-- $36,700
        2003-- $36,700
        2002-- $36,700
        2001-- $36,700
        2000-- $36,700
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13501

        Getting around

        82 / 100
        Very Walkable
        57 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Utica

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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