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For sale
    • Price cut: $105K (8/10)
    $1,195,000

    7835 Surf Dr, Panama City Beach, FL 32408

    3beds
    1,616sqft
    : 
    $7,285/mo
    Get pre-qualified
    Townhouse
    Built in 1982
    2,550 Square Feet Lot
    $1,109,300 Zestimate®
    $739/sqft
    $-- HOA

    What's special

    Direct beach accessGulf-front townhome
    Your beach day begins the moment you open the door. This rare Gulf-front townhome combines direct beach access with no HOA fees, lower property taxes, and two reserved parking spaces at the front door--advantages that are exceptionally difficult to find along the coast. Furnished and offering 3 bedrooms and 3 bathrooms, it provides the privacy of a low-density beachfront retreat with the flexibility and rental appeal buyers want in a Panama City Beach property.
    172 days
    |
    313
    |
    8
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Helen I Ferrell 850-541-3867,

    CENTURY 21 Ryan Realty Inc

    Source: CPAR,MLS#: 785446MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Kitchen, Living Room, Primary Bedroom, Patio
      Primary bedroom
      • Description: Open spacious balcony with sunset views
      • Level: Second
      • Dimensions: 15 x 15
      Bedroom
      • Description: large airy private balcony & bath
      • Level: Second
      • Dimensions: 12 x 12
      Bedroom
      • Description: first floor easy access & bath
      • Level: First
      • Dimensions: 12 x 10
      Kitchen
      • Description: Fully equipt with coffee bar
      • Level: First
      • Dimensions: 10 x 8
      Living room
      • Description: direct beach access
      • Level: First
      • Dimensions: 30 x 15
      Patio
      • Description: On the Beach Perfect for entertaining
      • Level: First
      • Dimensions: 32 x 16
      Heating
      • Electric
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Washer/Dryer Stacked, Electric Oven, Electric Range
      • Laundry: Stacked
      Features
      • Balcony, Double Vanity, Sitting Area in Primary, Tub Shower, Upper Level Primary
      • Doors: Insulated Doors, Storm Door(s)
      • Windows: Double Pane Windows
      Interior area
      • Total structure area: 1,616
      • Total interior livable area: 1,616 sqft

      Property

      Parking
      • Parking features: Parking Lot
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Deck, Patio
      • Exterior features: Deck, Patio
      • Has view: Yes
      • View description: Gulf, Water
      • Has water view: Yes
      • Water view: Gulf,Water
      • Waterfront features: Gulf, Shoreline - Sand
      Lot
      • Size: 2,550 Square Feet
      • Dimensions: 17 x 150
      • Features: Paved
      Details
      • Additional structures: Shed(s)
      • Parcel number: 30525140000
      • Zoning description: Resid Multi-Family, Resid Single Family, Resort
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      • Attached to another structure: Yes
      Materials
      • Brick Veneer, HardiPlank Type, Stucco
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1982

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Barbecue, Beach, Waterfront, Short Term Rental Allowed
      • Security: Security Lights
      • Subdivision: Leeward Tower Townhouse
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $739/sqft
      • Tax assessed value: $698,676
      • Annual tax amount: $8,522
      • Date on market: 2/18/2026
      • Cumulative days on market: 173 days
      • Electric utility on property: Yes

        Estimated market value

        $1,109,300

        $1.05M - $1.16M

        $2,864/mo

        Price history

        DateEventPrice
        8/10/2026Price change$1,195,000-8.1%$739/sqft
        Source: CPAR #785446 Report a problem
        2/18/2026Listed for sale$1,300,000+8.3%$804/sqft
        Source: CPAR #785446 Report a problem
        6/30/2025Listing removed$1,200,000$743/sqft
        Source: CPAR #770176 Report a problem
        3/11/2025Listed for sale$1,200,000$743/sqft
        Source: CPAR #770176 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$8,078 +6.2%$620,102 +10%
        2023$7,603 +27.4%$563,729 +10%
        2022$5,968 $512,481
        2021-- --
        2020$5,215 +7%$413,914 +10%
        2019$4,873 $376,285 +10%
        2018$4,873 +8.5%$342,077 +10%
        2017$4,493 +6.5%$310,979 +10%
        2016$4,217 +22.9%$282,708 +10%
        2015$3,432 $257,007 +41%
        2014$3,432 $182,275 +1.5%
        2013-- $179,581 -1.3%
        2012-- $181,876 +6.1%
        2011-- $171,436 +1.5%
        2010-- $168,902 +2.7%
        2009-- $164,462 +0.1%
        2008-- $164,298 -69.9%
        2007-- $545,947 -8.5%
        2006-- $596,559 +294.8%
        2005-- $151,089 +3%
        2004-- $146,688 +1.9%
        2003-- $143,953 +2.4%
        2002-- $140,579 +1.6%
        2001-- $138,365 -2.2%
        2000-- $141,528
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Lower Grand Lagoon

        Getting around

        40 / 100
        Car-Dependent
        50 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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