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For sale
  • $498,000

    820 Chimney Ridge Drive, Topton, NC 28781

    2beds
    --sqft
    : 
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    Single Family Residence
    Built in 2000
    0.97 Acres Lot
    $483,800 Zestimate®
    $--/sqft
    $25/mo HOA

    What's special

    Enjoy spacious three-level living with plenty of room for everyone. Each floor offers its own sleeping accommodations and a full bath, creating the perfect setup for multi-generational living, hosting guests, or giving everyone their own private retreat. Recent updates add peace of mind, including a new roof in 2026, fresh exterior paint, and a new well pump. A whole-house generator ensures comfort and reliability year-round. Step outside to take in the mountain scenery from the two-level wraparound deck, ideal for morning coffee, evening sunsets, or weekend gatherings. The property offers usable land--great for pets, outdoor activities, or even starting your own small fruit orchard. Parking is never an issue with an attached garage plus two additional parking pads, Located less than 10 minutes from Lake Nantahala, one of the most pristine lakes in the Southeast, this home puts you close to endless outdoor adventures. Enjoy nearby access to the Nantahala River and Gorge for fishing and whitewater fun, as well as the Appalachian Trail, Bartram Trail, and White Oak Creek. All of this is tucked inside an established gated community, offering privacy, security, and a peaceful mountain setting.
    11 days
    |
    214
    |
    15
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer Solesbee,

    Nantahala Real Estate

    Source: Hive MLS,MLS#: 100582947MLS LogoOriginating MLS: Mountain Lakes Board of REALTORS®

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Master Bedroom, Bedroom 1, Laundry, Dining Room, Utility Room, Bonus Room, Bathroom 1, Bathroom 2, Bathroom 3
      Heating
      • Propane, Fireplace(s), Heat Pump, Hot Water
      Cooling
      • Central Air
      Appliances
      • Included: Washer, Self Cleaning Oven, Refrigerator, Dryer, Dishwasher, Electric Range
      • Laundry: Laundry Closet
      Features
      • High Ceilings, Whole-Home Generator, Ceiling Fan(s), Basement, Gas Log
      • Flooring: Other
      • Basement: Partial
      • Attic: No Access
      • Has fireplace: Yes
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 0
      • Living area range: 0 - 200 null

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Gravel, Garage
      • Attached garage spaces: 1
      Features
      • Levels: Three Or More
      • Patio & porch: Deck, Porch, Wrap Around, Side Porch
      • Exterior features: Gas Log
      • Pool features: None
      • Fencing: None
      • Frontage type: See Remarks
      Lot
      • Size: 0.97 Acres
      • Features: Interior Lot, Landscaped
      Details
      • Parcel number: 6527158547
      • Zoning: DeedRestriction
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Frame
      • Foundation: Other
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2000

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Chimney Ridge
      HOA
      • Has HOA: Yes
      • Amenities included: Gated, Maintenance Roads
      • HOA fee: $300 annually
      • HOA name: Chimney Ridge HOA
      Location
      • Region: Topton

      Financial & listing details

      • Tax assessed value: $451,690
      • Annual tax amount: $1,559
      • Date on market: 6/19/2026
      • Cumulative days on market: 11 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional

        Estimated market value

        $483,800

        $460,000 - $508,000

        $2,795/mo

        Price history

        DateEventPrice
        6/19/2026Listed for sale$498,000+21.8%
        Source: Hive MLS #100582947 Report a problem
        8/6/2021Sold$409,000
        Source: Hive MLS #98509857 Report a problem
        7/18/2021Contingent$409,000
        Source: Mountain Lakes BOR #138262 Report a problem
        6/22/2021Listed for sale$409,000
        Source: Mountain Lakes BOR #138262 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,560 $451,690
        2024$1,560 +0.8%$451,690 0%
        2023$1,548 +32.6%$451,790 +100.7%
        2022$1,167 $225,110
        2021$1,167 +5.1%$225,110
        2020$1,110 +1.2%$225,110
        2019$1,097 $225,110 -22.1%
        2018$1,097 -14.9%$288,880
        2017$1,289 $288,880
        2016$1,289 $288,880
        2015$1,289 +1.8%$288,880 -13.9%
        2014$1,266 $335,420
        2013$1,266 $335,420
        2012-- $335,420
        2011-- $335,420
        2010-- $335,420

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 28781

          Getting around

          0 / 100
          Car-Dependent

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Nantahala High School
          • Middle: Nantahala High School
          • High: Nantahala High School

          Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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