Enjoy spacious three-level living with plenty of room for everyone. Each floor offers its own sleeping accommodations and a full bath, creating the perfect setup for multi-generational living, hosting guests, or giving everyone their own private retreat. Recent updates add peace of mind, including a new roof in 2026, fresh exterior paint, and a new well pump. A whole-house generator ensures comfort and reliability year-round.
Step outside to take in the mountain scenery from the two-level wraparound deck, ideal for morning coffee, evening sunsets, or weekend gatherings. The property offers usable land--great for pets, outdoor activities, or even starting your own small fruit orchard. Parking is never an issue with an attached garage plus two additional parking pads,
Located less than 10 minutes from Lake Nantahala, one of the most pristine lakes in the Southeast, this home puts you close to endless outdoor adventures. Enjoy nearby access to the Nantahala River and Gorge for fishing and whitewater fun, as well as the Appalachian Trail, Bartram Trail, and White Oak Creek. All of this is tucked inside an established gated community, offering privacy, security, and a peaceful mountain setting.
Under contract
$449,000
820 Chimney Ridge Drive, Topton, NC 28781
2beds
--sqft
Single Family Residence
Built in 2000
0.97 Acres Lot
$421,400 Zestimate®
$--/sqft
$25/mo HOA
What's special
- 151 days
- 71
- 0
Zillow last checked:
Listing updated:
Listed by:
Jennifer Solesbee,
Nantahala Real Estate
Source: Hive MLS,MLS#: 100582947
Originating MLS: Mountain Lakes Board of REALTORS®
Originating MLS: Mountain Lakes Board of REALTORS®Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Master Bedroom, Bedroom 1, Laundry, Dining Room, Utility Room, Bonus Room, Bathroom 1, Bathroom 2, Bathroom 3
Heating
- Propane, Fireplace(s), Heat Pump, Hot Water
Cooling
- Central Air
Appliances
- Included: Washer, Self Cleaning Oven, Refrigerator, Dryer, Dishwasher, Electric Range
- Laundry: Laundry Closet
Features
- High Ceilings, Whole-Home Generator, Ceiling Fan(s), Basement, Gas Log
- Flooring: Other
- Basement: Partial
- Attic: No Access
- Number of fireplaces: 2
- Fireplace features: Gas Log
Interior area
- Total structure area: 0
- Living area range: 0 - 200 null
Property
Parking
- Total spaces: 1
- Parking features: Attached, Gravel, Garage
- Attached garage spaces: 1
Features
- Levels: Three Or More
- Patio & porch: Deck, Porch, Wrap Around, Side Porch
- Exterior features: Gas Log
- Pool features: None
- Fencing: None
- Frontage type: See Remarks
Lot
- Size: 0.97 Acres
- Features: Interior Lot, Landscaped
Details
- Parcel number: 6527158547
- Zoning: DeedRestriction
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding, Wood Frame
- Foundation: Other
- Roof: Shingle
Condition
- New construction: No
- Year built: 2000
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Chimney Ridge
HOA
- Has HOA: Yes
- Amenities included: Gated, Maintenance Roads
- HOA fee: $300 annually
- HOA name: Chimney Ridge HOA
Location
- Region: Topton
Financial & listing details
- Tax assessed value: $451,690
- Annual tax amount: $1,559
- Date on market: 6/19/2026
- Cumulative days on market: 151 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
Estimated market value
$421,400
$400,000 - $442,000
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/30/2026 | Contingent | $449,000 |
Source:  Hive MLS #100582947 Report a problem | ||
| 8/11/2026 | Price change | $449,000-9.8% |
Source: Hive MLS #100582947 Report a problem | ||
| 6/19/2026 | Listed for sale | $498,000+21.8% |
Source: Hive MLS #100582947 Report a problem | ||
| 8/6/2021 | Sold | $409,000 |
Source: Hive MLS #98509857 Report a problem | ||
| 7/18/2021 | Contingent | $409,000 |
Source:  Mountain Lakes BOR #138262 Report a problem | ||
| 6/22/2021 | Listed for sale | $409,000 |
Source: Mountain Lakes BOR #138262 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,560 | $451,690 |
| 2024 | $1,560 +0.8% | $451,690 0% |
| 2023 | $1,548 +32.6% | $451,790 +100.7% |
| 2022 | $1,167 | $225,110 |
| 2021 | $1,167 +5.1% | $225,110 |
| 2020 | $1,110 +1.2% | $225,110 |
| 2019 | $1,097 | $225,110 -22.1% |
| 2018 | $1,097 -14.9% | $288,880 |
| 2017 | $1,289 | $288,880 |
| 2016 | $1,289 | $288,880 |
| 2015 | $1,289 +1.8% | $288,880 -13.9% |
| 2014 | $1,266 | $335,420 |
| 2013 | $1,266 | $335,420 |
| 2012 | -- | $335,420 |
| 2011 | -- | $335,420 |
| 2010 | -- | $335,420 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28781
Nearby schools
Schools provided by the listing agent
- Elementary: Nantahala High School
- Middle: Nantahala High School
- High: Nantahala High School
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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