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For sale
  • $935,000

    822 Harbor Watch Dr #54, Petoskey, MI 49770

    4beds
    2,980sqft
    : 
    $6,628/mo
    Get pre-qualified
    SingleFamily
    Built in ----
    -- sqft lot
    $913,000 Zestimate®
    $314/sqft
    $479/mo HOA

    What's special

    Large islandPremium finishesBeautiful wood floorsMultiple outdoor spacesGranite countertopsLarge soaking tubSpacious walk-in shower
    Stunning Harbor Watch home in Petoskey offers breathtaking panoramic views of Little Traverse Bay and the Petoskey cityscape. The main level showcases lake views, an open floor plan with a spacious kitchen, custom cabinetry, large island, granite countertops, and walk-in pantry flowing seamlessly into the living room with gas fireplace. Access to water view deck area from the dining room. Beautiful wood floors and premium finishes create an atmosphere of refined elegance throughout. Unique layout on this level...enlarged primary suite featuring a sitting and/or office area that opens to the living room filling the primary bedroom with natural light and water views. A spacious walk-in shower, large soaking tub, and two walk-in closets complete this exceptional sanctuary. This level also offers access to the laundry room and a half bath. The middle level impresses with hardwood fllors and 9-foot ceilings, housing two additional bedrooms that both offer lake views and access to an elevated deck. This level includes a full bath with tub and tile shower featuring granite vanity tops, plus convenient attached garage access. The lower level extends the living space with wood floors, a comfortable family room with patio access, another bedroom, and a full bath with walk-in shower and granite. As a bonus, enjoy sweeping water views of Little Traverse Bay and the Petoskey cityscape from the rooftop deck — one of Michigan's most spectacular vantage points. With its thoughtful three-level design, four bedrooms, three and a half baths, two-car garage, and multiple outdoor spaces, this Harbor Watch home delivers the perfect blend of luxury and comfort for year-round living or an exceptional vacation retreat. Furnishings negotiable. As a single-family home, enjoy lower HOA dues along with the Harbor Watch amenities — pool, tennis/pickleball, and exercise area!
    2 days
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    725
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    23
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Trish Hartwick,

    Coldwell Banker Schmidt - Petoskey 231-347-7600

    Source: Northern Michigan MLS,MLS#: 480274MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Area: 182
      • Dimensions: 13 x 14
      Bedroom
      • Area: 196
      • Dimensions: 14 x 14
      Bedroom 1
      • Area: 168
      • Dimensions: 12 x 14
      Bedroom 2
      • Area: 144
      • Dimensions: 12 x 12
      Dining room
      • Area: 80
      • Dimensions: 8 x 10
      Family room
      • Area: 280
      • Dimensions: 14 x 20
      Kitchen
      • Area: 220
      • Dimensions: 11 x 20
      Living room
      • Area: 360
      • Dimensions: 18 x 20
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Built-in Microwave, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range
      Features
      • Flooring: Wood
      • Windows: Mini Blinds
      • Basement: Full,Walk-Out Access,Finished
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total interior livable area: 2,980 sqft

      Property

      Parking
      • Parking features: Attached Garage
      • Has attached garage: Yes
      • Covered spaces: 2
      Features
      • Patio & porch: Deck, Patio
      • Has private pool: Yes
      • Pool features: Pool
      Lot
      • Features: Paved, Sprinkler System
      Details
      • Parcel number: 521906355154

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Wood Frame/Site Built, Concrete/Block

      Utilities & green energy

      • Sewer: City
      • Water: City
      • Utilities for property: Cable Connected

      Community & HOA

      Community
      • Features: Clubhouse
      HOA
      • Has HOA: Yes
      • HOA fee: $1,438 quarterly
      • HOA name: Harbor Watch
      • Additional fee info: $5000 trans
      Location
      • Region: Petoskey

      Financial & listing details

      • Price per square foot: $314/sqft
      • Tax assessed value: $318,200
      • Date on market: 7/25/2026
      • Road surface type: Paved

        Estimated market value

        $913,000

        $867,000 - $959,000

        $1,840/mo

        Price history

        DateEventPrice
        7/25/2026Listed for sale$935,000+246.3%$314/sqft
        Source: Northern Michigan MLS #480274 Report a problem
        9/24/2007Sold$270,000$91/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2021-- $159,100 -1.4%
        2020-- $161,400 +0.1%
        2019-- $161,300 +49.6%
        2018-- $107,800 +1.5%
        2017-- $106,200 +0.7%
        2016-- $105,500 +13%
        2015-- $93,400 +8.6%
        2014-- $86,000 +14.1%
        2013-- $75,400 +8.6%
        2012-- $69,400 -36.4%
        2011-- $109,100 +21.2%
        2010-- $90,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 49770

        Getting around

        52 / 100
        Somewhat Walkable
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Petoskey

        Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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