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For sale
    • Price cut: $61K (7/15)
    $969,000

    848 State St, Boyne City, MI 49712

    4beds
    3,306sqft
    : 
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    Single Family Residence
    Built in ----
    3.2 Acres Lot
    $941,400 Zestimate®
    $293/sqft
    $-- HOA

    What's special

    BOYNE RIVERFRONT! Nestled along 368 feet of the beautiful BOYNE RIVER SHORELINE, this is one of a kind! With 3.2 acres in the heart of Boyne City. A DREAM home for anyone who enjoys FISHING, KAYAKING or SWIMMING! Just a short walk to lake Charlevoix and downtown Boyne. This Victorian with over 3,300 SF combines charming yet modern in perfect harmony! Plus, over 780 SF finished heated studio room above the garage!! Boyne City Schools. Primary Bed & Bath are on the 1st floor as well as Laundry Rm. Updated Primary bath (newer addition) includes Bay Window, Walk In Shower and granite counter. Large Updated Kitchen has tons of storage! Corian and Granite Counters, BUTLERS pantry as well as a WALK IN Pantry. The Large Great Room, built 2011, is truly a perfect place to ENTERTAIN!. Enjoy a large open space with natural hardwood flooring & PHENOMENAL views from your bay window. A Glass sliding door leads to the Boyne River, gardens and fire pit. A perfect place to roast marshmallows, look up at the stars, get cozy and tell stories! Three more Bedrooms upstairs and Full Updated bath with granite counter. Newer FOUR car garage is TWO stories. SECOND level, formally used as an Art and Music Studio, features Boyne River picturesque views. This Large Studio comes complete with knotty pine, oak flooring, recessed lighting and HEAT! It has endless possibilities!!! Did you ever want to say "come sit in my parlor?" Well now you can! There is a full Dining room, formally used as a sitting room. Additionally, a side entrance leads to the Amazing wrap around front porch. So enjoy lake living festivities in Boyne City: New Bike trails, Restaurants, quaint shops, Marina, Riverside Park, Veterans Park, Rotary Park, breathtaking sunsets and MUCH more! Do you Ski? Boyne Mountain is 6 miles away! Approximately 6 miles to Walloon and 15 miles to Petoskey! Wired for generator hook up. So bring your river gear and Grab this piece of PARADISE before it's gone!
    48 days
    |
    1,144
    |
    17
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Rosemary Dickow 248-245-3322,

    KW Showcase Realty 248-360-2900

    Source: Realcomp II,MLS#: 20261025955MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: Entry
      • Area: 208
      • Dimensions: 13 X 16
      Bedroom
      • Level: Second
      • Area: 130
      • Dimensions: 10 X 13
      Bedroom
      • Level: Second
      • Area: 132
      • Dimensions: 11 X 12
      Bedroom
      • Level: Second
      • Area: 126
      • Dimensions: 9 X 14
      Primary bathroom
      • Level: Entry
      • Area: 180
      • Dimensions: 15 X 12
      Other
      • Level: Second
      • Area: 80
      • Dimensions: 10 X 8
      Other
      • Level: Entry
      • Area: 117
      • Dimensions: 13 X 9
      Other
      • Level: Entry
      • Area: 40
      • Dimensions: 5 X 8
      Dining room
      • Level: Entry
      • Area: 132
      • Dimensions: 11 X 12
      Great room
      • Level: Entry
      • Area: 460
      • Dimensions: 20 X 23
      Kitchen
      • Level: Entry
      • Area: 192
      • Dimensions: 16 X 12
      Laundry
      • Level: Entry
      • Area: 81
      • Dimensions: 9 X 9
      Sitting room
      • Level: Entry
      • Area: 165
      • Dimensions: 15 X 11
      Heating
      • Baseboard, Natural Gas, Radiant
      Cooling
      • Ceiling Fans
      Appliances
      • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
      Features
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total interior livable area: 3,306 sqft
      • Finished area above ground: 3,306
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Four Car Garage, Detached, Heated Garage, Garage Door Opener
      • Garage spaces: 4
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: GroundLevel
      • Patio & porch: Covered, Porch
      • Exterior features: Awnings
      • Pool features: None
      • On waterfront: Yes
      • Waterfront features: River Front
      • Body of water: Boyne River
      Lot
      • Size: 3.2 Acres
      • Dimensions: 267 x 647 x 368 x 436
      Details
      • Parcel number: 05123606800
      • Special conditions: Short Sale No,Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Victorian
      • Property subtype: Single Family Residence
      Materials
      • Other, Wood Siding
      • Foundation: Crawl Space, Sump Pump
      • Roof: Asphalt
      Condition
      • New construction: No
      • Major remodel year: 2011

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Security: Exterior Video Surveillance
      HOA
      • Has HOA: No
      Location
      • Region: Boyne City

      Financial & listing details

      • Price per square foot: $293/sqft
      • Tax assessed value: $132,897
      • Annual tax amount: $5,015
      • Date on market: 5/31/2026
      • Cumulative days on market: 48 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,Va Loan

        Estimated market value

        $941,400

        $894,000 - $988,000

        $3,073/mo

        Price history

        DateEventPrice
        7/15/2026Price change$969,000-5.9%$293/sqft
        Source: Realcomp II #20261025955 Report a problem
        7/6/2026Price change$1,030,000-2.8%$312/sqft
        Source: Realcomp II #20261025955 Report a problem
        6/25/2026Price change$1,060,000-2.8%$321/sqft
        Source: Realcomp II #20261025955 Report a problem
        6/1/2026Listed for sale$1,090,000$330/sqft
        Source: Realcomp II #20261025955 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,891 +2.2%$231,600 +14.7%
        2024$4,784 +5%$202,000 +40.3%
        2023$4,557 $144,000 +8.8%
        2022-- $132,300 -12.9%
        2021-- $151,900 +9.4%
        2020-- $138,800 -1.7%
        2019-- $141,200 +9.5%
        2018-- $128,900
        2017-- $128,900 +1.1%
        2016-- $127,500 +13.4%
        2015-- $112,400 +10.3%
        2014-- $101,900 -6.3%
        2013-- $108,700 -7.3%
        2012-- $117,300 +1.3%
        2011-- $115,806 +1.7%
        2010-- $113,871
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49712

        Getting around

        11 / 100
        Car-Dependent
        6 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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