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For sale
  • Price cut: $20K (10/7)
    $859,999

    848 State St, Boyne City, MI 49712

    4beds
    3,306sqft
    : 
    $6,502/mo
    Get pre-qualified
    Single Family Residence
    Built in ----
    3.2 Acres Lot
    $847,700 Zestimate®
    $260/sqft
    $-- HOA

    What's special

    SHORT TERM RENTAL OPPORTUNITY!! This substantial home is within the Boyne city limits AND it is EXEMPT from the short term rental cap! 3.2 acres in the heart of Boyne City. 368 feet BOYNE RIVER FRONTAGE! It is a DREAM home for anyone who enjoys PRIVACY while FISHING, KAYAKING, or SWIMMING. It's the perfect PRIVATE getaway! Just a short walk to Lake Charlevoix and downtown Boyne. ***Do you Ski? 6 miles to Boyne Mountain! 6 miles to Walloon & 15 miles to Petoskey! New addition in 2011, this Victorian with over 3,300 SF combines charming yet modern. *EXTRA * 780 SF FINISHED studio room above the 4 car garage! Complete with knotty pine, oak flooring, recessed lighting and HEAT! Imagine the possibilities!! ***Enjoy lake living festivities near Boyne City: Bike trails, Restaurants, Wineries, Golf, Ski, Boating, public Beaches & Boat launches, Marina, quaint shops, Parks, Boyne Thunder, and MUCH more! ***FIRST FLOOR Primary Bed & Bath and Laundry Rm. Newer Updated Primary bath includes a Bay Window, Walk In Shower and granite counter. Updated Kitchen has tons of storage! Corian & Granite Counters, BUTLERS pantry as well as a WALK IN Pantry. The Modern Great Rm is a perfect place to ENTERTAIN! Enjoy a large open space with natural hardwood flooring, natural light & PHENOMENAL Fall colors out bay windows. Sliding glass door leads to the River, gardens & fire pit. A perfect place to roast marshmallows, look up at the stars and tell stories! 3 more Bedrooms upstairs and Full Updated bath with granite counter. ***Newer FOUR car garage, built in 2012 is TWO stories. SECOND level, formally used as an Art & Music Studio, features large windows with picturesque Boyne River views. ***There is a full Dining room, formally used as a sitting room. Additionally, a side entrance leads to the Amazing wrap around COVERED front porch. This home has natural gas, NOT propane & Wired for generator. Truly a rare find in Boyne city on the Boyne River!
    142 days
    700
    33

    Zillow last checked:

    Listing updated:

    Listed by:

    Rosemary Dickow 248-245-3322,

    KW Showcase Realty 248-360-2900

    Source: Realcomp II,MLS#: 20261025955MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: Entry
      • Area: 208
      • Dimensions: 13 X 16
      Bedroom
      • Level: Second
      • Area: 130
      • Dimensions: 10 X 13
      Bedroom
      • Level: Second
      • Area: 132
      • Dimensions: 11 X 12
      Bedroom
      • Level: Second
      • Area: 126
      • Dimensions: 9 X 14
      Primary bathroom
      • Level: Entry
      • Area: 180
      • Dimensions: 15 X 12
      Other
      • Level: Second
      • Area: 80
      • Dimensions: 10 X 8
      Other
      • Level: Entry
      • Area: 117
      • Dimensions: 13 X 9
      Other
      • Level: Entry
      • Area: 40
      • Dimensions: 5 X 8
      Dining room
      • Level: Entry
      • Area: 132
      • Dimensions: 11 X 12
      Great room
      • Level: Entry
      • Area: 460
      • Dimensions: 20 X 23
      Kitchen
      • Level: Entry
      • Area: 192
      • Dimensions: 16 X 12
      Laundry
      • Level: Entry
      • Area: 81
      • Dimensions: 9 X 9
      Sitting room
      • Level: Entry
      • Area: 165
      • Dimensions: 15 X 11
      Heating
      • Baseboard, Natural Gas, Radiant
      Cooling
      • Ceiling Fans
      Appliances
      • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
      Features
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total interior livable area: 3,306 sqft
      • Finished area above ground: 3,306
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Four Car Garage, Detached, Heated Garage, Garage Door Opener
      • Garage spaces: 4
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: GroundLevel
      • Patio & porch: Covered, Porch
      • Exterior features: Awnings
      • Pool features: None
      • On waterfront: Yes
      • Waterfront features: River Front
      • Body of water: Boyne River
      Lot
      • Size: 3.2 Acres
      • Dimensions: 267 x 647 x 368 x 436
      Details
      • Parcel number: 05123606800
      • Special conditions: Short Sale No,Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Victorian
      • Property subtype: Single Family Residence
      Materials
      • Other, Wood Siding
      • Foundation: Crawl Space, Sump Pump
      • Roof: Asphalt
      Condition
      • New construction: No
      • Major remodel year: 2011

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Security: Exterior Video Surveillance
      HOA
      • Has HOA: No
      Location
      • Region: Boyne City

      Financial & listing details

      • Price per square foot: $260/sqft
      • Tax assessed value: $132,897
      • Annual tax amount: $5,015
      • Date on market: 5/31/2026
      • Cumulative days on market: 142 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,Va Loan

        Estimated market value

        $847,700

        $805,000 - $890,000

        $3,445/mo

        Price history

        DateEventPrice
        10/7/2026Price change$859,999-2.3%$260/sqft
        Source: Realcomp II #20261025955 Report a problem
        9/12/2026Price change$879,999-2.2%$266/sqft
        Source: Realcomp II #20261025955 Report a problem
        8/27/2026Price change$899,999-5.2%$272/sqft
        Source: Realcomp II #20261025955 Report a problem
        7/30/2026Price change$949,000-2.1%$287/sqft
        Source: Realcomp II #20261025955 Report a problem
        7/15/2026Price change$969,000-5.9%$293/sqft
        Source: Realcomp II #20261025955 Report a problem
        7/6/2026Price change$1,030,000-2.8%$312/sqft
        Source: Realcomp II #20261025955 Report a problem
        6/25/2026Price change$1,060,000-2.8%$321/sqft
        Source: Realcomp II #20261025955 Report a problem
        6/1/2026Listed for sale$1,090,000$330/sqft
        Source: Realcomp II #20261025955 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,891 +2.2%$231,600 +14.7%
        2024$4,784 +5%$202,000 +40.3%
        2023$4,557 $144,000 +8.8%
        2022-- $132,300 -12.9%
        2021-- $151,900 +9.4%
        2020-- $138,800 -1.7%
        2019-- $141,200 +9.5%
        2018-- $128,900
        2017-- $128,900 +1.1%
        2016-- $127,500 +13.4%
        2015-- $112,400 +10.3%
        2014-- $101,900 -6.3%
        2013-- $108,700 -7.3%
        2012-- $117,300 +1.3%
        2011-- $115,806 +1.7%
        2010-- $113,871
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 49712

        Getting around

        11 / 100
        Car-Dependent
        6 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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