RARE GULF-FRONT OPPORTUNITY | GRANDE SURF CLUB 12W | NEVER RENTED | CUSTOM HIGH-END FINISHES | PRIVATE, LOW-DENSITY LIVING
Welcome to Grande Surf Club Unit 12W, an exceptional Gulf-front residence that stands apart from the typical Panama City Beach condo. This is a never-rented, owner-occupied unit, meticulously maintained and enjoyed exclusively as a personal residence. From the moment you enter, the quality, craftsmanship, and attention to detail are immediately apparent.
Located in one of the most exclusive and desirable low-density Gulf-front buildings in Panama City Beach, Grande Surf Club has only two residences per floor, creating a level of privacy and tranquility that is increasingly difficult to find along the beach. Unit 12W offers the feel of a private beachfront home while still providing the convenience and amenities of condominium living.
Inside, you'll find high-end finishes, custom details, and a beautifully designed interior that was clearly created for personal enjoyment rather than a typical rental setup. The custom ceiling treatments add character and sophistication, while the spacious living area provides the perfect setting for relaxing, entertaining, and taking in the Gulf-front lifestyle.
The furnishings and appointments continue that elevated feel, including a massive leather sectional, electric fireplace, and an impressive dining table with seating for eight. Even better, the dining table transforms into a full poker table, creating a unique entertainment space for family and friends.
Step outside and experience the true centerpiece of coastal living--the Gulf. Enjoy your morning coffee with the sound of the waves, relax in the afternoon breeze, or gather with guests as the sun sets over the emerald waters. The Gulf-front setting provides the backdrop that buyers dream about when searching for a Panama City Beach residence.
Because this condo has never been placed in a rental program, it offers a rare opportunity for a buyer who values condition, privacy, and personal-use ownership. You won't be purchasing a heavily used vacation rental--you'll be stepping into a residence that has been cared for and enjoyed by its owner.
Grande Surf Club is a destination within a destination, offering private beach access, a resort-style community pool, and a peaceful atmosphere without the crowds and density found at many larger beachfront developments.
If you're searching for a truly special Gulf-front condo in Panama City Beach--one with exceptional finishes, custom character, low-density privacy, and a history of personal ownership--Grande Surf Club 12W deserves your attention.
Opportunities to purchase a residence of this caliber in a building with only two units per floor are limited. Schedule your private showing and see what makes Unit 12W one of the standout residences at Grande Surf Club.
For sale
$849,000
8601 Surf Dr Unit 12W, Panama City Beach, FL 32408
3beds
1,783sqft
Condominium
Built in 2000
-- sqft lot
$724,800 Zestimate®
$476/sqft
$1,420/mo HOA
What's special
Electric fireplacePrivate beach accessResort-style community poolHigh-end finishesCustom detailsExceptional gulf-front residenceGulf-front setting
- 2 days
- 106
- 5
Zillow last checked:
Listing updated:
Listed by:
Christopher Moseley 850-541-6427,
Hilltop Legacy Realty
Source: CPAR,MLS#: 794631
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Family Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 17 x 14
Bedroom
- Level: First
- Dimensions: 15 x 13
Family room
- Level: First
- Dimensions: 24 x 14
Features
- Main Level Primary
Interior area
- Total structure area: 1,783
- Total interior livable area: 1,783 sqft
Property
Features
- Stories: 15
- Pool features: Community
- On waterfront: Yes
- Waterfront features: Gulf
Details
- Parcel number: 30473170024
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2000
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: High Speed Internet Available
Community & HOA
Community
- Features: Community Pool, Short Term Rental Allowed
- Subdivision: Grande Surf Club Condo
HOA
- Has HOA: Yes
- Amenities included: Beach Rights
- Services included: Internet, Pool(s), Sewer, Trash, Water
- HOA fee: $4,260 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $476/sqft
- Annual tax amount: $9,567
- Date on market: 8/27/2026
Estimated market value
$724,800
$645,000 - $812,000
$4,071/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/27/2026 | Listed for sale | $849,000+27.7%$476/sqft |
Source: | ||
| 8/21/2020 | Sold | $665,000+75%$373/sqft |
Source: | ||
| 11/26/2012 | Sold | $380,000-6.2%$213/sqft |
Source: | ||
| 9/22/2012 | Listed for sale | $405,000$227/sqft |
Source: Keller Williams Success Realty #602474 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Lower Grand Lagoon
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







