ROCK ISLAND WATERFRONT with Endless Possibilities for Your Riverfront Retreat! Discover the beauty, charm, and untapped potential of this one-owner waterfront home nestled on 2.5 picturesque acres in desirable Rock Island! Offering nearly 3,600 sq. ft. of living space (with additional room for expansion), this inviting home presents the opportunity to create a truly personalized riverfront escape. An open floor plan, soaring vaulted ceilings, cozy fireplace, gracious sunroom, and an abundance of natural light set the stage for retreat living. Featuring three dedicated bedrooms, private office or study, versatile loft, and an oversized lower-level recreation/club room ideal for additional sleeping quarters, bunk accommodations, or expanded play. A true park-like setting embraces gentle access to the water, covered porches, and endless opportunities with nature! The detached 2-car carport with storage adds convenience and functionality for watercraft and more. Whether envisioning a weekend getaway, family gathering place, or full-time waterfront haven, this special property offers the setting, space, and possibilities to make it distinctly your own. An extraordinary opportunity to reimagine riverfront retreat living along some of middle Tennessee's most desirable waterways!
Active
$799,900
861 Old Ferry Rd, Rock Island, TN 38581
3beds
3,567sqft
Single Family Residence, Residential
Built in 1991
2.5 Acres Lot
$-- Zestimate®
$224/sqft
$-- HOA
What's special
Rock island waterfrontCozy fireplacePark-like settingGracious sunroomVersatile loftPrivate office or studyCovered porches
- 12 hours
- 74
- 0
Zillow last checked:
Listing updated:
Listed by:
Lara K. Kirby | KIRBY GROUP 931-273-5510,
Compass 615-383-6600,
Morgan (Park) Hilliard | KIRBY GROUP 931-743-1772,
Compass
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3635150
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 1
Bedroom 1
- Features: Suite
- Area: 312 Square Feet
- Dimensions: 24x13
Bedroom 2
- Area: 180 Square Feet
- Dimensions: 15x12
Bedroom 3
- Area: 208 Square Feet
- Dimensions: 16x13
Dining room
- Features: Combination
- Area: 176 Square Feet
- Dimensions: 16x11
Other
- Features: Other
- Area: 198 Square Feet
- Dimensions: 18x11
Kitchen
- Area: 132 Square Feet
- Dimensions: 12x11
Living room
- Features: Great Room
- Area: 252 Square Feet
- Dimensions: 18x14
Other
- Features: Florida Room
- Area: 182 Square Feet
- Dimensions: 14x13
Other
- Features: Office
- Area: 195 Square Feet
- Dimensions: 13x15
Recreation room
- Features: Basement Level
- Level: Basement
- Area: 360 Square Feet
- Dimensions: 20x18
Heating
- Central
Cooling
- Central Air, Electric
Appliances
- Included: Oven, Cooktop, Dishwasher, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Bookcases, Ceiling Fan(s), Extra Closets, High Ceilings, Open Floorplan, Kitchen Island
- Flooring: Carpet
- Basement: Full,Partially Finished
- Number of fireplaces: 2
- Fireplace features: Living Room
Interior area
- Total structure area: 3,567
- Total interior livable area: 3,567 sqft
- Finished area above ground: 2,923
- Finished area below ground: 644
Property
Parking
- Total spaces: 8
- Parking features: Detached, Driveway
- Carport spaces: 2
- Uncovered spaces: 6
Features
- Levels: Three Or More
- Stories: 2
- Patio & porch: Porch, Covered, Deck
- Exterior features: Dock Permit
- Has view: Yes
- View description: River, Water
- Has water view: Yes
- Water view: River,Water
- Waterfront features: River Front
Lot
- Size: 2.5 Acres
- Dimensions: 2.5 acres
- Features: Private, Sloped, Views
- Topography: Private,Sloped,Views
Details
- Parcel number: 020 00706 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Roof: Metal
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Septic Tank
- Water: Private
- Utilities for property: Electricity Available, Water Available
Community & HOA
Community
- Security: Security System
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Rock Island
Financial & listing details
- Price per square foot: $224/sqft
- Tax assessed value: $560,500
- Annual tax amount: $1,694
- Date on market: 11/13/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 11/13/2026 | Listed for sale | $799,900-5.9%$224/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3635150 Report a problem | ||
| 9/18/2026 | Listing removed | $850,000$238/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3060642 Report a problem | ||
| 12/11/2025 | Contingent | $850,000$238/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3060642 Report a problem | ||
| 12/11/2025 | Listed for sale | $850,000+5056.5%$238/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3060642 Report a problem | ||
| 3/29/1990 | Sold | $16,484$5/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,694 -18.1% | $140,125 +33.2% |
| 2024 | $2,070 | $105,175 |
| 2023 | $2,070 | $105,175 |
| 2022 | $2,070 | $105,175 |
| 2021 | $2,070 | $105,175 |
| 2020 | $2,070 -2.7% | $105,175 +11.1% |
| 2019 | $2,127 +14.3% | $94,675 |
| 2018 | $1,861 +0% | $94,675 |
| 2017 | $1,861 0% | $94,675 |
| 2016 | $1,861 -1.5% | $94,675 |
| 2015 | $1,889 +3.8% | $94,675 +1.6% |
| 2014 | $1,820 | $93,225 +2.2% |
| 2013 | $1,820 -0.2% | $91,219 |
| 2012 | $1,824 +0.2% | $91,219 |
| 2011 | $1,820 | $91,219 |
| 2010 | -- | $91,219 |
| 2009 | -- | $91,219 +41.9% |
| 2008 | $1,485 | $64,306 |
| 2007 | $1,485 | $64,306 |
| 2006 | $1,485 | $64,306 |
| 2005 | $1,485 | $64,306 |
| 2004 | $1,485 | $64,306 +71.4% |
| 2001 | -- | $37,513 -75% |
| 2000 | -- | $150,052 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 38581
Nearby schools
Schools provided by the listing agent
- Elementary: Eastside Elementary
- Middle: Eastside Elementary
- High: Warren County High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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