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For sale
  • $1,850,000

    95 Mill Creek Lane, Highlands, NC 28741

    3beds
    --sqft
    : 
    $10,041/mo
    Get pre-qualified
    Single Family Residence
    Built in 1940
    5,662 Square Feet Lot
    $1,729,800 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Privacy all aroundLuxury mountain style
    Imagine parking your car for the summer and walking everywhere from this beautifully furnished three bedroom, three bath cottage down town. Legend has it that this was an original Bug Hill cottage, added onto over the years. It has been recently re-imagined in luxury mountain style. This home is fully ready for you and your toothbrush - enjoy the good life ASAP. Or, do you want an air bnb? B-3 zoning allows lots of options for rental, office and other business use. The property borders town of Highlands property and enjoys privacy all around despite being in the middle of the action.
    38 days
    |
    1,161
    |
    46
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Dinah Davis,

    Christie's International Real Estate Highlands-Cashiers

    Source: HCMLS,MLS#: 1003480Originating MLS: Highlands Cashiers Board of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Bathroom 1
      • Level: Main
      Bathroom 2
      • Level: Main
      Bathroom 3
      • Level: Main
      Bathroom 3
      • Level: Main
      Den
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Gas, Multi-Fuel
      Cooling
      • Central Air, Ductless, Multi Units
      Appliances
      • Included: Dishwasher, Range, Tankless Water Heater
      • Laundry: Laundry Closet
      Features
      • Breakfast Bar, Chandelier, Cathedral Ceiling(s), High Speed Internet, Pantry, Bar
      • Flooring: Wood
      • Basement: Crawl Space,Encapsulated
      • Number of fireplaces: 1
      • Fireplace features: Stone
      • Furnished: Yes

      Property

      Parking
      • Parking features: Gravel
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch
      • Exterior features: Other
      • Has view: Yes
      • View description: Garden
      • Waterfront features: None
      Lot
      • Size: 5,662 Square Feet
      • Features: City Lot, Rolling Slope
      • Topography: Rolling
      Details
      • Parcel number: 7540319694
      • Zoning description: Business

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin
      • Property subtype: Single Family Residence
      Materials
      • Concrete, Shingle Siding, Stone, Wood Siding
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1940

      Utilities & green energy

      • Electric: Generator
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, High Speed Internet Available, Propane, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: None
      • Subdivision: Other
      HOA
      • Has HOA: No
      Location
      • Region: Highlands

      Financial & listing details

      • Tax assessed value: $941,670
      • Annual tax amount: $3,804
      • Date on market: 6/19/2026
      • Road surface type: Gravel

        Estimated market value

        $1,729,800

        $1.64M - $1.82M

        $3,085/mo

        Price history

        DateEventPrice
        6/19/2026Listed for sale$1,850,000+15.7%
        Source: HCMLS #1003480 Report a problem
        1/1/2026Listing removed$1,599,000
        Source: HCMLS #1001515 Report a problem
        10/7/2025Price change$1,599,000-5.9%
        Source: HCMLS #1001515 Report a problem
        7/24/2025Listed for sale$1,699,000+6.5%
        Source: HCMLS #1001515 Report a problem
        5/13/2025Sold$1,595,000
        Source: HCMLS #106229 Report a problem
        4/25/2025Pending sale$1,595,000
        Source: HCMLS #106229 Report a problem
        4/17/2025Listing removed$1,595,000
        Source: HCMLS #106229 Report a problem
        2/24/2025Contingent$1,595,000
        Source: HCMLS #106229 Report a problem
        10/16/2024Listed for sale$1,595,000
        Source: HCMLS #106229 Report a problem
        9/28/2024Listing removed$1,595,000
        Source: HCMLS #103998 Report a problem
        3/28/2024Listed for sale$1,595,000+129.5%
        Source: HCMLS #103998 Report a problem
        10/20/2022Listing removed--
        Source: Weichert Pro Report a problem
        10/7/2022Pending sale$695,000+10.3%
        Source: Weichert Pro #98931 Report a problem
        10/4/2022Sold$630,000-9.4%
        Source: HCMLS #98931 Report a problem
        9/6/2022Pending sale$695,000
        Source: HCMLS #98931 Report a problem
        5/11/2022Listed for sale$695,000
        Source: HCMLS #98931 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,805 +6.8%$941,670 +7.1%
        2024$3,562 +60.9%$879,510 +63.4%
        2023$2,214 +18.5%$538,150 +79.2%
        2022$1,869 $300,240
        2021$1,869 +4.2%$300,240
        2020$1,793 +0.7%$300,240
        2019$1,780 +22.1%$300,240 +15.4%
        2018$1,458 $260,210
        2017-- $260,210
        2016-- $260,210
        2015$1,458 +1.6%$260,210 +35.2%
        2014$1,435 $192,510
        2013$1,435 $192,510
        2012-- $192,510
        2011-- $192,510
        2010-- $192,510
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28741

        Getting around

        61 / 100
        Somewhat Walkable
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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