For sale

Price increase: $18K (7/17)

$286,502

LOT 6 Denver St, Waterloo, IA 50702

3beds

1,320sqft

$2,134/mo

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Single Family Residence

Built in 2026

8,276 Square Feet Lot

$285,600 Zestimate^®

$217/sqft

$8/mo HOA

What's special

Three bedroomsSerene primary suite

Discover the perfect canvas for your lifestyle in Waterloo’s newest community, Baltimore Fields. This versatile layout, the Lincoln floor plan by Panther Builders, strikes the ideal balance between modern aesthetics and everyday affordability. The main level is anchored by a seamless open-concept living area—perfect for hosting—and features three bedrooms, and two full bathrooms, including a serene primary suite. Need room to grow? The unfinished lower level is a goldmine for future equity. Whether you’re dreaming of a home theater, a private gym, or extra guest quarters, this space is ready to evolve with you, with room for one additional bedroom, family room and a 3/4 bathroom. Proposed finishes, pricing, and specifications are subject to change. Contact us today to explore our premium lots, versatile floor plans, and the many ways you can tailor this home to your style.

82 days

236

6

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Other

Level: Upper

Other

Level: Main

Other

Level: Lower

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Dishwasher, Microwave, Free-Standing Range, Refrigerator

Features

Basement: Unfinished
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 1,320 sqft
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: 2 Stall, Attached Garage
Has attached garage: Yes
Carport spaces: 2

Lot

Size: 8,276 Square Feet

Details

Parcel number: TBD
Zoning: R-1
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Shingle Siding, Vinyl Siding
Roof: Shingle,Asphalt

Condition

Year built: 2026

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: Baltimore Fields

HOA

Has HOA: Yes
HOA fee: $100 annually

Location

Region: Waterloo

Financial & listing details

Price per square foot: $217/sqft
Date on market: 5/23/2026
Cumulative days on market: 83 days
Road surface type: Concrete

Estimated market value

$285,600

$271,000 - $300,000

$1,647/mo

Price history

Date	Event	Price
7/17/2026	Price change	$286,502+6.7%$217/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262274 Report a problem
5/23/2026	Listed for sale	$268,502$203/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262274 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: Liberty Park

Getting around

58 / 100

Somewhat Walkable

26 / 100

Some Transit

42 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Kittrell Elementary School
Grades: PK-5Distance: 0.2 mi
6/10
Hoover Middle School
Grades: 6-8Distance: 1.7 mi
3/10
West High School
Grades: 9-12Distance: 1.1 mi

Schools provided by the listing agent

Elementary: Irving Elementary - Wloo
Middle: Central
High: West High - Waterloo

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.