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For sale
  • Listed by: RE/MAX TerraSol • Erik Kaiser • Contact: 949-244-8394
    $624,999

    1 Baya, Rancho Santa Margarita, CA 92688

    2beds
    1,047sqft
    : 
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    Condominium
    Built in 1990
    -- sqft lot
    $621,100 Zestimate®
    $597/sqft
    $837/mo HOA

    What's special

    Discover this beautiful 2-bedroom, 2-bathroom lower-level condo located in the highly desirable city of Rancho Santa Margarita. Offering privacy, comfort, and convenience, this private end-unit home features two patios, an attached 1-car garage with direct interior access, and one dedicated carport space. Inside, you’ll find a bright and open floor plan with afternoon natural light, plantation wood shutters, elegant tile flooring, and laminate wood-style flooring. The inviting family room includes a cozy fireplace and flows seamlessly into the kitchen and dining area, making it ideal for everyday living and entertaining. Recent upgrades include dining area lighting and a newer dishwasher, central air conditioning. Both bedrooms are generously sized and offer large closets. The individual laundry room adds everyday practicality, while the spacious primary suite provides a true retreat with two closets and a primary bathroom featuring a large vanity and makeup area. There may also be potential to expand the bathroom layout with a freestanding tub, if desired. The community offers an association pool, perfect for warmer summer days. Enjoy an exceptional location just minutes from the toll road, shopping, dining, Tijeras Creek Golf Course, and top-rated schools. Additional benefits include a low tax rate and no Mello-Roos.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Erik Kaiser DRE #01111620 erikfkaiser@gmail.com,

    RE/MAX TerraSol

    Source: CRMLS,MLS#: OC26146604MLS LogoOriginating MLS: California Regional MLS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Bedroom
      Bedroom
      • Features: All Bedrooms Down
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Gas Oven, Gas Range
      • Laundry: Laundry Room
      Features
      • All Bedrooms Down
      • Flooring: Laminate, Tile
      • Doors: Sliding Doors
      • Has fireplace: Yes
      • Fireplace features: Living Room
      • Common walls with other units/homes: 1 Common Wall,No One Below
      Interior area
      • Total interior livable area: 1,047 sqft
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Carport, Door-Single, Garage
      • Attached garage spaces: 1
      • Carport spaces: 1
      • Covered spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Entry location: 1
      • Patio & porch: Concrete
      • Pool features: Community, Association
      • Has spa: Yes
      • Spa features: Community
      • Fencing: None
      • Has view: Yes
      • View description: None
      Lot
      • Size: 1.16 Acres
      • Features: Street Level
      Details
      • Parcel number: 93183526
      • Special conditions: Trust

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Mediterranean
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Drywall, Frame, Stucco
      • Foundation: Slab
      • Roof: Spanish Tile
      Condition
      • Turnkey
      • New construction: No
      • Year built: 1990

      Utilities & green energy

      • Electric: Standard
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Biking, Curbs, Golf, Hiking, Street Lights, Sidewalks, Pool
      • Subdivision: La Ventana (Lav)
      HOA
      • Has HOA: Yes
      • Amenities included: Call for Rules, Sport Court, Dog Park, Outdoor Cooking Area, Barbecue, Picnic Area, Pickleball, Pool, Pet Restrictions, Spa/Hot Tub
      • HOA fee: $756 monthly
      • HOA name: La Ventana
      • HOA phone: 888-516-6532
      • Second HOA fee: $81 monthly
      • Second HOA name: Samlarc
      • Second HOA phone: 949-709-0010
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $597/sqft
      • Tax assessed value: $264,342
      • Annual tax amount: $2,632
      • Date on market: 7/6/2026
      • Cumulative days on market: 1 day
      • Listing terms: Cash to New Loan,Conventional
      • Road surface type: Paved

        Estimated market value

        $621,100

        $590,000 - $652,000

        $3,167/mo

        Price history

        DateEventPrice
        7/6/2026Listed for sale$624,999+366.4%$597/sqft
        Source: CRMLS #OC26146604 Report a problem
        5/6/1999Sold$134,000+27%$128/sqft
        Source: Public Record Report a problem
        2/25/1994Sold$105,500$101/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,632 +2%$264,342 +2%
        2024$2,580 +2.3%$259,159 +2%
        2023$2,522 +2%$254,078 +2%
        2022$2,473 +14.1%$249,097 +2%
        2021$2,166 -9.8%$244,213 +1%
        2020$2,402 $241,709 +2%
        2019$2,402 -7%$236,970 +2%
        2018$2,583 +1.3%$232,324 +2%
        2017$2,549 $227,769 +2%
        2016$2,549 -6.5%$223,303 +1.5%
        2015$2,726 +2.1%$219,949 +2%
        2014$2,671 $215,641 +0.5%
        2013-- $214,667 +2%
        2012-- $210,458 +2%
        2011-- $206,332 +0.8%
        2010-- $204,790 -0.2%
        2009-- $205,278 +2%
        2008-- $201,253 +2%
        2007-- $197,307 +2%
        2006-- $193,439 +2%
        2005-- $189,647 +2%
        2004-- $185,929 +28.2%
        2003-- $145,045 +2%
        2002-- $142,201 +2%
        2001$2,495 +0.5%$139,413 +2%
        2000$2,481 $136,680

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 92688

        Getting around

        19 / 100
        Car-Dependent
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Tijeras Creek
        • Middle: Las Flores
        • High: Tesoro

        Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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