For sale

Price cut: $20K (6/28)

$370,000

10221 NC Highway 105 S, Banner Elk, NC 28604

3beds

1,792sqft

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Single Family Residence

Built in 1987

0.46 Acres Lot

$350,500 Zestimate^®

$206/sqft

$-- HOA

What's special

Dedicated officeOpen kitchenInterior workshop spaceFour bedroomsAmple parkingExterior storage shed

Versatile location for residential, rental, or commercial use in a Prime High Country location between Boone and Banner Elk offering a convenient location just off Highway 105 near Grandfather Vineyard. This property provides excellent accessibility, ample parking, a peaceful creek running through the property, and level yard space overlooking the water. With a little TLC, this flexible home is ready to become a full-time residence, investment rental, business office, or other unique commercial blend. The adaptable floor plan features four bedrooms, a dedicated office, two living areas, an open kitchen, interior workshop space, and an exterior storage shed. A rare opportunity to own a conveniently located property with multiple possibilities off one of the High Country’s busiest highway stretches.

32 days

1,315

51

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Forced Air, Other, See Remarks, Wood, Wood Stove

Cooling

None

Appliances

Included: Electric Range, Electric Water Heater, Microwave
Laundry: Main Level

Features

Windows: Double Pane Windows
Has fireplace: No
Fireplace features: None

Interior area

Total structure area: 2,016
Total interior livable area: 1,792 sqft
Finished area above ground: 1,008
Finished area below ground: 784

Property

Parking

Parking features: Driveway, Gravel, No Garage, Private
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Covered, Multiple, Open
Exterior features: Storage, Gravel Driveway
Waterfront features: Creek, Stream

Lot

Size: 0.46 Acres

Details

Additional structures: Shed(s)
Parcel number: 1878652499000

Construction

Type & style

Home type: SingleFamily
Architectural style: Mountain
Property subtype: Single Family Residence

Materials

Wood Siding, Wood Frame
Foundation: Slab
Roof: Asphalt,Shingle

Condition

Year built: 1987

Utilities & green energy

Sewer: Septic Permit 3 Bedroom
Water: Spring
Utilities for property: Cable Available, High Speed Internet Available

Community & HOA

Community

Features: Long Term Rental Allowed, Short Term Rental Allowed
Subdivision: None

HOA

Has HOA: No

Location

Region: Banner Elk

Financial & listing details

Price per square foot: $206/sqft
Tax assessed value: $171,200
Annual tax amount: $795
Date on market: 6/18/2026
Listing terms: Cash,New Loan
Road surface type: Paved

Estimated market value

$350,500

$333,000 - $368,000

$2,356/mo

Price history

Date	Event	Price
6/28/2026	Price change	$370,000-5.1%$206/sqft
Source: High Country AOR #262733 Report a problem
6/19/2026	Listed for sale	$390,000$218/sqft
Source: High Country AOR #262733 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$171,200
2024	$733	$171,200
2023	$733 +3.2%	$171,200
2022	$710 +3.1%	$171,200 +27.4%
2021	$689	$134,400
2020	$689	$134,400
2019	--	$134,400
2018	--	$134,400
2017	$622 +10.9%	$134,400 +17.6%
2013	$561	$114,300
2012	--	$114,300
2011	--	$114,300
2010	--	$114,300

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28604

Getting around

20 / 100

Car-Dependent

13 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
Valle Crucis Elementary
Grades: PK-8Distance: 9 mi
8/10
Watauga High
Grades: 9-12Distance: 9 mi

Schools provided by the listing agent

Elementary: Valle Crucis
High: Watauga

Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.