Contingent

$189,900

103 Clay Dr, Richmond, KY 40475

3beds

1,361sqft

$1,266/mo

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Single Family Residence

Built in 1950

7,836 Square Feet Lot

$186,300 Zestimate^®

$140/sqft

$-- HOA

What's special

Functional kitchenCovered carportDedicated dining roomBeautiful hardwood floors throughoutFully fenced backyard

Welcome home to this charming 3-bedroom, 1.5-bath ranch located in a great Richmond location. Inside, you'll find beautiful hardwood floors throughout, along with a comfortable living area, a dedicated dining room, and a functional kitchen that's ready for your personal touch. The unfinished basement offers plenty of storage space and includes the laundry area, with endless possibilities for additional workspace or future expansion. Outside, you'll enjoy a fully fenced backyard, perfect for pets, kids, or entertaining, as well as the convenience of a covered carport. This home offers a wonderful opportunity for first-time buyers, investors, or anyone looking to add their own updates and style. The property is being sold as is.

22 days

1,937

249

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Primary bedroom

Level: First

Bedroom 1

Level: First

Bedroom 2

Level: First

Bathroom 1

Level: First

Bathroom 2

Level: First

Dining room

Level: First

Kitchen

Level: First

Living room

Level: First

Utility room

Level: Lower

Heating

Forced Air, Natural Gas

Cooling

Electric

Appliances

Included: Dryer, Dishwasher, Refrigerator, Washer, Oven
Laundry: Gas Dryer Hookup, Lower Level

Features

Flooring: Hardwood
Windows: Blinds
Basement: Full,Interior Entry,Sump Pump,Unfinished
Number of fireplaces: 1
Fireplace features: Gas Log, Living Room

Interior area

Total structure area: 1,361
Total interior livable area: 1,361 sqft
Finished area above ground: 1,361
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Attached Carport, Driveway
Carport spaces: 1
Has uncovered spaces: Yes

Features

Levels: One
Fencing: Chain Link,Privacy

Lot

Size: 7,836 Square Feet

Details

Parcel number: R00500220017

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Brick Veneer
Foundation: Block
Roof: Shingle

Condition

Year built: 1950

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: Clay Tower

HOA

Has HOA: No

Location

Region: Richmond

Financial & listing details

Price per square foot: $140/sqft
Tax assessed value: $85,000
Annual tax amount: $814
Date on market: 7/3/2026

Estimated market value

$186,300

$177,000 - $196,000

$1,682/mo

Price history

Date	Event	Price
7/12/2026	Contingent	$189,900$140/sqft
Source: Imagine MLS #26015982 Report a problem
7/3/2026	Listed for sale	$189,900+123.4%$140/sqft
Source: Imagine MLS #26015982 Report a problem
7/15/2016	Sold	$85,000-19.8%$62/sqft
Source: Imagine MLS #1610290 Report a problem
6/14/2016	Pending sale	$106,000$78/sqft
Source: CENTURY 21 Pacesetters Real Estate #1610290 Report a problem
5/12/2016	Listed for sale	$106,000$78/sqft
Source: Homepath #1610290 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$814 -1.2%	$85,000
2023	$825 -0.3%	$85,000
2022	$827 -1.8%	$85,000
2021	$842 -2.5%	$85,000
2018	$864 +1.1%	$85,000
2017	$855 +4.1%	$85,000 +3.3%
2016	$821 +45.2%	$82,288 +41.6%
2015	$565 +10.4%	$58,100 -38.8%
2014	$512	$95,000 +8.6%
2012	$512 -0.2%	$87,500
2011	$513 +5.3%	$87,500
2009	$487	$87,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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