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    • $500,000

    103 Saddle Trail, Royal Palm Beach, FL 33411

    3beds
    1,366sqft
    : 
    $3,633/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    5,000 Square Feet Lot
    $490,600 Zestimate®
    $366/sqft
    $150/mo HOA

    What's special

    Fenced yardTwo-car garageSingle-story livingThree bedroomsTwo bathroomsHurricane protectionSingle-story residence
    Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass. The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit. Combine that with single-story living, a two-car garage, a fenced yard, hurricane protection, a low HOA, and a fantastic Royal Palm Beach location, and this one deserves a spot at the top of the list.
    52 days
    118
    10

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Tracy Ciucci 561-906-3607,

    KW Innovations

    Source: BeachesMLS,MLS#: B26072295MLS LogoOriginating MLS: BeachesMLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Level: First
      • Area: 168
      • Dimensions: 14 X 12
      Primary bedroom
      • Level: First
      • Area: 168
      • Dimensions: 14 X 12
      Primary bedroom
      • Level: First
      • Area: 168
      • Dimensions: 14 X 12
      Bedroom 2
      • Level: First
      • Area: 120
      • Dimensions: 12 X 10
      Bedroom 2
      • Level: First
      • Area: 120
      • Dimensions: 12 X 10
      Bedroom 2
      • Level: First
      • Area: 120
      • Dimensions: 12 X 10
      Bedroom 3
      • Level: First
      • Area: 121
      • Dimensions: 11 X 11
      Bedroom 3
      • Level: First
      • Area: 121
      • Dimensions: 11 X 11
      Bedroom 3
      • Level: First
      • Area: 121
      • Dimensions: 11 X 11
      Kitchen
      • Level: First
      • Area: 100
      • Dimensions: 10 X 10
      Kitchen
      • Level: First
      • Area: 100
      • Dimensions: 10 X 10
      Kitchen
      • Level: First
      • Area: 100
      • Dimensions: 10 X 10
      Living room
      • Level: First
      • Area: 182
      • Dimensions: 14 X 13
      Living room
      • Level: First
      • Area: 182
      • Dimensions: 14 X 13
      Living room
      • Level: First
      • Area: 182
      • Dimensions: 14 X 13
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Ice Maker, Microwave, Refrigerator, Water Heater, Washer
      • Laundry: Inside
      Features
      • Bathtub, Cathedral Ceiling(s), Dual Sinks, Entrance Foyer, Eat-in Kitchen, Kitchen/Dining Combo, Living/Dining Room, Main Level Primary, Pantry, Soaking Tub, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Windows: Arched, Blinds, Drapes
      Interior area
      • Total structure area: 1,975
      • Total interior livable area: 1,366 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached, Garage, Garage Door Opener, On Street
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Entry location: Entry Level Living Area Y
      • Patio & porch: Patio, Screened
      • Exterior features: Outdoor Living Area
      • Pool features: Association
      • Has view: Yes
      • View description: Garden
      • Waterfront features: None
      Lot
      • Size: 5,000 Square Feet
      • Features: Sprinklers Automatic, Sprinkler System, < 1/4 Acre
      Details
      • Parcel number: 72414315040000830
      • Zoning: PUD(ci
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • CBS (Concrete Block Structure), Block
      • Roof: Composition,Shingle
      Condition
      • Resale
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Electric: 3 Phase
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Sewer Available, Water Available

      Community & HOA

      Community
      • Features: Home Owners Association, Street Lights, Sidewalks
      • Security: Security System Owned
      • Subdivision: SARATOGA AT ROYAL PALM 3
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Pool, Sidewalks, Tennis Court(s), Trail(s)
      • Services included: Common Areas, Cable TV, Internet
      • HOA fee: $150 monthly
      • HOA name: Saratoga Lakes HOA
      Location
      • Region: Royal Palm Beach

      Financial & listing details

      • Price per square foot: $366/sqft
      • Tax assessed value: $381,390
      • Annual tax amount: $4,009
      • Date on market: 9/4/2026
      • Cumulative days on market: 19 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $490,600

        $466,000 - $515,000

        $2,232/mo

        Price history

        DateEventPrice
        9/4/2026Listed for sale$500,000+72.4%$366/sqft
        Source: BeachesMLS #B26072295 Report a problem
        7/27/2018Sold$290,000-3.3%$212/sqft
        Source: BeachesMLS #R10417626 Report a problem
        5/12/2018Price change$299,900-3.1%$220/sqft
        Source: RE/MAX Direct #RX-10417626 Report a problem
        4/21/2018Price change$309,500-1.7%$227/sqft
        Source: RE/MAX Direct #RX-10417626 Report a problem
        3/31/2018Price change$315,000+1.6%$231/sqft
        Source: RE/MAX Direct #RX-10417626 Report a problem
        3/26/2018Listed for sale$309,900+33.6%$227/sqft
        Source: RE/MAX Direct #RX-10417626 Report a problem
        10/23/2015Sold$232,000-0.4%$170/sqft
        Source: BeachesMLS #R10112614 Report a problem
        6/13/2015Pending sale$232,900$170/sqft
        Source: RE/MAX PRESTIGE REALTY #RX-10112614 Report a problem
        6/8/2015Listed for sale$232,900$170/sqft
        Source: RE/MAX PRESTIGE REALTY #RX-10112614 Report a problem
        5/29/2015Pending sale$232,900$170/sqft
        Source: RE/MAX PRESTIGE REALTY #RX-10112614 Report a problem
        2/26/2015Price change$232,900-3%$170/sqft
        Source: RE/MAX PRESTIGE REALTY #RX-10112614 Report a problem
        2/19/2015Listed for sale$240,000$176/sqft
        Source: RE/MAX PRESTIGE REALTY #RX-10112614 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,059 +3.3%$253,754 +2.9%
        2024$3,929 +2.8%$246,603 +3%
        2023$3,823 +1.4%$239,420 +3%
        2022$3,769 +0.8%$232,447 +3%
        2021$3,738 +0.9%$225,677 +1.4%
        2020$3,706 -2.7%$222,561 -1.4%
        2019$3,811 $225,700 +24.2%
        2018$3,811 +34.2%$181,702 +7.4%
        2017$2,840 +6.4%$169,152 +0.9%
        2016$2,670 -1.9%$167,634 +16%
        2015$2,723 +39.2%$144,504 +5.8%
        2014$1,956 +11.4%$136,545 +6%
        2013$1,756 +2.8%$128,845 +2.8%
        2012$1,709 -2.1%$125,325 +0.2%
        2011$1,746 -3.5%$125,078 -2.1%
        2010$1,809 +2%$127,717 -0.8%
        2009$1,772 -29.1%$128,709 -26.5%
        2008$2,499 +67.6%$175,000 +61.5%
        2007$1,491 -4%$108,355 +2.5%
        2006$1,553 $105,712 +3%
        2005-- $102,633 +3%
        2004$952 +815%$99,644 +1.9%
        2003$104 -93.9%$97,786 +2.4%
        2002$1,704 +0.4%$95,494 +1.6%
        2001$1,697 +4.4%$93,990 +3%
        2000$1,626 +6.9%$91,252
        1999$1,521 $91,252
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33411

        Getting around

        1 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: H. L. Johnson
        • Middle: Crestwood
        • High: Royal Palm Beach

        Source: BeachesMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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