Enjoy easy one-level living in a waterfront community with private beaches, conveniently close to shopping, restaurants and more. Lovingly cared for and thoughtfully updated in recent years, this home features a newer HVAC system, windows, vinyl siding, hose bibs, roof, gutters, gutter guards and downspouts, along with updated flooring, fresh paint in select areas and an updated kitchen. The owner’s suite bathroom is so new, you could be the first to enjoy it! Inside, neutral tones and an open floor plan create a welcoming feel, while the family room’s cathedral ceiling and wood-burning fireplace make it a cozy place to relax on crisp fall evenings. Three spacious bedrooms and two full baths complete the home. Step through the new slider onto the wraparound deck to enjoy the peaceful setting and surrounding nature, and take advantage of the storage shed for extra space.
For sale
$339,000
1034 Side Saddle Trl, Lusby, MD 20657
3beds
1,056sqft
Single Family Residence
Built in 1988
10,019 Square Feet Lot
$336,100 Zestimate®
$321/sqft
$51/mo HOA
What's special
Wood-burning fireplaceNeutral tonesNewer hvac systemWraparound deckNew sliderUpdated kitchenThree spacious bedrooms
- --
- on Zillow
- 407
- views
- 48
- saves
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Lisa Wills 301-752-1442,
RE/MAX One 4432956123
Source: Bright MLS,MLS#: MDCA2031316
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Heat Pump, Electric
Appliances
- Included: Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Washer, Microwave, Exhaust Fan, Water Heater, Electric Water Heater
- Laundry: Has Laundry, Main Level
Features
- Attic, Combination Kitchen/Living, Primary Bath(s), Floor Plan - Traditional, Vaulted Ceiling(s)
- Flooring: Carpet, Luxury Vinyl
- Windows: Replacement
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Mantel(s), Wood Burning
Interior area
- Total structure area: 1,056
- Total interior livable area: 1,056 sqft
- Finished area above ground: 1,056
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Pool features: None
- Fencing: Wood
- Waterfront features: Canoe/Kayak, Boat - Powered, Fishing Allowed, Private Access, Sail, Swimming Allowed, Bay
- Body of water: Chesapeake Bay
Lot
- Size: 10,019 Square Feet
- Features: Backs to Trees
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501111485
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
- Roof: Asphalt
Condition
- Good
- New construction: No
- Year built: 1988
- Major remodel year: 2020
Utilities & green energy
- Sewer: Septic Exists
- Water: Public
Community & HOA
Community
- Subdivision: Chesapeake Ranch Estates
HOA
- Has HOA: Yes
- Amenities included: Baseball Field, Basketball Court, Beach Access, Boat Ramp, Common Grounds, Jogging Path, Lake, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
- Services included: Common Area Maintenance, Management, Pier/Dock Maintenance
- HOA fee: $610 annually
- HOA name: POACRE
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $321/sqft
- Tax assessed value: $257,900
- Annual tax amount: $3,193
- Date on market: 11/2/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,Rural Development,USDA Loan,VA Loan
- Ownership: Fee Simple
Estimated market value
$336,100
$319,000 - $353,000
$2,170/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/15/2021 | Sold | $258,000+3.2%$244/sqft |
Source: | ||
| 8/16/2021 | Pending sale | $250,000$237/sqft |
Source: | ||
| 8/9/2021 | Price change | $250,000-3.8%$237/sqft |
Source: | ||
| 8/5/2021 | Listed for sale | $259,900+48.5%$246/sqft |
Source: | ||
| 10/3/2018 | Sold | $175,000-2.7%$166/sqft |
Source: Public Record Report a problem | ||
| 6/14/2018 | Pending sale | $179,900$170/sqft |
Source: Home Towne Real Estate #1001628116 Report a problem | ||
| 6/6/2018 | Price change | $179,900-2.7%$170/sqft |
Source: Home Towne Real Estate #1001628116 Report a problem | ||
| 5/28/2018 | Listed for sale | $184,900+54.2%$175/sqft |
Source: Home Towne Real Estate #1001628116 Report a problem | ||
| 9/18/2014 | Sold | $119,900+4.4%$114/sqft |
Source: Public Record Report a problem | ||
| 5/14/2014 | Listed for sale | $114,900$109/sqft |
Source: Classic Realty, Ltd. #CA8226493 Report a problem | ||
| 3/29/2014 | Listing removed | $114,900$109/sqft |
Source: Classic Realty, Ltd. #CA8226493 Report a problem | ||
| 2/18/2014 | Price change | $114,900-4.2%$109/sqft |
Source: Classic Realty, Ltd. #CA8226493 Report a problem | ||
| 11/19/2013 | Listed for sale | $119,900$114/sqft |
Source: Classic Realty, Ltd. #CA8226493 Report a problem | ||
| 10/12/2013 | Listing removed | $119,900$114/sqft |
Source: Classic Realty, Ltd. #CA8105237 Report a problem | ||
| 9/23/2013 | Price change | $119,900-4%$114/sqft |
Source: Classic Realty, Ltd. #CA8105237 Report a problem | ||
| 8/16/2013 | Listed for sale | $124,900-9.8%$118/sqft |
Source: Classic Realty, Ltd. #CA8105237 Report a problem | ||
| 6/26/2013 | Sold | $138,476+2.7%$131/sqft |
Source: Public Record Report a problem | ||
| 6/11/2013 | Listed for sale | $134,900+7.9%$128/sqft |
Source: Classic Realty, Ltd. #CA8105237 Report a problem | ||
| 3/2/2013 | Listing removed | $125,000$118/sqft |
Source: O'Brien Realty #CA8014612 Report a problem | ||
| 2/21/2013 | Listed for sale | $125,000-29.4%$118/sqft |
Source: O'Brien Realty #CA8014612 Report a problem | ||
| 12/7/2004 | Sold | $177,000+98.9%$168/sqft |
Source: Public Record Report a problem | ||
| 1/10/2002 | Sold | $89,000+1.4%$84/sqft |
Source: Public Record Report a problem | ||
| 8/28/2001 | Sold | $87,750+0.9%$83/sqft |
Source: Public Record Report a problem | ||
| 2/7/1994 | Sold | $87,000$82/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $3,224 +8.6% | $257,900 +9.9% |
| 2025 | $2,969 +30.1% | $234,667 +11% |
| 2024 | $2,281 +16.7% | $211,433 +12.3% |
| 2023 | $1,955 +4% | $188,200 |
| 2022 | $1,880 +4.2% | $188,200 +8.3% |
| 2021 | $1,805 +3.8% | $173,733 +4.3% |
| 2020 | $1,738 +2.8% | $166,500 |
| 2019 | $1,691 +3.4% | $166,500 +6.8% |
| 2018 | $1,635 +2.1% | $155,833 +3.5% |
| 2017 | $1,601 -34.6% | $150,500 |
| 2016 | $2,447 | $150,500 |
| 2015 | $2,447 | $150,500 -1.1% |
| 2014 | $2,447 | $152,100 |
| 2013 | -- | $152,100 |
| 2012 | -- | $152,100 -26.7% |
| 2011 | -- | $207,570 +3.6% |
| 2010 | -- | $200,430 +3.7% |
| 2009 | -- | $193,290 +3.8% |
| 2008 | -- | $186,150 +16.9% |
| 2007 | -- | $159,206 +20.4% |
| 2006 | -- | $132,263 +25.6% |
| 2005 | -- | $105,320 +4.4% |
| 2004 | -- | $100,836 +4.7% |
| 2003 | -- | $96,353 +4.9% |
| 2002 | -- | $91,870 +3.4% |
| 2001 | -- | $88,850 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 20657
Nearby schools
Schools provided by the listing agent
- High: Patuxent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





