New Roof Sept 2026! Opportunity awaits with this 2-bedroom, 2-bath rancher located just a short walk from Driftwood Beach! The open-concept floor plan features a spacious great room with beautiful knotty pine vaulted ceilings and matching knotty pine flooring, creating a warm and inviting atmosphere. The full unfinished basement offers 9-foot ceilings and a rough-in for a future bathroom, providing endless possibilities for additional living space, a recreation room, or workshop. While the home could benefit from some updating and TLC, it offers tremendous potential for a primary residence, vacation getaway, some wintertime water views. An added bonus is the included adjacent rear lot (Lot 34—see plat), providing additional privacy. Enjoy all the amenities available to Chesapeake Ranch Estates property owners, including private beaches, lake access, trails, and more.
For sale
$289,900
997 Santa Cruz Ct, Lusby, MD 20657
2beds
1,008sqft
Single Family Residence
Built in 1990
0.42 Acres Lot
$288,700 Zestimate®
$288/sqft
$52/mo HOA
What's special
Spacious great roomMatching knotty pine flooringOpen-concept floor plan
- 60 days
- 655
- 67
Zillow last checked:
Listing updated:
Listed by:
Greg Cocimano 301-908-3662,
RE/MAX Realty Group 410-730-6100
Source: Bright MLS,MLS#: MDCA2029882
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Rooms
- Room types: Bedroom 2, Kitchen, Bedroom 1, Great Room, Bathroom 2
Bedroom 1
- Features: Flooring - Wood, Bathroom - Tub Shower
- Level: Main
Bedroom 2
- Features: Flooring - Wood
- Level: Main
Bathroom 2
- Level: Main
Great room
- Features: Wood Stove, Flooring - Wood
- Level: Main
Kitchen
- Features: Flooring - Wood, Dining Area
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Other, Central Air, Heat Pump, Electric
Appliances
- Included: Oven/Range - Electric, Refrigerator, Dishwasher, Electric Water Heater
- Laundry: In Basement
Features
- Combination Dining/Living, Open Floorplan, Kitchen - Table Space, Vaulted Ceiling(s), Wood Ceilings, 9'+ Ceilings
- Flooring: Wood
- Basement: Full,Rough Bath Plumb
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Free Standing
Interior area
- Total structure area: 2,016
- Total interior livable area: 1,008 sqft
- Finished area above ground: 1,008
- Finished area below ground: 0
Property
Parking
- Parking features: Other
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Size: 0.42 Acres
- Features: Additional Lot(s), Backs to Trees
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501120492
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
- Roof: Shingle
Condition
- Good
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: On Site Septic
- Water: Public
Community & HOA
Community
- Subdivision: Chesapeake Ranch Estates
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Lake, Tot Lots/Playground, Clubhouse, Common Grounds, Water/Lake Privileges, Other
- HOA fee: $623 annually
- HOA name: POACRE
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $288/sqft
- Tax assessed value: $236,300
- Annual tax amount: $2,777
- Date on market: 8/6/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$288,700
$274,000 - $303,000
$1,977/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/3/2026 | Listed for sale | $289,900$288/sqft |
Source: | ||
| 8/29/2026 | Contingent | $289,900$288/sqft |
Source: | ||
| 8/6/2026 | Listed for sale | $289,900$288/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $2,991 +6.6% | $236,300 +7.7% |
| 2025 | $2,804 +28.3% | $219,400 +8.3% |
| 2024 | $2,185 +13.3% | $202,500 +9.1% |
| 2023 | $1,928 +3.5% | $185,600 |
| 2022 | $1,864 +3.6% | $185,600 +7.2% |
| 2021 | $1,800 +3.2% | $173,200 +3.7% |
| 2020 | $1,743 +1.3% | $167,000 |
| 2019 | $1,721 +1.8% | $167,000 +3.6% |
| 2018 | $1,690 +0.4% | $161,133 +1.9% |
| 2017 | $1,683 -28.6% | $158,200 |
| 2016 | $2,356 | $158,200 |
| 2015 | $2,356 | $158,200 -4.5% |
| 2014 | $2,356 | $165,600 |
| 2013 | -- | $165,600 |
| 2012 | -- | $165,600 -16.6% |
| 2011 | -- | $198,510 +0.7% |
| 2010 | -- | $197,110 +0.7% |
| 2009 | -- | $195,710 +0.7% |
| 2008 | -- | $194,310 +17.8% |
| 2007 | -- | $164,966 +21.6% |
| 2006 | -- | $135,623 +27.6% |
| 2005 | -- | $106,280 +4.6% |
| 2004 | -- | $101,650 +4.8% |
| 2003 | -- | $97,020 +5% |
| 2002 | -- | $92,390 +0.8% |
| 2001 | -- | $91,612 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 20657
Nearby schools
Schools provided by the listing agent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




