Welcome home to Chesapeake Ranch Estates! This charming 3-bedroom, 2-bath rambler offers comfortable living with room to grow — an unfinished basement awaits your finishing touches, whether that's a rec room, home gym, or extra bedrooms. Cozy up by the fireplace on cool evenings, and enjoy a kitchen outfitted with stainless steel appliances, including a new fridge (2023), dishwasher (2024), and an over-the-stove microwave (2026). Major systems have been thoughtfully maintained, with a new roof (2020), new gutters (2022), and updated heating/AC units (2023) — move in with peace of mind. Set on a peaceful street in a community built for outdoor living, residents enjoy exclusive access to two private beaches, a scenic lake perfect for canoeing and fishing, horseshoe pits, and a community garden. Golf cart–friendly streets add to the laid-back, resort-style lifestyle. You're just minutes from local shopping and a great mix of restaurants, with easy access to major commuter routes. Don't miss your chance to own a slice of Southern Maryland charm — schedule your showing today!
Coming soon 09/23
$312,000
12595 Santa Rosa Cir, Lusby, MD 20657
3beds
1,058sqft
Single Family Residence
Built in 1991
-- sqft lot
$337,900 Zestimate®
$295/sqft
$52/mo HOA
What's special
- 7 days
- 530
- 70
Zillow last checked:
Listing updated:
Listed by:
Malcolm A Brown 301-648-0666,
Real Broker, LLC 8504500442
Source: Bright MLS,MLS#: MDCA2030352
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 1000
Heating
- Heat Pump, Electric
Cooling
- Other, Electric
Appliances
- Included: Stainless Steel Appliance(s), Electric Water Heater
Features
- Breakfast Area, Combination Kitchen/Dining
- Basement: Unfinished
- Number of fireplaces: 1
Interior area
- Total structure area: 2,058
- Total interior livable area: 1,058 sqft
- Finished area above ground: 1,058
Property
Parking
- Parking features: Off Street
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501136399
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Combination
- Foundation: Slab
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: On Site Septic
- Water: Public
Community & HOA
Community
- Subdivision: Chesapeake Ranch Estates
HOA
- Has HOA: Yes
- HOA fee: $622 annually
- HOA name: PROPERTY OWNERS ASSC OF CHESAPEAKE RANCH ESTATES
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $295/sqft
- Tax assessed value: $243,300
- Annual tax amount: $2,846
- Date on market: 9/23/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,FHA 203(k),Negotiable,VA Loan
- Ownership: Fee Simple
Estimated market value
$337,900
$321,000 - $355,000
$2,147/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/31/2016 | Sold | $170,000$161/sqft |
Source: Public Record Report a problem | ||
| 7/1/2016 | Listed for sale | $170,000$161/sqft |
Source: CENTURY 21 New Millennium #CA9701519 Report a problem | ||
| 6/6/2012 | Listing removed | $1,400$1/sqft |
Source: RE/MAX 100 #CA7773549 Report a problem | ||
| 5/11/2012 | Price change | $1,400-6.7%$1/sqft |
Source: RE/MAX 100 #CA7773549 Report a problem | ||
| 3/22/2012 | Price change | $1,500-3.2%$1/sqft |
Source: RE/MAX 100 #CA7773549 Report a problem | ||
| 2/14/2012 | Listed for rent | $1,550$1/sqft |
Source: RE/MAX 100 #ca7773549 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,873 +27.9% | $225,733 +8.4% |
| 2024 | $2,246 +13.4% | $208,167 +9.2% |
| 2023 | $1,980 +3.5% | $190,600 |
| 2022 | $1,914 +3.6% | $190,600 +7.2% |
| 2021 | $1,847 +3.3% | $177,733 +3.8% |
| 2020 | $1,788 +1.3% | $171,300 |
| 2019 | $1,765 +1.8% | $171,300 +3.7% |
| 2018 | $1,733 +0.4% | $165,233 +1.9% |
| 2017 | $1,726 -28.1% | $162,200 |
| 2016 | $2,402 | $162,200 |
| 2015 | $2,402 | $162,200 -4.4% |
| 2014 | $2,402 | $169,700 |
| 2013 | -- | $169,700 |
| 2012 | -- | $169,700 -16.4% |
| 2011 | -- | $203,060 +0.9% |
| 2010 | -- | $201,246 +0.9% |
| 2009 | -- | $199,433 +0.9% |
| 2008 | -- | $197,620 +17.5% |
| 2007 | -- | $168,126 +21.3% |
| 2006 | -- | $138,633 +27% |
| 2005 | -- | $109,140 +4.6% |
| 2004 | -- | $104,380 +4.8% |
| 2003 | -- | $99,620 +5% |
| 2002 | -- | $94,860 +0.9% |
| 2001 | -- | $94,060 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 20657
Nearby schools
Schools provided by the listing agent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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