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For sale
    • Price increase: $50K (7/27)
    $579,900

    10344 SW 98TH PLACE ROAD, OCALA, FL 34481

    3beds
    2,703sqft
    : 
    $4,311/mo
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    Single Family Residence
    Built in 2023
    10,454 Square Feet Lot
    $-- Zestimate®
    $215/sqft
    $494/mo HOA

    What's special

    Private second en-suite bedroomQuartz countertopsGourmet kitchenSpa-inspired bathTile flooringTray ceilingGlass walk-in shower
    Why wait to build when this better-than-new, move-in-ready Smart Home in On Top of the World, Ocala, FL already includes thousands in premium upgrades? Located in Long Leaf Ridge IV, this beautifully designed home offers 3 bedrooms plus a versatile den/office and an additional TV/flex room, providing space for work, guests, or hobbies. From the paver driveway, professional rock landscaping, whole-house Generac generator, water softener, Eco bee Smart Thermostat, and Ring Doorbell, every detail has been thoughtfully upgraded. The gourmet kitchen features quartz countertops, a dramatic 12-foot island, a tile backsplash, upgraded crown molding, pull-out drawers, a pantry, under-cabinet lighting, pendant lighting, and recessed lighting. Tile flooring, crown molding, and a tray ceiling continue throughout the spacious living areas. The luxurious primary suite offers a walk-in closet and a spa-inspired bath with a glass walk-in shower, dual vanities, quartz countertops, and upgraded cabinetry. A private second en-suite bedroom provides ideal accommodations for guests, while the additional bedroom and flex room offer endless possibilities. Enjoy Florida living year-round in the enclosed lanai with a mini-split system, opening to an extended paver patio with retractable awnings and a natural gas hookup for grilling. The 2-car garage features durable epoxy flooring, and the golf cart is available separately. Residents of On Top of the World enjoy championship golf, resort-style pools, fitness centers, pickleball, walking trails, restaurants, clubs, entertainment, and convenient golf-cart access throughout the community. Homes with this level of upgrades, condition, and value are hard to find. ALL WARRANTIES are TRANSFERABLE!
    65 days
    |
    186
    |
    3
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Amanda Fincher, LLC 352-497-5673,

    REALTY EXECUTIVES IN THE VILLAGES 352-753-7500

    Source: Stellar MLS,MLS#: G5113031MLS LogoOriginating MLS: Ocala - Marion

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bonus Room, Den/Library/Office
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 260.85 Square Feet
      • Dimensions: 14.1x18.5
      Other
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 197.4 Square Feet
      • Dimensions: 14.1x14
      Bedroom 4
      • Features: No Closet
      • Level: First
      • Area: 163.84 Square Feet
      • Dimensions: 12.8x12.8
      Bathroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 124 Square Feet
      • Dimensions: 12.4x10
      Balcony porch lanai
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 266.91 Square Feet
      • Dimensions: 28.7x9.3
      Den
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      • Area: 190.19 Square Feet
      • Dimensions: 14.3x13.3
      Kitchen
      • Features: Kitchen Island, Pantry
      • Level: First
      • Area: 329.44 Square Feet
      • Dimensions: 23.2x14.2
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 352.64 Square Feet
      • Dimensions: 23.2x15.2
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 3,628
      • Total interior livable area: 2,703 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Golf Cart Parking, On Street
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Enclosed, Rear Porch
      • Exterior features: Irrigation System, Rain Gutters, Sprinkler Metered
      Lot
      • Size: 10,454 Square Feet
      • Dimensions: 80 x 132
      • Features: Landscaped, Sidewalk
      Details
      • Parcel number: 3530064097
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2023
      Details
      • Builder model: Willem

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Water Connected

      Community & HOA

      Community
      • Features: Association Recreation - Owned, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Park, Playground, Pool, Racquetball, Restaurant, Special Community Restrictions, Tennis Court(s)
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: ON TOP OF THE WORLD
      HOA
      • Has HOA: Yes
      • Services included: Cable TV, Internet, Maintenance Structure, Maintenance Grounds, Trash
      • HOA fee: $494 monthly
      • HOA name: On Top of the World (Central) Owners Association,
      • HOA phone: 352-873-0848
      Location
      • Region: Ocala

      Financial & listing details

      • Price per square foot: $215/sqft
      • Tax assessed value: $472,252
      • Annual tax amount: $6,648
      • Date on market: 5/29/2026
      • Cumulative days on market: 66 days
      • Listing terms: Cash,Conventional
      • Ownership: Leasehold
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/27/2026Price change$579,900+9.4%$215/sqft
        Source: Stellar MLS #G5113031 Report a problem
        7/20/2026Price change$529,900-7.8%$196/sqft
        Source: Stellar MLS #G5113031 Report a problem
        6/24/2026Price change$575,000-2.5%$213/sqft
        Source: Stellar MLS #G5113031 Report a problem
        5/30/2026Listed for sale$590,000$218/sqft
        Source: Stellar MLS #G5113031 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,358 +1001.1%$427,285 +1757.8%
        2023$577 +51.9%$23,000
        2022$380 $23,000
        2021-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34481

        Getting around

        2 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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