Skip main navigation
For sale
  • Price cut: $30K (10/13)
    $459,000

    105 N Water St APT 3, Chestertown, MD 21620

    2beds
    1,098sqft
    : 
    $3,535/mo
    Get pre-qualified
    Condominium
    Built in 1900
    -- sqft lot
    $-- Zestimate®
    $418/sqft
    $500/mo HOA

    What's special

    Second story, waterfront condo in historic Chestertown. Comes with a private boat slip at the end of the dock. 2 bedrooms and 2 full baths. Spacious patio with a stunning view of the Chester River. One of the most coveted streets in historic Chestertown!
    46 days
    631
    24

    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa Raffetto 410-708-0174,

    Coldwell Banker Chesapeake Real Estate Company 410-778-0330

    Source: Bright MLS,MLS#: MDKE2007112MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Basement
      • Area: 0
      Heating
      • Hot Water, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Electric Water Heater
      • Laundry: In Unit
      Features
      • Basement: Exterior Entry,Unfinished
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,098
      • Total interior livable area: 1,098 sqft
      • Finished area above ground: 1,098
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: On Street
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Four
      • Stories: 4
      • Pool features: None
      • On waterfront: Yes
      • Waterfront features: River
      • Body of water: Chester River
      • Frontage length: Water Frontage Ft: 25
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1504020693
      • Zoning: R-3
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Federal
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Brick
      Condition
      • Excellent
      • New construction: No
      • Year built: 1900

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Condo and coop fee: $500 monthly
      • Subdivision: Chestertown Historic District
      HOA
      • Has HOA: No
      • Amenities included: Boat Dock/Slip, Storage, Water/Lake Privileges
      • Services included: Common Area Maintenance, Maintenance Structure, Insurance, Management, Pier/Dock Maintenance, Snow Removal
      Location
      • Region: Chestertown

      Financial & listing details

      • Price per square foot: $418/sqft
      • Tax assessed value: $450,000
      • Annual tax amount: $7,052
      • Date on market: 9/24/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Condominium

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/13/2026Price change$459,000-6.1%$418/sqft
        Source: Bright MLS #MDKE2007112 Report a problem
        9/30/2026Listed for sale$489,000-21.8%$445/sqft
        Source: Bright MLS #MDKE2007112 Report a problem
        1/5/2006Sold$625,000$569/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $450,000
        2025$7,052 +3.8%$450,000 +3.8%
        2024$6,791 +4%$433,333 +4%
        2023$6,530 +4.8%$416,667 +4.2%
        2022$6,229 -0.6%$400,000
        2021$6,269 $400,000
        2020$6,269 -19.8%$400,000 -20%
        2019$7,820 +0.6%$500,000
        2018$7,770 +3.3%$500,000
        2017$7,520 -13%$500,000
        2016$8,648 $500,000
        2015$8,648 $500,000
        2014$8,648 $500,000 -13%
        2013-- $575,000
        2012-- $575,000
        2011-- $575,000 -8%
        2010-- $625,000 +2.7%
        2009-- $608,332 +2.8%
        2008-- $591,666 +2.9%
        2007-- $575,000 +5.5%
        2006-- $545,000 +243.1%
        2005-- $158,866 +7.1%
        2004-- $148,300 +13%
        2003-- $131,272 +14.9%
        2002-- $114,246 +17.5%
        2001-- $97,220
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21620

        Getting around

        70 / 100
        Very Walkable
        57 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Kent County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts