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For sale
    • $875,000

    1076 SADDLEBACK RIDGE TRL, Bandera, TX 78003

    4beds
    3,352sqft
    : 
    $6,183/mo
    Get pre-qualified
    Single Family Residence
    Built in 2009
    5.16 Acres Lot
    $823,600 Zestimate®
    $261/sqft
    $50/mo HOA

    What's special

    Stainless steel appliancesAdditional bonus roomGranite counter topsImpressive floor-to-ceiling stone fireplaceGourmet kitchenKnotty alder custom cabinetryPot filler
    This beautifully appointed 4-bedroom, 2.5-bath residence with an additional bonus room offers a refined balance of comfort and craftsmanship. Knotty alder custom cabinetry and granite counter tops runs throughout the home, lending a sense of richness and continuity, while the gourmet kitchen is thoughtfully designed with an island, stainless steel appliances and a pot filler, creating a space that is as functional as it is sophisticated. The main living area is anchored by an impressive floor-to-ceiling stone fireplace, adding both warmth and architectural presence. A generously sized laundry room with a built-in sink provides convenience without compromising style. The bonus room offers flexibility to suit your needs, whether as a private office, media lounge, or guest retreat. Outdoors, an enclosed swim spa invites year-round relaxation in a private setting, while a dedicated shed/shop provide ample space for storage, projects, and/or recreational equipment. Every element of this home has been carefully considered, resulting in a property that feels polished, inviting, and quietly luxurious. Located in the gated Hills of Bandera Ranch, just 10 miles southwest of downtown Bandera, the Cowboy Capital of the World, the property borders the Hill Country State Natural Area. The Hills of Bandera Ranch offers: walking and riding trails, equestrian-friendly design, private entrance to the Hill Country State Natural Area, stocked fishing ponds.
    102 days
    |
    198
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Megan Lamb TREC #536646 (210) 878-5800,

    River Realty

    Source: LERA MLS,MLS#: 1958866MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Split, Outside Access, Walk-In Closet(s), Ceiling Fan(s), Full Bath
      • Area: 418
      • Dimensions: 22 x 19
      Bedroom 2
      • Area: 182
      • Dimensions: 14 x 13
      Bedroom 3
      • Area: 182
      • Dimensions: 14 x 13
      Bedroom 4
      • Area: 576
      • Dimensions: 24 x 24
      Primary bathroom
      • Features: Tub/Shower Separate, Separate Vanity
      • Area: 176
      • Dimensions: 16 x 11
      Dining room
      • Area: 130
      • Dimensions: 10 x 13
      Kitchen
      • Area: 350
      • Dimensions: 14 x 25
      Living room
      • Area: 456
      • Dimensions: 19 x 24
      Heating
      • Central, Electric
      Cooling
      • Ceiling Fan(s), Central Air, Zoned
      Appliances
      • Included: Washer, Dryer, Microwave, Gas Cooktop, Refrigerator, Disposal, Dishwasher, Electric Water Heater, Instant Hot Water
      • Laundry: Laundry Room
      Features
      • One Living Area, Eat-in Kitchen, Pantry, Study/Library, Utility Room Inside, High Ceilings, High Speed Internet, Walk-In Closet(s), Master Downstairs, Ceiling Fan(s), Solid Counter Tops, Custom Cabinets, Programmable Thermostat
      • Flooring: Carpet, Saltillo Tile, Wood
      • Windows: Double Pane Windows, Window Coverings
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: One, Living Room
      Interior area
      • Total interior livable area: 3,352 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Attached, Garage Faces Side, Oversized, Garage Door Opener, RV/Boat Parking, Open
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio, Covered
      • Exterior features: Barbecue, Rain Gutters, Other
      • Has private pool: Yes
      • Pool features: Heated, Screen Enclosure
      • Has spa: Yes
      • Spa features: Bath
      • Has view: Yes
      • View description: County VIew
      Lot
      • Size: 5.16 Acres
      • Features: 5 - 14 Acres
      • Residential vegetation: Mature Trees
      Details
      • Additional structures: Shed(s)
      • Parcel number: 21000000000400

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Texas Hill Country
      • Property subtype: Single Family Residence
      Materials
      • Stone, Stucco, Radiant Barrier
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Pre-Owned
      • New construction: No
      • Year built: 2009
      Details
      • Builder name: Asher

      Utilities & green energy

      • Electric: BEC
      • Sewer: Septic, Septic
      • Water: Well, Private Well, Water Storage
      • Utilities for property: Private Garbage Service
      Green energy
      • Water conservation: Water-Smart Landscaping

      Community & HOA

      Community
      • Features: Jogging Trails, Bike Trails, Lake/River Park, Other, Cluster Mail Box, School Bus
      • Security: Smoke Detector(s), Controlled Access
      • Subdivision: Hills Of Bandera
      HOA
      • Has HOA: Yes
      • HOA fee: $600 annually
      • HOA name: HILLS OF BANDERA POA
      Location
      • Region: Bandera

      Financial & listing details

      • Price per square foot: $261/sqft
      • Tax assessed value: $705,130
      • Annual tax amount: $9,570
      • Price range: $875K - $875K
      • Date on market: 4/17/2026
      • Cumulative days on market: 102 days
      • Listing terms: Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $823,600

        $782,000 - $865,000

        $2,573/mo

        Price history

        DateEventPrice
        4/17/2026Listed for sale$875,000$261/sqft
        Source: LERA MLS #1958866 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,941 -13.2%$627,938 +10%
        2024$4,542 -0.1%$570,853 +10%
        2023$4,547 -28.9%$518,957 +10%
        2022$6,397 $471,779 +10%
        2021-- $428,890 +10%
        2020$6,514 $389,900
        2019-- $389,900 -1.3%
        2018-- $394,970 -0.5%
        2017-- $396,780 -14.6%
        2016-- $464,740 +3.9%
        2015-- $447,250 +2.3%
        2014-- $437,393 +10%
        2012-- $397,630 +50.5%
        2010-- $264,270 +296.2%
        2009-- $66,700
        2008-- $66,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 78003

        Getting around

        0 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Alkek
        • Middle: Bandera
        • High: Bandera
        • District: Bandera Isd

        Source: LERA MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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