Welcome to the St. Thomas floorplan by Channel Marker Builders, a luxury new construction coastal home designed with exceptional craftsmanship, premium upgrades, and resort-style living in mind. Offering over 2,500 heated square feet, this home designed for aging-in place, features 3 bedrooms and 2 full baths on the main level, plus a fourth bedroom or flex room with a full bath upstairs, ideal for guests, flexible living, and long-term value. The exterior showcases high-end finishes including Sagiper porch ceilings, a custom front door, Fiberon Good Life Cottage decking on both the front porch and screened rear porch, whole-house gutters, lawn irrigation, and open-cell spray foam insulation for energy efficiency. A 12-foot PGT sliding glass door connects the great room to the outdoor living space, leading to a private 9x19 fiberglass saline swimming pool, perfect for entertaining or relaxing in your own backyard retreat. Inside, the home is filled with luxury details and elevated finishes. Enjoy upgraded soft-close cabinetry throughout, quartz countertops, and Chesapeake HDF laminate flooring across the entire first floor, with tile in all bathrooms. The open-concept great room features 10-foot ceilings, stained decorative beams, custom fireplace built-ins, and a 36-inch vent-free gas fireplace. A luxury trim package includes wainscoting, crown molding, office ceiling detail, and wood shelving throughout. The main-level owner's suite is a true spa-like retreat, offering vaulted ceilings, two walk-in closets, a freestanding soaking tub, and an 11-foot custom tiled walk-through shower with an oversized niche and Moen U four-function shower system, including wall filler control. Bath two includes a walk-in tiled shower with frameless glass enclosure and oversized niche, continuing the upscale design throughout the home. Additional features include 8-foot solid core interior doors on the first floor, 9-foot ceilings in the upstairs comfort-height elongated toilets, Moen plumbing fixtures, under-cabinet kitchen lighting, and a curated luxury lighting package. The kitchen is equipped with a ZLINE commercial-style appliance package, including a 36-inch gas range, range hood, dishwasher, and refrigerator. Energy efficiency and comfort are enhanced by a 15 SEER Trane zoned HVAC system and a Navien tankless gas water heater with recirculating loop. Located in a premier gated coastal community, residents enjoy access to six scenic lakes, a resort-style pool with lazy river, pickleball courts, clubhouse, fitness center, walking trails, playground, picnic areas, a nature park with fire pit, and an Intracoastal Waterway boat launch with day docks, pier, and on-site boat storage. Built by Channel Marker Builders, known for high-quality custom homes throughout Pender and Onslow Counties, this property is a rare opportunity to own a fully upgraded coastal new construction home.
New construction
Price cut: $10.9K (9/3)
$819,000
108 Whispering Pine Lane, Holly Ridge, NC 28445
4beds
2,733sqft
Single Family Residence
Built in 2026
9,148 Square Feet Lot
$816,400 Zestimate®
$300/sqft
$150/mo HOA
What's special
Custom fireplace built-insSagiper porch ceilingsMoen plumbing fixturesUnder-cabinet kitchen lightingCurated luxury lighting packageQuartz countertopsLawn irrigation
- 277 days
- 208
- 13
Zillow last checked:
Listing updated:
Listed by:
Kristen Downing 910-650-6174,
RE/MAX Executive,
Summit Realty Group 910-714-5534,
RE/MAX Executive
Source: Hive MLS,MLS#: 100546984
Originating MLS: Jacksonville Board of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Great Room, Office, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Bonus Room
Primary bedroom
- Level: First
- Dimensions: 15 x 14
Bedroom 2
- Level: First
- Dimensions: 13 x 11
Bedroom 3
- Level: First
- Dimensions: 14 x 11
Bonus room
- Level: Second
- Dimensions: 21 x 15
Dining room
- Level: First
- Dimensions: 21 x 9
Great room
- Level: First
- Dimensions: 19 x 16
Kitchen
- Level: First
- Dimensions: 19 x 11
Office
- Level: First
- Dimensions: 11 x 12
Heating
- Heat Pump, Electric
Cooling
- Heat Pump
Appliances
- Included: Vented Exhaust Fan, Electric Oven, Refrigerator, Dishwasher, Tankless Water Heater, Gas Range
- Laundry: Laundry Room
Features
- Master Downstairs, Walk-in Closet(s), Vaulted Ceiling(s), High Ceilings, Entrance Foyer, Kitchen Island, Ceiling Fan(s), Pantry, Walk-in Shower, Gas Log, Walk-In Closet(s)
- Flooring: Carpet, Laminate, Tile
- Basement: None
- Attic: Partially Floored,Walk-In
- Number of fireplaces: 1
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,733
- Total interior livable area: 2,733 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage Faces Front, Attached, Garage Door Opener, Paved, Garage
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Open, Covered, Patio, Porch
- Exterior features: Irrigation System
- Has private pool: Yes
- Pool features: In Ground, Private
- Fencing: Back Yard,None
- View description: None
- Waterfront features: Water Access Comm
- Frontage type: See Remarks
Lot
- Size: 9,148 Square Feet
- Dimensions: 79.62 x 149.34 x 60 x 149.62
- Features: Water Access Comm
Details
- Parcel number: 762c254
- Zoning: R-20
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Wood Frame
- Foundation: Slab
- Roof: Architectural Shingle,Metal
Condition
- New Construction,Under Construction
- New construction: Yes
- Year built: 2026
Details
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Summerhouse On Everett Bay
HOA
- Has HOA: Yes
- Amenities included: Waterfront Community, Basketball Court, Billiard Room, Boat Slip, Clubhouse, Pool, Fitness Center, Game Room, Gated, Jogging Path, Maintenance Common Areas, Maintenance Roads, Party Room, Pickleball, Picnic Area, Playground, Ramp, RV/Boat Storage, Sidewalks, Street Lights, Tennis Court(s), Trail(s)
- HOA fee: $1,800 annually
- HOA name: Summerhouse on Everetts Bay HOA
- HOA phone: 910-256-2021
Location
- Region: Holly Ridge
Financial & listing details
- Price per square foot: $300/sqft
- Tax assessed value: $50,000
- Annual tax amount: $497
- Date on market: 8/3/2026
- Cumulative days on market: 277 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Paved
Estimated market value
$816,400
$776,000 - $857,000
$2,522/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/3/2026 | Price change | $819,000-1.3%$300/sqft |
Source: | ||
| 8/3/2026 | Listed for sale | $829,900+3.8%$304/sqft |
Source: | ||
| 2/5/2026 | Listing removed | $799,900$293/sqft |
Source: | ||
| 12/31/2025 | Listed for sale | $799,900+966.5%$293/sqft |
Source: | ||
| 11/18/2025 | Sold | $75,000+87.5%$27/sqft |
Source: Public Record Report a problem | ||
| 3/23/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 2/19/2021 | Sold | $40,000+6.7%$15/sqft |
Source: eXp Realty #199925435 Report a problem | ||
| 9/3/2020 | Listed for sale | $37,500+150%$14/sqft |
Source: Owner Report a problem | ||
| 10/25/2010 | Sold | $15,000-90%$5/sqft |
Source: Public Record Report a problem | ||
| 10/10/2006 | Sold | $150,000$55/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $497 | $50,000 |
| 2024 | $497 | $50,000 |
| 2023 | $497 -1.1% | $50,000 |
| 2022 | $503 +129.5% | $50,000 +150% |
| 2021 | $219 | $20,000 |
| 2020 | $219 -0.5% | $20,000 |
| 2019 | $220 -0.9% | $20,000 |
| 2018 | $222 +1.8% | $20,000 |
| 2017 | $218 | $20,000 |
| 2016 | $218 | $20,000 |
| 2015 | $218 | $20,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28445
Nearby schools
Schools provided by the listing agent
- Elementary: Coastal Elementary
- Middle: Dixon
- High: Dixon
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








