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New construction
  • $829,900

    108 Whispering Pine Lane, Holly Ridge, NC 28445

    4beds
    2,579sqft
    : 
    $4,964/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    9,148 Square Feet Lot
    $827,500 Zestimate®
    $322/sqft
    $150/mo HOA

    What's special

    Custom fireplace built-insSagiper porch ceilingsMoen plumbing fixturesUnder-cabinet kitchen lightingCurated luxury lighting packageQuartz countertopsLawn irrigation
    Welcome to the St. Thomas floorplan by Channel Marker Builders, a luxury new construction coastal home designed with exceptional craftsmanship, premium upgrades, and resort-style living in mind. Offering over 2,500 heated square feet, this home designed for aging-in place, features 3 bedrooms and 2 full baths on the main level, plus a fourth bedroom or flex room with a full bath upstairs, ideal for guests, flexible living, and long-term value. The exterior showcases high-end finishes including Sagiper porch ceilings, a custom front door, Fiberon Good Life Cottage decking on both the front porch and screened rear porch, whole-house gutters, lawn irrigation, and open-cell spray foam insulation for energy efficiency. A 12-foot PGT sliding glass door connects the great room to the outdoor living space, leading to a private 9x19 fiberglass saline swimming pool, perfect for entertaining or relaxing in your own backyard retreat. Inside, the home is filled with luxury details and elevated finishes. Enjoy upgraded soft-close cabinetry throughout, quartz countertops, and Chesapeake HDF laminate flooring across the entire first floor, with tile in all bathrooms. The open-concept great room features 10-foot ceilings, stained decorative beams, custom fireplace built-ins, and a 36-inch vent-free gas fireplace. A luxury trim package includes wainscoting, crown molding, office ceiling detail, and wood shelving throughout. The main-level owner's suite is a true spa-like retreat, offering vaulted ceilings, two walk-in closets, a freestanding soaking tub, and an 11-foot custom tiled walk-through shower with an oversized niche and Moen U four-function shower system, including wall filler control. Bath two includes a walk-in tiled shower with frameless glass enclosure and oversized niche, continuing the upscale design throughout the home. Additional features include 8-foot solid core interior doors on the first floor, 9-foot ceilings in the upstairs comfort-height elongated toilets, Moen plumbing fixtures, under-cabinet kitchen lighting, and a curated luxury lighting package. The kitchen is equipped with a ZLINE commercial-style appliance package, including a 36-inch gas range, range hood, dishwasher, and refrigerator. Energy efficiency and comfort are enhanced by a 15 SEER Trane zoned HVAC system and a Navien tankless gas water heater with recirculating loop. Located in a premier gated coastal community, residents enjoy access to six scenic lakes, a resort-style pool with lazy river, pickleball courts, clubhouse, fitness center, walking trails, playground, picnic areas, a nature park with fire pit, and an Intracoastal Waterway boat launch with day docks, pier, and on-site boat storage. Built by Channel Marker Builders, known for high-quality custom homes throughout Pender and Onslow Counties, this property is a rare opportunity to own a fully upgraded coastal new construction home.
    231 days
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    138
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    17
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kristen Downing 910-650-6174,

    RE/MAX Executive,

    Summit Realty Group 910-714-5534,

    RE/MAX Executive

    Source: Hive MLS,MLS#: 100546984MLS LogoOriginating MLS: Jacksonville Board of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Great Room, Office, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Bonus Room
      Primary bedroom
      • Level: First
      • Dimensions: 15 x 14
      Bedroom 2
      • Level: First
      • Dimensions: 13 x 11
      Bedroom 3
      • Level: First
      • Dimensions: 14 x 11
      Bonus room
      • Level: Second
      • Dimensions: 21 x 15
      Dining room
      • Level: First
      • Dimensions: 21 x 9
      Great room
      • Level: First
      • Dimensions: 19 x 16
      Kitchen
      • Level: First
      • Dimensions: 19 x 11
      Office
      • Level: First
      • Dimensions: 11 x 12
      Heating
      • Heat Pump, Electric
      Cooling
      • Heat Pump
      Appliances
      • Included: Vented Exhaust Fan, Electric Oven, Refrigerator, Dishwasher, Tankless Water Heater, Gas Range
      • Laundry: Laundry Room
      Features
      • Master Downstairs, Walk-in Closet(s), Vaulted Ceiling(s), High Ceilings, Entrance Foyer, Kitchen Island, Ceiling Fan(s), Pantry, Walk-in Shower, Gas Log, Walk-In Closet(s)
      • Flooring: Carpet, Laminate, Tile
      • Basement: None
      • Attic: Partially Floored,Walk-In
      • Has fireplace: Yes
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 2,579
      • Total interior livable area: 2,579 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front, Attached, Garage Door Opener, Paved, Garage
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Patio & porch: Open, Covered, Patio, Porch
      • Exterior features: Irrigation System
      • Has private pool: Yes
      • Pool features: In Ground, Private
      • Fencing: Back Yard,None
      • Has view: Yes
      • View description: None
      • Waterfront features: Water Access Comm
      • Frontage type: See Remarks
      Lot
      • Size: 9,148 Square Feet
      • Dimensions: 79.62 x 149.34 x 60 x 149.62
      • Features: Water Access Comm
      Details
      • Parcel number: 762c254
      • Zoning: R-20
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Wood Frame
      • Foundation: Slab
      • Roof: Architectural Shingle,Metal
      Condition
      • New Construction,Under Construction
      • New construction: Yes
      • Year built: 2026
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Summerhouse On Everett Bay
      HOA
      • Has HOA: Yes
      • Amenities included: Waterfront Community, Basketball Court, Billiard Room, Boat Slip, Clubhouse, Pool, Fitness Center, Game Room, Gated, Jogging Path, Maintenance Common Areas, Maintenance Roads, Party Room, Pickleball, Picnic Area, Playground, Ramp, RV/Boat Storage, Sidewalks, Street Lights, Tennis Court(s), Trail(s)
      • HOA fee: $1,800 annually
      • HOA name: Summerhouse on Everetts Bay HOA
      • HOA phone: 910-256-2021
      Location
      • Region: Holly Ridge

      Financial & listing details

      • Price per square foot: $322/sqft
      • Tax assessed value: $50,000
      • Annual tax amount: $497
      • Date on market: 8/3/2026
      • Cumulative days on market: 231 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        $827,500

        $786,000 - $869,000

        $2,600/mo

        Price history

        DateEventPrice
        8/3/2026Listed for sale$829,900+3.8%$322/sqft
        Source: Hive MLS #100546984 Report a problem
        2/5/2026Listing removed$799,900$310/sqft
        Source: Hive MLS #100546984 Report a problem
        12/31/2025Listed for sale$799,900+966.5%$310/sqft
        Source: Hive MLS #100546984 Report a problem
        11/18/2025Sold$75,000+87.5%$29/sqft
        Source: Public Record Report a problem
        3/23/2021Listing removed--
        Source: Owner Report a problem
        2/19/2021Sold$40,000+6.7%$16/sqft
        Source: eXp Realty #199925435 Report a problem
        9/3/2020Listed for sale$37,500+150%$15/sqft
        Source: Owner Report a problem
        10/25/2010Sold$15,000-90%$6/sqft
        Source: Public Record Report a problem
        10/10/2006Sold$150,000$58/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$497 $50,000
        2024$497 $50,000
        2023$497 -1.1%$50,000
        2022$503 +129.5%$50,000 +150%
        2021$219 $20,000
        2020$219 -0.5%$20,000
        2019$220 -0.9%$20,000
        2018$222 +1.8%$20,000
        2017$218 $20,000
        2016$218 $20,000
        2015$218 $20,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28445

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Coastal Elementary
        • Middle: Dixon
        • High: Dixon

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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