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For sale
    • Price cut: $10K (10/20)
    $780,000

    109 Key West Lane, Newport, NC 28570

    3beds
    3,549sqft
    : 
    $4,734/mo
    Get pre-qualified
    Single Family Residence
    Built in 2008
    0.44 Acres Lot
    $765,700 Zestimate®
    $220/sqft
    $38/mo HOA

    What's special

    Welcome to 109 Key West Lane, a beautifully crafted custom home located in the desirable Cottage Pointe subdivision of Newport, NC. This thoughtfully designed 3-bedroom, 3.5-bath residence offers exceptional quality, functionality, and coastal charm, all in a well-maintained setting that shows very little wear and tear. The exterior is equally impressive, featuring lush, professionally landscaped grounds supported by an irrigation system fed by a private well, a metal roof, and durable fiber cement siding. A large concrete driveway provides ample parking for vehicles, boats, or other toys, while a detached storage building adds even more utility. Outdoor living is abundant with a spacious back deck, three screened private porches, and a third-level sun deck, perfect for relaxing or entertaining. Inside, the home is designed for comfort and convenience across three levels, all accessible by a private elevator. The main level features a large kitchen and dining area that flows seamlessly into the great room, along with a primary suite on the main floor. Storage is plentiful throughout, with large closets and walk-in attic spaces. The first level offers a fantastic family room with a wet bar, a full bath, and an exceptionally large flex room suitable for a game room, office, or guest space. A two-car garage completes this level, providing both parking and additional storage. Located just minutes from Morehead City, Swansboro, and area beaches, this home also includes water access to Broad Creek via the community boat dock, making it ideal for boating and coastal living. This is a rare opportunity to own a high-quality, move-in-ready home in a peaceful waterfront community.
    293 days
    366
    8

    Zillow last checked:

    Listing updated:

    Listed by:

    Stacey Respess Bowen 252-945-3198,

    United Country Respess Wilder

    Source: Hive MLS,MLS#: 100551444MLS LogoOriginating MLS: Carteret County Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Family Room, Office, Other, Great Room, Laundry, Bathroom 1, Master Bedroom, Bathroom 2, Bedroom 2, Bedroom 3, Bathroom 3
      Primary bedroom
      • Description: Private Porch
      • Level: Second
      • Dimensions: 14 x 15
      Bedroom 2
      • Description: Sun deck
      • Level: Third
      • Dimensions: 12 x 13
      Bedroom 3
      • Level: Third
      • Dimensions: 13 x 14
      Bathroom 1
      • Description: Part of laundry room
      • Level: Second
      • Dimensions: 5 x 4
      Bathroom 2
      • Description: Master bath
      • Level: Second
      • Dimensions: 10 x 9
      Bathroom 3
      • Level: Third
      • Dimensions: 11 x 7
      Family room
      • Level: First
      • Dimensions: 19 x 19
      Great room
      • Level: Second
      • Dimensions: 21 x 16
      Kitchen
      • Level: Second
      • Dimensions: 21 x 13
      Laundry
      • Level: Second
      • Dimensions: 10 x 7
      Office
      • Level: First
      • Dimensions: 12 x 8
      Other
      • Description: Wet Bar
      • Level: First
      • Dimensions: 16 x 13
      Other
      • Description: Flex/Tackle Room
      • Level: First
      • Dimensions: 14 x 9
      Heating
      • Electric, Forced Air, Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, Tankless Water Heater, Electric Range
      • Laundry: Dryer Hookup, Washer Hookup, Laundry Room
      Features
      • Walk-in Closet(s), Tray Ceiling(s), High Ceilings, Kitchen Island, Elevator, Ceiling Fan(s), Wet Bar, Gas Log, Walk-In Closet(s)
      • Flooring: Carpet, Tile, Wood
      • Windows: Thermal Windows
      • Basement: None
      • Attic: Floored,Partially Floored,Pull Down Stairs,Walk-In
      • Number of fireplaces: 2
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 3,549
      • Total interior livable area: 3,549 sqft

      Property

      Parking
      • Total spaces: 6
      • Parking features: Garage Faces Front, Concrete, Garage
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Elevator Installed
      Features
      • Levels: Three Or More
      • Patio & porch: Open, Covered, Deck, Porch, Screened, Rear Porch
      • Exterior features: Irrigation System
      • Pool features: None
      • Fencing: None
      • View description: None
      • Waterfront features: Water Access Comm
      • Frontage type: See Remarks
      Lot
      • Size: 0.44 Acres
      • Dimensions: 165' x 148' x 221' x 73'
      • Features: Open Lot, Water Access Comm
      Details
      • Parcel number: 631604600562000
      • Zoning: RM15
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Wood Frame
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: County Water, Well
      • Utilities for property: Natural Gas Connected, Water Connected
      Green energy
      • Green verification: None

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Cottage Pointe
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock
      • HOA fee: $450 annually
      • HOA name: Cottage Pointe HOA
      • HOA phone: 252-904-2611
      Location
      • Region: Newport

      Financial & listing details

      • Price per square foot: $220/sqft
      • Tax assessed value: $479,694
      • Annual tax amount: $2,208
      • Date on market: 1/27/2026
      • Cumulative days on market: 293 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        $765,700

        $727,000 - $804,000

        $3,148/mo

        Price history

        DateEventPrice
        10/20/2026Price change$780,000-1.3%$220/sqft
        Source: Hive MLS #100551444 Report a problem
        9/3/2026Price change$790,000-2.5%$223/sqft
        Source: Hive MLS #100551444 Report a problem
        7/30/2026Price change$810,000-3.6%$228/sqft
        Source: Hive MLS #100551444 Report a problem
        7/15/2026Price change$840,000-2.3%$237/sqft
        Source: Hive MLS #100551444 Report a problem
        6/12/2026Price change$860,000-1.7%$242/sqft
        Source: Hive MLS #100551444 Report a problem
        5/30/2026Price change$875,000-5.4%$247/sqft
        Source: Hive MLS #100551444 Report a problem
        1/27/2026Listed for sale$925,000+81.4%$261/sqft
        Source: Hive MLS #100551444 Report a problem
        12/18/2019Sold$510,000-4.3%$144/sqft
        Source: Hive MLS #100173510 Report a problem
        11/9/2019Pending sale$533,000$150/sqft
        Source: Bluewater Real Estate EI #100173510 Report a problem
        9/20/2019Price change$533,000-3%$150/sqft
        Source: Bluewater Real Estate EI #100173510 Report a problem
        7/8/2019Listed for sale$549,500+16.9%$155/sqft
        Source: Bluewater Real Estate EI #100173510 Report a problem
        6/13/2017Sold$470,000-4.1%$132/sqft
        Source: Hive MLS #100043388 Report a problem
        4/18/2017Pending sale$489,900$138/sqft
        Source: RE/MAX Ocean Properties #100043388 Report a problem
        1/16/2017Listed for sale$489,900$138/sqft
        Source: RE/MAX Ocean Properties #100043388 Report a problem
        11/1/2016Listing removed$489,900$138/sqft
        Source: RE/MAX Ocean Properties #100008972 Report a problem
        4/14/2016Listed for sale$489,900-2%$138/sqft
        Source: REMAX Ocean Properties #100008972 Report a problem
        9/21/2015Listed for sale$499,900$141/sqft
        Source: Century 21 Newsom-Ball Realty #15-1521 Report a problem
        8/20/2015Listing removed$499,900$141/sqft
        Source: CENTURY 21 Newsom-Ball Realty #15-1521 Report a problem
        6/18/2015Price change$499,900-3.7%$141/sqft
        Source: CENTURY 21 Newsom-Ball Realty #15-1521 Report a problem
        3/31/2015Listed for sale$519,000+587.4%$146/sqft
        Source: Military For Sale by Owner Report a problem
        6/4/2008Sold$75,500$21/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,149 -2.7%$672,335 +40.2%
        2024$2,209 -3.2%$479,694
        2023$2,283 +2.1%$479,694
        2022$2,235 +4.5%$479,694 +8.5%
        2021$2,139 $442,063 -8.7%
        2020-- $484,163 +2.4%
        2019$1,674 $472,827 +10.2%
        2017$1,674 -0.9%$429,208
        2016$1,689 $429,208
        2015$1,689 +8.3%$429,208 -2%
        2014$1,560 $438,053
        2013-- $438,053
        2012-- --
        2011-- --
        2010-- $543,700
        2009-- $543,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28570

        Getting around

        4 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Bogue Sound
        • Middle: Broad Creek
        • High: Croatan

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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