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Under contract
    • $1,980,000

    109 Ocean Bluff Drive, Indian Beach, NC 28512

    6beds
    4,253sqft
    : 
    $11,208/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    10,026 Square Feet Lot
    $-- Zestimate®
    $466/sqft
    $201/mo HOA

    What's special

    Welcome to your dream beach escape--where refined luxury meets effortless coastal living. This stunning 6-bedroom, 5-full bathroom, 1 half bathroom, ocean-view home is just steps from the beach. Located in an exclusive gated community with private beach access, offering breathtaking views, and premium finishes, this sandcastle comes fully furnished for move-in-ready convenience. Step inside to discover a bright, open-concept layout designed by Vinyet Architecture featuring a reverse floor plan which positions the main living space and gourmet kitchen perfectly for premium views, conveniently accessible via a hydraulic elevator servicing all floors. The top-floor hub for entertainment and relaxation is anchored by a gas fireplace with shiplap accenting for year-round comfort. The gourmet kitchen features commercial-grade GE Profile appliances including a large 48'' Monogram refrigerator and freezer, 36'' gas cooktop, double wall ovens, sleek quartz countertops, ample cabinetry, and an oversized island perfect for family gatherings and hosting. Adding to the home's thoughtful layout and design is engineered hardwood oak flooring throughout main living areas, and LVP on the ground floor for no stress with wet and sandy feet. It boasts 6 generous bedrooms (two primary suites with walk-in closets), offering comfort and privacy for family and guests alike. This home is built for making memories including a recreation room with a billiards table and wet bar for effortless enjoyment. Experience outdoor coastal living at its finest while relaxing by the heated saltwater pool and hot tub, or on one of the properties' three expansive decks - each offering their own coastal views. Whether you're seeking a high-end primary residence, a luxurious second home, or a premium investment property with proven rental history (>100k on the books for 2026!), this residence delivers on every level--location, design, lifestyle, and income.
    94 days
    |
    298
    |
    9
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jordan P Smith 252-367-1832,

    Smith Realty Group

    Source: Hive MLS,MLS#: 100570284MLS LogoOriginating MLS: Carteret County Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 6
      • Full bathrooms: 5
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Bedroom 6, Living Room, Dining Room, Bonus Room, Laundry, Utility Room
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Mini Refrigerator, Gas Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Double Oven, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater
      • Laundry: Laundry Room
      Features
      • Sound System, Walk-in Closet(s), Vaulted Ceiling(s), High Ceilings, Kitchen Island, Elevator, Ceiling Fan(s), Furnished, Hot Tub, Pantry, Reverse Floor Plan, Walk-in Shower, Wet Bar, Blinds/Shades, Built-in Features, Gas Log, Smart Thermostat, Walk-In Closet(s), Wired for Data
      • Flooring: LVT/LVP, Tile, Wood, See Remarks
      • Doors: Thermal Doors
      • Attic: Access Only
      • Has fireplace: Yes
      • Fireplace features: Gas Log
      • Furnished: Yes
      Interior area
      • Total structure area: 4,253
      • Total interior livable area: 4,253 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Additional Parking, Concrete, Garage
      • Attached garage spaces: 3
      Accessibility
      • Accessibility features: Accessible Elevator Installed
      Features
      • Levels: Three Or More
      • Patio & porch: Covered, Front Porch, Rear Porch
      • Exterior features: Outdoor Shower, Irrigation System, Cluster Mailboxes, DP50 Windows, Gas Log, Outdoor Grill, Thermal Doors, See Remarks
      • Has private pool: Yes
      • Pool features: In Ground, Pool/Spa Combo, Private
      • Fencing: Back Yard
      • Has view: Yes
      • View description: Ocean
      • Has water view: Yes
      • Water view: Ocean
      • Waterfront features: Deeded Beach Access
      • Frontage type: See Remarks
      Lot
      • Size: 10,026 Square Feet
      • Dimensions: 81 x 124 x 75 x 124
      • Features: Deeded Beach Access, Ocean Side, Landscaped
      Details
      • Parcel number: 633410375398000
      • Zoning: PUD
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Wood Frame
      • Foundation: Other, Slab, Pilings
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2023

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Water Connected
      Green energy
      • Energy efficient items: Lighting, Thermostat

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Ocean Bluff
      HOA
      • Has HOA: Yes
      • Amenities included: Waterfront Community, Beach Access, Gated, Maintenance Common Areas, Maintenance Grounds, Maintenance Roads
      • HOA fee: $2,417 annually
      • HOA name: Ocean Bluff Association
      • HOA phone: 252-247-3101
      Location
      • Region: Indian Beach

      Financial & listing details

      • Price per square foot: $466/sqft
      • Tax assessed value: $1,549,446
      • Annual tax amount: $3,584
      • Date on market: 5/7/2026
      • Cumulative days on market: 94 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Commercial,Cash,Conventional,Other

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $6,192/mo

        Price history

        DateEventPrice
        7/16/2026Contingent$1,980,000$466/sqft
        Source: Hive MLS #100570284 Report a problem
        5/7/2026Listed for sale$1,980,000+810.3%$466/sqft
        Source: Hive MLS #100570284 Report a problem
        12/20/2021Sold$217,500-37.7%$51/sqft
        Source: Hive MLS #100264677 Report a problem
        7/27/2021Pending sale$349,000$82/sqft
        Source: Hive MLS #100264677 Report a problem
        4/4/2021Listed for sale$349,000$82/sqft
        Source: Hive MLS #100264677 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,584 +39.2%$1,549,446 +112.7%
        2024$2,575 +67.7%$728,570 +62.9%
        2023$1,536 +70.1%$447,243
        2022$903 +30.3%$447,243 +113%
        2021$693 $210,000
        2020-- $210,000 -0.1%
        2019$652 $210,244
        2017$652 $210,244
        2016$652 $210,244
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28512

        Getting around

        25 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Morehead City Elem
        • Middle: Morehead City
        • High: West Carteret

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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