For sale

Price cut: $24.9K (7/9)

$575,000

109 Summer Breeze Rd, Panama City Beach, FL 32413

3beds

2,112sqft

$3,913/mo

Get pre-qualified

Single Family Residence

Built in 1999

8,712 Square Feet Lot

$549,500 Zestimate^®

$272/sqft

$25/mo HOA

What's special

Beautifully maintained 3BR/2BA home with an office in the quiet Summer Breeze community! This inviting home features a desirable split-bedroom floor plan offering both privacy and functionality. The spacious living areas flow seamlessly to the screened-in pool area, creating the perfect setting for relaxing or entertaining year-round. The office provides flexibility for working from home, hobbies, or additional guest space. Enjoy the convenience of being within walking distance to the beach while also being close to shopping, dining, and schools. This home combines comfort, location, and lifestyle in one exceptional package.

128 days
677
67

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Rooms

Room types: Bedroom, Primary Bedroom, Office

Primary bedroom

Dimensions: 17 x 12

Bedroom

Dimensions: 14 x 11

Bedroom

Dimensions: 12 x 11

Office

Dimensions: 12 x 11

Heating

Central, Electric, Fireplace(s)

Cooling

Central Air, Ceiling Fan(s)

Appliances

Included: Electric Range

Features

Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
Has fireplace: Yes

Interior area

Total structure area: 2,112
Total interior livable area: 2,112 sqft

Property

Parking

Total spaces: 2
Parking features: Garage, Garage Door Opener
Garage spaces: 2

Features

Patio & porch: Porch, Screened
Exterior features: Porch
Has private pool: Yes
Pool features: Gunite, In Ground, Screen Enclosure, Private
Fencing: Fenced,Privacy

Lot

Size: 8,712 Square Feet
Dimensions: 73 x 120
Features: Sprinkler System

Details

Parcel number: 38333050178

Construction

Type & style

Home type: SingleFamily
Architectural style: Contemporary
Property subtype: Single Family Residence

Materials

Stucco, Wood Frame
Foundation: Slab
Roof: Shingle

Condition

New construction: No
Year built: 1999

Utilities & green energy

Sewer: Public Sewer
Utilities for property: Electricity Available

Community & HOA

Community

Security: Security System
Subdivision: Summer Breeze Phase I

HOA

Has HOA: Yes
HOA fee: $300 annually

Location

Region: Panama City Beach

Financial & listing details

Price per square foot: $272/sqft
Tax assessed value: $428,509
Annual tax amount: $2,716
Date on market: 5/28/2026
Cumulative days on market: 103 days
Electric utility on property: Yes

Estimated market value

$549,500

$522,000 - $577,000

$2,690/mo

Price history

Date	Event	Price
7/9/2026	Price change	$575,000-4.2%$272/sqft
Source: CPAR #790476 Report a problem
6/15/2026	Price change	$599,900-4.8%$284/sqft
Source: CPAR #790476 Report a problem
5/28/2026	Listed for sale	$630,000+223.1%$298/sqft
Source: CPAR #790476 Report a problem
1/11/2000	Sold	$195,000$92/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,716 +2.8%	$234,325 +2.9%
2024	$2,643 +2.9%	$227,721 +3%
2023	$2,569 +13%	$221,088 +3%
2022	$2,273	$214,649
2021	--	--
2020	$2,237 +4.4%	$205,520 +2.3%
2019	$2,143	$200,899 +1.9%
2018	$2,143 +1%	$197,153 +2.1%
2017	$2,122 +12.1%	$193,098 -0.6%
2016	$1,893 -4.3%	$194,361 -0.9%
2015	$1,977	$196,176 -1.1%
2014	$1,977	$198,444 -1.2%
2013	--	$200,938 +0.9%
2012	--	$199,110 -7.6%
2011	--	$215,574 -2.5%
2010	--	$221,012 -7.9%
2009	--	$239,988 -16.5%
2008	--	$287,541 -14.2%
2007	--	$335,093 -3.7%
2006	--	$348,039 +71%
2005	--	$203,500 +5.3%
2004	--	$193,321 +5.6%
2003	--	$183,106 +8.4%
2002	--	$168,936
2001	--	$168,936 +2.1%
2000	--	$165,384