Beautifully maintained 3BR/2BA home with an office in the quiet Summer Breeze community! This inviting home features a desirable split-bedroom floor plan offering both privacy and functionality. The spacious living areas flow seamlessly to the screened-in pool area, creating the perfect setting for relaxing or entertaining year-round. The office provides flexibility for working from home, hobbies, or additional guest space. Enjoy the convenience of being within walking distance to the beach while also being close to shopping, dining, and schools. This home combines comfort, location, and lifestyle in one exceptional package.
For sale
Price cut: $30.1K (6/15)
$599,900
109 Summer Breeze Rd, Panama City Beach, FL 32413
3beds
2,112sqft
Single Family Residence
Built in 1999
8,712 Square Feet Lot
$577,100 Zestimate®
$284/sqft
$-- HOA
What's special
- 33 days |
- 646 |
- 40 |
Zillow last checked:
Listing updated:
Listed by:
Stephanie Ingram 850-814-0355,
Counts Real Estate Group Inc,
J3/Jim H Hodges 850-258-3670,
Counts Real Estate Group Inc
Source: CPAR,MLS#: 790476
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Primary Bedroom, Office
Primary bedroom
- Dimensions: 17 x 12
Bedroom
- Dimensions: 14 x 11
Bedroom
- Dimensions: 12 x 11
Office
- Dimensions: 12 x 11
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range
Features
- Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
- Has fireplace: Yes
Interior area
- Total structure area: 2,112
- Total interior livable area: 2,112 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage, Garage Door Opener
- Garage spaces: 2
Features
- Patio & porch: Porch, Screened
- Exterior features: Porch
- Has private pool: Yes
- Pool features: Gunite, In Ground, Screen Enclosure, Private
- Fencing: Fenced,Privacy
Lot
- Size: 8,712 Square Feet
- Dimensions: 73 x 120
- Features: Sprinkler System
Details
- Parcel number: 38333050178
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Stucco, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Security: Security System
- Subdivision: Summer Breeze Phase I
HOA
- Has HOA: Yes
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $284/sqft
- Tax assessed value: $407,808
- Annual tax amount: $2,716
- Date on market: 5/28/2026
- Cumulative days on market: 34 days
- Electric utility on property: Yes
Estimated market value
$577,100
$548,000 - $606,000
$2,979/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/15/2026 | Price change | $599,900-4.8%$284/sqft |
Source:  CPAR #790476 Report a problem | ||
| 5/28/2026 | Listed for sale | $630,000+223.1%$298/sqft |
Source: CPAR #790476 Report a problem | ||
| 1/11/2000 | Sold | $195,000$92/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,643 +2.9% | $227,721 +3% |
| 2023 | $2,569 +13% | $221,088 +3% |
| 2022 | $2,273 | $214,649 |
| 2021 | -- | -- |
| 2020 | $2,237 +4.4% | $205,520 +2.3% |
| 2019 | $2,143 | $200,899 +1.9% |
| 2018 | $2,143 +1% | $197,153 +2.1% |
| 2017 | $2,122 +12.1% | $193,098 -0.6% |
| 2016 | $1,893 -4.3% | $194,361 -0.9% |
| 2015 | $1,977 | $196,176 -1.1% |
| 2014 | $1,977 | $198,444 -1.2% |
| 2013 | -- | $200,938 +0.9% |
| 2012 | -- | $199,110 -7.6% |
| 2011 | -- | $215,574 -2.5% |
| 2010 | -- | $221,012 -7.9% |
| 2009 | -- | $239,988 -16.5% |
| 2008 | -- | $287,541 -14.2% |
| 2007 | -- | $335,093 -3.7% |
| 2006 | -- | $348,039 +71% |
| 2005 | -- | $203,500 +5.3% |
| 2004 | -- | $193,321 +5.6% |
| 2003 | -- | $183,106 +8.4% |
| 2002 | -- | $168,936 |
| 2001 | -- | $168,936 +2.1% |
| 2000 | -- | $165,384 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32413
Nearby schools
GreatSchools rating
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 3.1 mi
- 6/10West Bay Elementary SchoolGrades: PK-5Distance: 4.5 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 5.2 mi
Schools provided by the listing agent
- Elementary: West Bay
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City Beach
- 32413
- 109 Summer Breeze Rd
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