Welcome to your entry point into the Smith Mountain Lake lifestyle--where laid-back lake days, sunset cruises, and weekend getaways don't have to come with a luxury price tag.Located in Moneta with private community access to Smith Mountain Lake, this well-maintained 2-bedroom, 1-bath home offers the perfect blend of affordability and lifestyle. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity (STR allowed!), this one checks all the boxes.Set on a permanent foundation (financing-friendly!), the home features several key updates, including a recently sealed roof, new gutters (2022), newer appliances, and a brand-new back porch--the perfect spot for morning coffee before heading to the lake or unwinding after a day on the water. Outside, you'll find a spacious 3-car carport, offering plenty of room for vehicles, lake toys, or extra storage.
This is your chance to enjoy everything Smith Mountain Lake has to offer--boating, fishing, dining, and that unbeatable waterfront lifestyle--at a fraction of the typical price point.
Affordable. Accessible. And just minutes from the water.
Lake life is calling-- it's your time to answer!
For sale
Price cut: $1K (6/12)
$145,000
109 Whisperridge Ct, Moneta, VA 24121
2beds
660sqft
Manufactured Home
Built in 1984
0.93 Acres Lot
$-- Zestimate®
$220/sqft
$15/mo HOA
What's special
Brand-new back porchNewer appliancesRecently sealed roof
- 106 days |
- 808 |
- 28 |
Zillow last checked:
Listing updated:
Listed by:
JENNIFER LAUREN PORTER 540-397-5259,
EMBOLDEN REALTY GROUP 540-397-5259
Source: RVAR,MLS#: 925774
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Appliances
- Included: Electric Range, Refrigerator
Features
- Flooring: Carpet
- Has basement: No
Interior area
- Total structure area: 660
- Total interior livable area: 660 sqft
- Finished area above ground: 660
Property
Parking
- Total spaces: 3
- Parking features: Detached Carport, Off Street
- Has carport: Yes
- Covered spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Waterfront features: Water Access Only, Cove
- Body of water: Smith Mtn Lake
Lot
- Size: 0.93 Acres
- Features: Manufac Home Allowed, Gentle Sloping, Secluded
Details
- Parcel number: 232A1 3 8
- Zoning: R-2
Construction
Type & style
- Home type: MobileManufactured
- Property subtype: Manufactured Home
Materials
- Vinyl
Condition
- Completed
- Year built: 1984
Utilities & green energy
- Electric: 0 Phase
- Water: Well
Community & HOA
Community
- Subdivision: Whisperwood Cove
HOA
- Has HOA: Yes
- HOA fee: $175 annually
Location
- Region: Moneta
Financial & listing details
- Price per square foot: $220/sqft
- Tax assessed value: $59,100
- Annual tax amount: $243
- Date on market: 4/9/2026
Jennifer Porter
(540) 397-5259
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Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/12/2026 | Price change | $145,000-0.7%$220/sqft |
Source:  RVAR #925774 Report a problem | ||
| 5/23/2026 | Price change | $146,000-1%$221/sqft |
Source: RVAR #925774 Report a problem | ||
| 5/5/2026 | Price change | $147,500-0.7%$223/sqft |
Source: RVAR #925774 Report a problem | ||
| 4/18/2026 | Price change | $148,500-0.7%$225/sqft |
Source: RVAR #925774 Report a problem | ||
| 4/9/2026 | Listed for sale | $149,500+29.5%$227/sqft |
Source: RVAR #925774 Report a problem | ||
| 6/6/2023 | Sold | $115,400+4.9%$175/sqft |
Source: Public Record Report a problem | ||
| 3/4/2023 | Pending sale | $110,000$167/sqft |
Source:  Long & Foster Broker Feed #896022 Report a problem | ||
| 2/20/2023 | Listed for sale | $110,000$167/sqft |
Source: Long & Foster Broker Feed Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $59,100 |
| 2024 | $242 | $59,100 +62.4% |
| 2023 | -- | $36,400 +10.6% |
| 2022 | $165 | $32,900 |
| 2021 | $165 | $32,900 |
| 2020 | $165 -3.8% | $32,900 |
| 2019 | $171 +17.9% | $32,900 +17.9% |
| 2018 | $145 | $27,900 |
| 2017 | $145 | $27,900 |
| 2016 | $145 | $27,900 |
| 2015 | $145 | $27,900 |
| 2014 | $145 +4% | $27,900 |
| 2013 | $140 | $27,900 |
| 2012 | $140 | $27,900 |
| 2011 | $140 | $27,900 |
| 2010 | $140 | $27,900 |
| 2009 | $140 | $27,900 |
| 2008 | $140 | $27,900 |
| 2007 | $140 +35% | $27,900 +75.5% |
| 2006 | $103 | $15,900 |
| 2005 | $103 | $15,900 |
| 2004 | $103 | $15,900 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 24121
Nearby schools
GreatSchools rating
- 9/10Moneta Elementary SchoolGrades: PK-5Distance: 4.3 mi
- 5/10Staunton River Middle SchoolGrades: 6-8Distance: 7.5 mi
- 2/10Staunton River High SchoolGrades: 9-12Distance: 7.5 mi
Schools provided by the listing agent
- Elementary: Moneta
- Middle: Staunton River
- High: Staunton River
Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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